Banks in Owingsville, KY

Bank branch map: Owingsville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Owingsville, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Owingsville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Owingsville Banking has the most locations in Owingsville, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Owingsville Banking 2 branches · main office Owingsville, KY Bank · 2

Owingsville Banking has 2 branches in Owingsville, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Owingsville, KY and show it operating since 1893. With $104.1 million in total assets on June 30, 2026, it ranks No. 3,671 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owingsville location is its main office at 49 W Main St, dating to 1893; the newest, at 35 Brendan St, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  49 W Main St, 40360

  Hours: see the bank's site
  DirectionsWebsite
• Brendan Branch

  35 Brendan St, 40360

  Hours: see the bank's site
  DirectionsWebsite

Owingsville Banking: profile, branches and contacts

Peoples Bank of Kentucky 1 branch · main office Flemingsburg, KY Bank · 1

Peoples Bank of Kentucky has 1 branch in Owingsville, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Flemingsburg, KY and show it operating since 1906. With $564.9 million in total assets on June 30, 2026, it ranks No. 1,642 of 4,232 U.S. banks by total assets. The Slate Avenue Branch at 43 Slate Ave dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Slate Avenue Branch

  43 Slate Ave, 40360

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank of Kentucky: profile, branches and contacts

The Citizens Bank 1 branch · main office Morehead, KY Bank · 1

The Citizens Bank has 1 branch in Owingsville, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Morehead, KY and show it operating since 1928. With $228.6 million in total assets on June 30, 2026, it ranks No. 2,834 of 4,232 U.S. banks by total assets. The Main Street Branch at 22 E Main Street dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Street Branch

  22 E Main Street, 40360

  Hours: see the bank's site
  DirectionsWebsite

The Citizens Bank: profile, branches and contacts

Banking in Owingsville: the local picture

Short answer: 3 banks run 4 branches in Owingsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Owingsville, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is Owingsville Banking, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is Owingsville Banking's office at 49 W Main St, dating to 1893; the newest is Peoples Bank of Kentucky's at 43 Slate Ave, from 1994.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Owingsville, and where the nearest one is if they do not.

Short answer: No branches in Owingsville: Chase (nearest in Lexington, 37 mi), Wells Fargo, Bank of America (nearest in Lexington, 37 mi), PNC Bank (nearest in Lexington, 37 mi), U.S. Bank (nearest in Morehead, 18 mi), Truist (nearest in Winchester, 26 mi), Fifth Third Bank (nearest in Paris, 28 mi), Huntington (nearest in Independence, 69 mi), Regions Bank (nearest in Franklin, 183 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owingsville to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owingsville residents like anyone else.

Banks near Owingsville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sharpsburg (9 miles) and Mount Sterling (11 miles). Morehead, 16 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Owingsville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Owingsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Owingsville

Short answer: 1 institution has its main office in Owingsville: Owingsville Banking.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Owingsville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owingsville offices.

Short answer: Peoples Bank of Kentucky is the largest bank with offices in Owingsville, with $564.9 million in total assets on June 30, 2026, No. 1,642 among U.S. banks by total assets. The Citizens Bank is second with $228.6 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Owingsville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.