US Bank Directory
Banks in Oberlin, KS
3 FDIC-insured banks operate 3 offices in Oberlin, Kansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Oberlin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Oberlin, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oberlin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Bank, FNB Bank and Farmers Bank & Trust have the most locations in Oberlin, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers Bank & Trust Bank · 1
Farmers Bank & Trust has 1 branch in Oberlin, 4 across Kansas and 4 nationwide. FDIC records list its main office in Atwood, KS and show it operating since 1914. With $159.0 million in total assets on June 30, 2026, it ranks No. 3,255 of 4,232 U.S. banks by total assets. The Oberlin Branch at 202 S Penn Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oberlin Branch202 S Penn Ave, 67749
FNB Bank Bank · 1
FNB Bank has 1 branch in Oberlin, 3 across Kansas and 5 nationwide. FDIC records list its main office in Goodland, KS and show it operating since 1886. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,618 of 4,232 U.S. banks by total assets. The Oberlin Branch at 101 N Penn Ave dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oberlin Branch101 N Penn Ave, 67749
The Bank Bank · 1
The Bank has 1 branch in Oberlin, 14 across Kansas and 14 nationwide. FDIC records list its main office in Oberlin, KS and show it operating since 1985. With $617.3 million in total assets on June 30, 2026, it ranks No. 1,536 of 4,232 U.S. banks by total assets. Its main office at 205 S Penn Ave dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office205 S Penn Ave, 67749
United Northwest Credit Union Credit union · 1
United Northwest Credit Union has 1 office in Oberlin, 2 across Kansas. It is based in Norton, KS and $55.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch117 S Penn Ave, 67749
All hours
Mon to Fri 8:30 am to 3:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oberlin
1 credit union has 1 office here: United Northwest Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oberlin page has every office in the state's directory.
Banking in Oberlin: the local picture
Short answer: 3 banks run 3 branches in Oberlin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Oberlin, 2 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is FNB Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is FNB Bank's office at 101 N Penn Ave, dating to 1922; the newest is Farmers Bank & Trust's at 202 S Penn Ave, from 1998.
The only credit union with an office here is United Northwest Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Oberlin
Short answer: None of the 1 Oberlin location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oberlin, and where the nearest one is if they do not.
Short answer: No branches in Oberlin: Chase (nearest in Manhattan, 215 mi), Wells Fargo (nearest in Wichita, 225 mi), Bank of America (nearest in Wichita, 221 mi), PNC Bank (nearest in Overland Park, 317 mi), U.S. Bank (nearest in Topeka, 261 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 129 mi).
| Bank | In Oberlin | Nearest branch if none here |
|---|---|---|
| Chase | None | Manhattan, 215 miles away |
| Wells Fargo | None | Wichita, 225 miles away |
| Bank of America | None | Wichita, 221 miles away |
| PNC Bank | None | Overland Park, 317 miles away |
| U.S. Bank | None | Topeka, 261 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Garden City, 129 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oberlin to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oberlin residents like anyone else.
Banks near Oberlin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Atwood (27 miles) and Hoxie (32 miles). Colby, 41 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Atwood, KS | 27 mi | 3 | 3 |
| Banks in Hoxie, KS | 32 mi | 3 | 3 |
| Banks in Norton, KS | 34 mi | 5 | 5 |
| Banks in Colby, KS | 41 mi | 7 | 8 |
| Banks in Hill City, KS | 48 mi | 3 | 3 |
| Banks in Oakley, KS | 51 mi | 3 | 3 |
| Banks in Logan, KS | 52 mi | 2 | 2 |
| Banks in Quinter, KS | 54 mi | 2 | 2 |
Bank branch openings and closings in Oberlin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oberlin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oberlin
Short answer: 1 institution has its main office in Oberlin: The Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Bank | Bank | $617.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oberlin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oberlin offices.
Short answer: The Bank is the largest bank with offices in Oberlin, with $617.3 million in total assets on June 30, 2026, No. 1,536 among U.S. banks by total assets. FNB Bank is second with $270.3 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Bank | $617.3 million | No. 1,536 | 1 | Oberlin, KS |
| FNB Bank | $270.3 million | No. 2,618 | 1 | Goodland, KS |
| Farmers Bank & Trust | $159.0 million | No. 3,255 | 1 | Atwood, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oberlin: FAQ
How many banks are in Oberlin, KS?
Oberlin has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oberlin?
The Bank, with 1. FNB Bank has 1 and Farmers Bank & Trust has 1.
Is there a The Bank in Oberlin, KS?
Yes. FDIC data lists 1 The Bank branch in Oberlin as of September 5, 2026, the main office at 205 S Penn Ave. The address and directions are under The Bank above.
Is there a FNB Bank in Oberlin, KS?
Yes. FDIC data lists 1 FNB Bank branch in Oberlin as of September 5, 2026. The address and directions are under FNB Bank above.
Is there a Farmers Bank & Trust in Oberlin, KS?
Yes. FDIC data lists 1 Farmers Bank & Trust branch in Oberlin as of September 5, 2026. The address and directions are under Farmers Bank & Trust above.
Is there a Chase in Oberlin, KS?
No. FDIC data lists no Chase branch in Oberlin as of September 5, 2026. The nearest is in Manhattan, about 215 miles away in a straight line.
Which banks in Oberlin are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Oberlin?
The Bank has its main office in Oberlin, according to the FDIC.
What is the oldest bank in Oberlin?
FNB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.
Which credit unions can I join in Oberlin?
United Northwest Credit Union has an office in Oberlin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oberlin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oberlin?
Nearby cities with more banks include Atwood, Hoxie, Norton. Atwood is 27 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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