US Bank Directory
Banks in St. Francis, KS
3 FDIC-insured banks operate 3 offices in St. Francis, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: St. Francis
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in St. Francis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in St. Francis
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Western State Bank, The Bank and FNB Bank have the most locations in St. Francis, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNB Bank Bank · 1
FNB Bank has 1 branch in St. Francis, 3 across Kansas and 5 nationwide. FDIC records list its main office in Goodland, KS and show it operating since 1886. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,618 of 4,232 U.S. banks by total assets. The St. Francis Branch at 201 W Washington St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Francis Branch201 W Washington St, 67756
The Bank Bank · 1
The Bank has 1 branch in St. Francis, 14 across Kansas and 14 nationwide. FDIC records list its main office in Oberlin, KS and show it operating since 1985. With $617.3 million in total assets on June 30, 2026, it ranks No. 1,536 of 4,232 U.S. banks by total assets. The St Francis Branch at 121 W Washington Street dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Francis Branch121 W Washington Street, 67756
The Western State Bank Bank · 1
The Western State Bank has 1 branch in St. Francis, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garden City, KS and show it operating since 1973. With $802.1 million in total assets on June 30, 2026, it ranks No. 1,262 of 4,232 U.S. banks by total assets. The St Francis Branch at 400 E Washington St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Francis Branch400 E Washington St, 67756
Banking in St. Francis: the local picture
Short answer: 3 banks run 3 branches in St. Francis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in St. Francis, 3 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is FNB Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is FNB Bank's office at 201 W Washington St, dating to 1906; the newest is The Western State Bank's at 400 E Washington St, from 2007.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in St. Francis, and where the nearest one is if they do not.
Short answer: No branches in St. Francis: Chase (nearest in Wichita, 277 mi), Wells Fargo (nearest in Wichita, 278 mi), Bank of America (nearest in Wichita, 275 mi), PNC Bank (nearest in Overland Park, 384 mi), U.S. Bank (nearest in Topeka, 327 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 134 mi).
| Bank | In St. Francis | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita, 277 miles away |
| Wells Fargo | None | Wichita, 278 miles away |
| Bank of America | None | Wichita, 275 miles away |
| PNC Bank | None | Overland Park, 384 miles away |
| U.S. Bank | None | Topeka, 327 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Garden City, 134 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of St. Francis to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to St. Francis residents like anyone else.
Banks near St. Francis
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Goodland (30 miles) and Atwood (40 miles). Colby, 48 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Goodland, KS | 30 mi | 4 | 4 |
| Banks in Atwood, KS | 40 mi | 3 | 3 |
| Banks in Colby, KS | 48 mi | 7 | 8 |
| Banks in Oakley, KS | 67 mi | 3 | 3 |
| Banks in Oberlin, KS | 68 mi | 3 | 3 |
| Banks in Hoxie, KS | 78 mi | 3 | 3 |
| Banks in Tribune, KS | 90 mi | 2 | 2 |
| Banks in Leoti, KS | 92 mi | 2 | 2 |
Bank branch openings and closings in St. Francis
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in St. Francis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in St. Francis by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its St. Francis offices.
Short answer: The Western State Bank is the largest bank with offices in St. Francis, with $802.1 million in total assets on June 30, 2026, No. 1,262 among U.S. banks by total assets. The Bank is second with $617.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Western State Bank | $802.1 million | No. 1,262 | 1 | Garden City, KS |
| The Bank | $617.3 million | No. 1,536 | 1 | Oberlin, KS |
| FNB Bank | $270.3 million | No. 2,618 | 1 | Goodland, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in St. Francis: FAQ
How many banks are in St. Francis, KS?
St. Francis has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in St. Francis?
The Western State Bank, with 1. The Bank has 1 and FNB Bank has 1.
Is there a The Western State Bank in St. Francis, KS?
Yes. FDIC data lists 1 The Western State Bank branch in St. Francis as of September 5, 2026. The address and directions are under The Western State Bank above.
Is there a The Bank in St. Francis, KS?
Yes. FDIC data lists 1 The Bank branch in St. Francis as of September 5, 2026. The address and directions are under The Bank above.
Is there a FNB Bank in St. Francis, KS?
Yes. FDIC data lists 1 FNB Bank branch in St. Francis as of September 5, 2026. The address and directions are under FNB Bank above.
Is there a Chase in St. Francis, KS?
No. FDIC data lists no Chase branch in St. Francis as of September 5, 2026. The nearest is in Wichita, about 277 miles away in a straight line.
What is the oldest bank in St. Francis?
FNB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.
Did any bank branches open or close in St. Francis in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near St. Francis?
Nearby cities with more banks include Goodland, Atwood, Colby. Goodland is 30 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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