US Bank Directory

Banks in Colby, KS

7 FDIC-insured banks operate 8 offices in Colby, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Colby

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Colby, according to the FDIC. 8 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Colby

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers & Merchants Bank of Colby has the most locations in Colby, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers & Merchants Bank of Colby 2 branches · main office Colby, KS Bank · 2

Farmers & Merchants Bank of Colby has 2 branches in Colby, 2 across Kansas and 5 nationwide. FDIC records list its main office in Colby, KS and show it operating since 1998. With $650.8 million in total assets on June 30, 2026, it ranks No. 1,462 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Colby location is its main office at 240 W 4th St, dating to 1998; the newest, at 1605 S Range Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    240 W 4th St, 67701
    Hours: see the bank's site
  • Dillons Branch
    1605 S Range Ave, 67701
    Hours: see the bank's site
Farmers & Merchants Bank of Colby: profile, branches and contacts
Adams Bank & Trust 1 branch · main office Ogallala, NE Bank · 1

Adams Bank & Trust has 1 branch in Colby, 1 across Kansas and 23 nationwide. FDIC records list its main office in Ogallala, NE and show it operating since 1962. With $1.29 billion in total assets on June 30, 2026, it ranks No. 853 of 4,232 U.S. banks by total assets. The Colby Branch at 1005 S Range Ave dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Adams Bank & Trust: profile, branches and contacts
Farmers Bank & Trust 1 branch · main office Atwood, KS Bank · 1

Farmers Bank & Trust has 1 branch in Colby, 4 across Kansas and 4 nationwide. FDIC records list its main office in Atwood, KS and show it operating since 1914. With $159.0 million in total assets on June 30, 2026, it ranks No. 3,255 of 4,232 U.S. banks by total assets. The Farmers Bank And Trust at 2080 S Franklin Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers Bank And Trust
    2080 S Franklin Ave, 67701
    Hours: see the bank's site
Farmers Bank & Trust: profile, branches and contacts
Outdoor Bank 1 branch · main office Manhattan, KS Bank · 1

Outdoor Bank has 1 branch in Colby, 11 across Kansas and 11 nationwide. FDIC records list its main office in Manhattan, KS and show it operating since 1897. With $648.8 million in total assets on June 30, 2026, it ranks No. 1,469 of 4,232 U.S. banks by total assets. The 2 - Colby Branch at 100 S Range Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2 - Colby Branch
    100 S Range Ave, 67701
    Hours: see the bank's site
Outdoor Bank: profile, branches and contacts
Sunflower Bank Sunflower Bank, National Association · 1 branch · main office Dallas, TX Bank · 1

Sunflower Bank has 1 branch in Colby, 24 across Kansas and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The Colby N. Franklin Branch at 500 N Franklin Ave dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Colby N. Franklin Branch
    500 N Franklin Ave, 67701
    Hours: see the bank's site
Sunflower Bank: profile, branches and contacts
The Bank 1 branch · main office Oberlin, KS Bank · 1

The Bank has 1 branch in Colby, 14 across Kansas and 14 nationwide. FDIC records list its main office in Oberlin, KS and show it operating since 1985. With $617.3 million in total assets on June 30, 2026, it ranks No. 1,536 of 4,232 U.S. banks by total assets. The Colby Branch at 1195 S Range Ave dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Bank: profile, branches and contacts
The Western State Bank 1 branch · main office Garden City, KS Bank · 1

The Western State Bank has 1 branch in Colby, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garden City, KS and show it operating since 1973. With $802.1 million in total assets on June 30, 2026, it ranks No. 1,262 of 4,232 U.S. banks by total assets. The Colby Branch at 1750 S Range Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Western State Bank: profile, branches and contacts

Banking in Colby: the local picture

Short answer: 7 banks run 8 branches in Colby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 1 has its main office in Colby, 4 elsewhere in Kansas and 2 out of state, according to the FDIC.

The bank with the longest record here is Sunflower Bank, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Sunflower Bank's office at 500 N Franklin Ave, dating to 1886; the newest is Farmers Bank & Trust's at 2080 S Franklin Ave, from 2018.

None of the 8 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Colby, and where the nearest one is if they do not.

Short answer: No branches in Colby: Chase (nearest in Wichita, 229 mi), Wells Fargo (nearest in Wichita, 230 mi), Bank of America (nearest in Wichita, 227 mi), PNC Bank (nearest in Overland Park, 342 mi), U.S. Bank (nearest in Topeka, 285 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 98 mi).

BankIn ColbyNearest branch if none here
ChaseNoneWichita, 229 miles away
Wells FargoNoneWichita, 230 miles away
Bank of AmericaNoneWichita, 227 miles away
PNC BankNoneOverland Park, 342 miles away
U.S. BankNoneTopeka, 285 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneGarden City, 98 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Colby to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Colby residents like anyone else.

Banks near Colby

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oakley (21 miles) and Atwood (29 miles). Goodland, 35 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Colby

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Colby between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Colby

Short answer: 1 institution has its main office in Colby: Farmers & Merchants Bank of Colby.

InstitutionTypeTotal assets, June 30, 2026Offices here
Farmers & Merchants Bank of ColbyBank$650.8 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Colby by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Colby offices.

Short answer: Sunflower Bank is the largest bank with offices in Colby, with $15.65 billion in total assets on June 30, 2026, No. 125 among U.S. banks by total assets. Adams Bank & Trust is second with $1.29 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Sunflower Bank$15.65 billionNo. 1251Dallas, TX
Adams Bank & Trust$1.29 billionNo. 8531Ogallala, NE
The Western State Bank$802.1 millionNo. 1,2621Garden City, KS
Farmers & Merchants Bank of Colby$650.8 millionNo. 1,4622Colby, KS
Outdoor Bank$648.8 millionNo. 1,4691Manhattan, KS
The Bank$617.3 millionNo. 1,5361Oberlin, KS
Farmers Bank & Trust$159.0 millionNo. 3,2551Atwood, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Colby: FAQ

How many banks are in Colby, KS?

Colby has 7 banks with 8 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Colby?

Farmers & Merchants Bank of Colby, with 2. Sunflower Bank has 1 and Adams Bank & Trust has 1.

Is there a Sunflower Bank in Colby, KS?

Yes. FDIC data lists 1 Sunflower Bank branch in Colby as of September 5, 2026. The address and directions are under Sunflower Bank above.

Is there a Adams Bank & Trust in Colby, KS?

Yes. FDIC data lists 1 Adams Bank & Trust branch in Colby as of September 5, 2026. The address and directions are under Adams Bank & Trust above.

Is there a Chase in Colby, KS?

No. FDIC data lists no Chase branch in Colby as of September 5, 2026. The nearest is in Wichita, about 229 miles away in a straight line.

Which banks are headquartered in Colby?

Farmers & Merchants Bank of Colby has its main office in Colby, according to the FDIC.

What is the oldest bank in Colby?

Sunflower Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1892.

Did any bank branches open or close in Colby in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Colby?

Nearby cities with more banks include Oakley, Atwood, Hoxie. Oakley is 21 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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