US Bank Directory

Banks in Hazard, KY

5 FDIC-insured banks operate 11 offices in Hazard, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Hazard

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 11 locations in Hazard, according to the FDIC. 11 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hazard

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Trust Bank and Pbt Bancorp have the most locations in Hazard, with 3 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Trust Bank Community Trust Bank, Inc. · 3 branches · main office Pikeville, KY Bank · 3

Community Trust Bank has 3 branches in Hazard, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hazard location is the Hazard Airport Gardens Branch at 1665 Combs Rd, dating to 1985; the newest, at 100 Citizens Ln, to 1992. It does not publish hours in the sources this page uses; check its site before you go.

  • Hazard Black Gold Branch
    100 Citizens Ln, 41701
    Hours: see the bank's site
  • Hazard Village Branch
    101 Village Ln, 41701
    Hours: see the bank's site
  • Hazard Airport Gardens Branch
    1665 Combs Rd, 41701
    Hours: see the bank's site
Community Trust Bank: profile, branches and contacts
Pbt Bancorp 3 branches · main office Hazard, KY Bank · 3

Pbt Bancorp has 3 branches in Hazard, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Hazard, KY and show it operating since 1923. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,860 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hazard location is its main office at 524 Main St, dating to 1923; the newest, at 131 Citizens Ln, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    524 Main St, 41701
    Hours: see the bank's site
  • Daniel Boone Branch
    107 Rockwood Ln, 41701
    Hours: see the bank's site
  • Express Bank & Merchant Center Branch
    131 Citizens Ln, 41701
    Hours: see the bank's site
Pbt Bancorp: profile, branches and contacts
1st Trust Bank 2 branches · main office Hazard, KY Bank · 2

1st Trust Bank has 2 branches in Hazard, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Hazard, KY and show it operating since 2004. With $351.7 million in total assets on June 30, 2026, it ranks No. 2,260 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hazard location is its main office at 44 Commerce Dr, dating to 2004; the newest, at 106 Black Gold Ct, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    44 Commerce Dr, 41701
    Hours: see the bank's site
  • Black Gold Branch
    106 Black Gold Ct, 41701
    Hours: see the bank's site
1st Trust Bank: profile, branches and contacts
Whitaker Bank 2 branches · main office Lexington, KY Bank · 2

Whitaker Bank has 2 branches in Hazard, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hazard location is the Mountain Credit Branch at 1818 S Ky Highway 15, dating to 2001; the newest, at 777 Morton Blvd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Mountain Credit Branch
    1818 S Ky Highway 15, 41701
    Hours: see the bank's site
  • Hazard Branch
    777 Morton Blvd, 41701
    Hours: see the bank's site
Whitaker Bank: profile, branches and contacts
First Federal Savings and Loan Association 1 branch · main office Hazard, KY Bank · 1

First Federal Savings and Loan Association has 1 branch in Hazard, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Hazard, KY and show it operating since 1960. With $81.3 million in total assets on June 30, 2026, it ranks No. 3,842 of 4,232 U.S. banks by total assets. Its main office at 479 Main St dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    479 Main St, 41701
    Hours: see the bank's site
First Federal Savings and Loan Association: profile, branches and contacts

Banking in Hazard: the local picture

Short answer: 5 banks run 11 branches in Hazard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 3 have their main office in Hazard, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is Community Trust Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Pbt Bancorp's office at 524 Main St, dating to 1923; the newest is 1st Trust Bank's at 106 Black Gold Ct, from 2006.

None of the 11 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hazard, and where the nearest one is if they do not.

Short answer: No branches in Hazard: Chase (nearest in Richmond, 69 mi), Wells Fargo, Bank of America (nearest in Lexington, 84 mi), PNC Bank (nearest in Manchester, 32 mi), U.S. Bank (nearest in Martin, 32 mi), Truist (nearest in Harlan, 32 mi), Fifth Third Bank (nearest in Richmond, 67 mi), Huntington (nearest in Independence, 136 mi), Regions Bank (nearest in Franklin, 190 mi), TD Bank, BMO.

BankIn HazardNearest branch if none here
ChaseNoneRichmond, 69 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 84 miles away
PNC BankNoneManchester, 32 miles away
U.S. BankNoneMartin, 32 miles away
TruistNoneHarlan, 32 miles away
Fifth Third BankNoneRichmond, 67 miles away
HuntingtonNoneIndependence, 136 miles away
Regions BankNoneFranklin, 190 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hazard to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hazard residents like anyone else.

Banks near Hazard

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hindman (14 miles) and Whitesburg (21 miles). Harlan, 31 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Hazard

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hazard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hazard

Short answer: 3 institutions have their main office in Hazard: Pbt Bancorp, 1st Trust Bank and First Federal Savings and Loan Association.

InstitutionTypeTotal assets, June 30, 2026Offices here
Pbt BancorpBank$473.2 million3
1st Trust BankBank$351.7 million2
First Federal Savings and Loan AssociationBank$81.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hazard by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hazard offices.

Short answer: Community Trust Bank is the largest bank with offices in Hazard, with $6.95 billion in total assets on June 30, 2026, No. 223 among U.S. banks by total assets. Whitaker Bank is second with $1.93 billion. 3 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Trust Bank$6.95 billionNo. 2233Pikeville, KY
Whitaker Bank$1.93 billionNo. 6222Lexington, KY
Pbt Bancorp$473.2 millionNo. 1,8603Hazard, KY
1st Trust Bank$351.7 millionNo. 2,2602Hazard, KY
First Federal Savings and Loan Association$81.3 millionNo. 3,8421Hazard, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hazard: FAQ

How many banks are in Hazard, KY?

Hazard has 5 banks with 11 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Hazard?

Community Trust Bank, with 3. Pbt Bancorp has 3 and Whitaker Bank has 2.

Is there a Community Trust Bank in Hazard, KY?

Yes. FDIC data lists 3 Community Trust Bank branches in Hazard as of September 5, 2026. Its branches are listed under Community Trust Bank above, with the address and directions for each.

Is there a Pbt Bancorp in Hazard, KY?

Yes. FDIC data lists 3 Pbt Bancorp branches in Hazard as of September 5, 2026, the main office at 524 Main St. Its branches are listed under Pbt Bancorp above, with the address and directions for each.

Is there a Whitaker Bank in Hazard, KY?

Yes. FDIC data lists 2 Whitaker Bank branches in Hazard as of September 5, 2026. Its branches are listed under Whitaker Bank above, with the address and directions for each.

Is there a Chase in Hazard, KY?

No. FDIC data lists no Chase branch in Hazard as of September 5, 2026. The nearest is in Richmond, about 69 miles away in a straight line.

Which banks are headquartered in Hazard?

Pbt Bancorp, 1st Trust Bank and First Federal Savings and Loan Association have their main office in Hazard, according to the FDIC.

What is the oldest bank in Hazard?

Community Trust Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Hazard in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hazard?

Nearby cities with more banks include Hindman, Whitesburg, Jackson. Hindman is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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