US Bank Directory
Banks in Hillsboro, KY
1 FDIC-insured bank operates 1 office in Hillsboro, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hillsboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Hillsboro, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hillsboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank of Kentucky is the only bank with an office in Hillsboro. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank of Kentucky Bank · 1
Peoples Bank of Kentucky has 1 branch in Hillsboro, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Flemingsburg, KY and show it operating since 1906. With $564.9 million in total assets on June 30, 2026, it ranks No. 1,642 of 4,232 U.S. banks by total assets. The Hillsboro Branch at 7537 Hillsboro Rd dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hillsboro Branch7537 Hillsboro Rd, 41049
Banking in Hillsboro: the local picture
Short answer: 1 bank runs 1 branch in Hillsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Peoples Bank of Kentucky has its main office in Flemingsburg, KY, according to the FDIC.
The bank with the longest record here is Peoples Bank of Kentucky, operating since 1906 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hillsboro, and where the nearest one is if they do not.
Short answer: No branches in Hillsboro: Chase (nearest in Lexington, 46 mi), Wells Fargo, Bank of America (nearest in Lexington, 46 mi), PNC Bank (nearest in Lexington, 45 mi), U.S. Bank (nearest in Morehead, 14 mi), Truist (nearest in Winchester, 36 mi), Fifth Third Bank (nearest in Paris, 34 mi), Huntington (nearest in Independence, 64 mi), Regions Bank (nearest in Franklin, 193 mi), TD Bank, BMO.
| Bank | In Hillsboro | Nearest branch if none here |
|---|---|---|
| Chase | None | Lexington, 46 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 46 miles away |
| PNC Bank | None | Lexington, 45 miles away |
| U.S. Bank | None | Morehead, 14 miles away |
| Truist | None | Winchester, 36 miles away |
| Fifth Third Bank | None | Paris, 34 miles away |
| Huntington | None | Independence, 64 miles away |
| Regions Bank | None | Franklin, 193 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hillsboro to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hillsboro residents like anyone else.
Banks near Hillsboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Flemingsburg (9 miles) and Owingsville (12 miles). Morehead, 13 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Flemingsburg, KY | 9 mi | 2 | 6 |
| Banks in Owingsville, KY | 12 mi | 3 | 4 |
| Banks in Morehead, KY | 13 mi | 9 | 12 |
| Banks in Sharpsburg, KY | 14 mi | 2 | 2 |
| Banks in Tollesboro, KY | 19 mi | 2 | 2 |
| Banks in Mount Sterling, KY | 22 mi | 6 | 11 |
| Banks in Maysville, KY | 25 mi | 6 | 10 |
| Banks in Olive Hill, KY | 26 mi | 2 | 2 |
Bank branch openings and closings in Hillsboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hillsboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hillsboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hillsboro offices.
Short answer: Peoples Bank of Kentucky is the largest bank with offices in Hillsboro, with $564.9 million in total assets on June 30, 2026, No. 1,642 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank of Kentucky | $564.9 million | No. 1,642 | 1 | Flemingsburg, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hillsboro: FAQ
How many banks are in Hillsboro, KY?
Hillsboro has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Peoples Bank of Kentucky in Hillsboro, KY?
Yes. FDIC data lists 1 Peoples Bank of Kentucky branch in Hillsboro as of September 5, 2026. The address and directions are under Peoples Bank of Kentucky above.
Is there a Chase in Hillsboro, KY?
No. FDIC data lists no Chase branch in Hillsboro as of September 5, 2026. The nearest is in Lexington, about 46 miles away in a straight line.
What is the oldest bank in Hillsboro?
Peoples Bank of Kentucky has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Did any bank branches open or close in Hillsboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hillsboro?
Nearby cities with more banks include Flemingsburg, Owingsville, Morehead. Flemingsburg is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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