US Bank Directory

Banks in St. Francis, KS

3 FDIC-insured banks operate 3 offices in St. Francis, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: St. Francis

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in St. Francis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in St. Francis

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Western State Bank, The Bank and FNB Bank have the most locations in St. Francis, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FNB Bank 1 branch · main office Goodland, KS Bank · 1

FNB Bank has 1 branch in St. Francis, 3 across Kansas and 5 nationwide. FDIC records list its main office in Goodland, KS and show it operating since 1886. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,618 of 4,232 U.S. banks by total assets. The St. Francis Branch at 201 W Washington St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • St. Francis Branch
    201 W Washington St, 67756
    Hours: see the bank's site
FNB Bank: profile, branches and contacts
The Bank 1 branch · main office Oberlin, KS Bank · 1

The Bank has 1 branch in St. Francis, 14 across Kansas and 14 nationwide. FDIC records list its main office in Oberlin, KS and show it operating since 1985. With $617.3 million in total assets on June 30, 2026, it ranks No. 1,536 of 4,232 U.S. banks by total assets. The St Francis Branch at 121 W Washington Street dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • St Francis Branch
    121 W Washington Street, 67756
    Hours: see the bank's site
The Bank: profile, branches and contacts
The Western State Bank 1 branch · main office Garden City, KS Bank · 1

The Western State Bank has 1 branch in St. Francis, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garden City, KS and show it operating since 1973. With $802.1 million in total assets on June 30, 2026, it ranks No. 1,262 of 4,232 U.S. banks by total assets. The St Francis Branch at 400 E Washington St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • St Francis Branch
    400 E Washington St, 67756
    Hours: see the bank's site
The Western State Bank: profile, branches and contacts

Banking in St. Francis: the local picture

Short answer: 3 banks run 3 branches in St. Francis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in St. Francis, 3 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is FNB Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is FNB Bank's office at 201 W Washington St, dating to 1906; the newest is The Western State Bank's at 400 E Washington St, from 2007.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in St. Francis, and where the nearest one is if they do not.

Short answer: No branches in St. Francis: Chase (nearest in Wichita, 277 mi), Wells Fargo (nearest in Wichita, 278 mi), Bank of America (nearest in Wichita, 275 mi), PNC Bank (nearest in Overland Park, 384 mi), U.S. Bank (nearest in Topeka, 327 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 134 mi).

BankIn St. FrancisNearest branch if none here
ChaseNoneWichita, 277 miles away
Wells FargoNoneWichita, 278 miles away
Bank of AmericaNoneWichita, 275 miles away
PNC BankNoneOverland Park, 384 miles away
U.S. BankNoneTopeka, 327 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneGarden City, 134 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of St. Francis to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to St. Francis residents like anyone else.

Banks near St. Francis

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Goodland (30 miles) and Atwood (40 miles). Colby, 48 miles away, has the most banks nearby: 7.

Bank branch openings and closings in St. Francis

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in St. Francis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in St. Francis by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its St. Francis offices.

Short answer: The Western State Bank is the largest bank with offices in St. Francis, with $802.1 million in total assets on June 30, 2026, No. 1,262 among U.S. banks by total assets. The Bank is second with $617.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Western State Bank$802.1 millionNo. 1,2621Garden City, KS
The Bank$617.3 millionNo. 1,5361Oberlin, KS
FNB Bank$270.3 millionNo. 2,6181Goodland, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in St. Francis: FAQ

How many banks are in St. Francis, KS?

St. Francis has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in St. Francis?

The Western State Bank, with 1. The Bank has 1 and FNB Bank has 1.

Is there a The Western State Bank in St. Francis, KS?

Yes. FDIC data lists 1 The Western State Bank branch in St. Francis as of September 5, 2026. The address and directions are under The Western State Bank above.

Is there a The Bank in St. Francis, KS?

Yes. FDIC data lists 1 The Bank branch in St. Francis as of September 5, 2026. The address and directions are under The Bank above.

Is there a FNB Bank in St. Francis, KS?

Yes. FDIC data lists 1 FNB Bank branch in St. Francis as of September 5, 2026. The address and directions are under FNB Bank above.

Is there a Chase in St. Francis, KS?

No. FDIC data lists no Chase branch in St. Francis as of September 5, 2026. The nearest is in Wichita, about 277 miles away in a straight line.

What is the oldest bank in St. Francis?

FNB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.

Did any bank branches open or close in St. Francis in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near St. Francis?

Nearby cities with more banks include Goodland, Atwood, Colby. Goodland is 30 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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