US Bank Directory

Banks in Bedford, KY

1 FDIC-insured bank operates 1 office in Bedford, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bedford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bedford, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bedford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bedford Loan & Deposit Bank is the only bank with an office in Bedford. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bedford Loan & Deposit Bank 1 branch · main office Bedford, KY Bank · 1

Bedford Loan & Deposit Bank has 1 branch in Bedford, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Bedford, KY and show it operating since 1891. With $121.8 million in total assets on June 30, 2026, it ranks No. 3,536 of 4,232 U.S. banks by total assets. Its main office at 45 Highway 42 E dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    45 Highway 42 E, 40006
    Hours: see the bank's site
Bedford Loan & Deposit Bank: profile, branches and contacts

Banking in Bedford: the local picture

Short answer: 1 bank runs 1 branch in Bedford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bedford Loan & Deposit Bank has its main office in Bedford, according to the FDIC.

The bank with the longest record here is Bedford Loan & Deposit Bank, operating since 1891 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bedford, and where the nearest one is if they do not.

Short answer: No branches in Bedford: Chase (nearest in Crestwood, 19 mi), Wells Fargo, Bank of America (nearest in Louisville, 29 mi), PNC Bank (nearest in La Grange, 14 mi), U.S. Bank (nearest in Carrollton, 10 mi), Truist (nearest in Louisville, 24 mi), Fifth Third Bank (nearest in La Grange, 15 mi), Huntington (nearest in Walton, 43 mi), Regions Bank (nearest in Franklin, 147 mi), TD Bank, BMO.

BankIn BedfordNearest branch if none here
ChaseNoneCrestwood, 19 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 29 miles away
PNC BankNoneLa Grange, 14 miles away
U.S. BankNoneCarrollton, 10 miles away
TruistNoneLouisville, 24 miles away
Fifth Third BankNoneLa Grange, 15 miles away
HuntingtonNoneWalton, 43 miles away
Regions BankNoneFranklin, 147 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bedford to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bedford residents like anyone else.

Banks near Bedford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Carrollton (10 miles) and Lagrange (14 miles). Crestwood, 20 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Bedford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bedford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bedford

Short answer: 1 institution has its main office in Bedford: Bedford Loan & Deposit Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bedford Loan & Deposit BankBank$121.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bedford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bedford offices.

Short answer: Bedford Loan & Deposit Bank is the largest bank with offices in Bedford, with $121.8 million in total assets on June 30, 2026, No. 3,536 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bedford Loan & Deposit Bank$121.8 millionNo. 3,5361Bedford, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bedford: FAQ

How many banks are in Bedford, KY?

Bedford has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Chase in Bedford, KY?

No. FDIC data lists no Chase branch in Bedford as of September 5, 2026. The nearest is in Crestwood, about 19 miles away in a straight line.

Which banks are headquartered in Bedford?

Bedford Loan & Deposit Bank has its main office in Bedford, according to the FDIC.

What is the oldest bank in Bedford?

Bedford Loan & Deposit Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1891.

Did any bank branches open or close in Bedford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bedford?

Nearby cities with more banks include Carrollton, Lagrange, La Grange. Carrollton is 10 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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