US Bank Directory

Banks in Ottawa, KS

8 FDIC-insured banks operate 9 offices in Ottawa, Kansas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Ottawa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 10 locations in Ottawa, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Ottawa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Kansas State Bank has the most locations in Ottawa, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Kansas State Bank 2 branches · main office Ottawa, KS Bank · 2

The Kansas State Bank has 2 branches in Ottawa, 3 across Kansas and 3 nationwide. FDIC records list its main office in Ottawa, KS and show it operating since 1917. With $208.4 million in total assets on June 30, 2026, it ranks No. 2,937 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ottawa location is its main office at 236 N Main St, dating to 1917; the newest, at 1314 S Main St, to 1978. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    236 N Main St, 66067
    Hours: see the bank's site
  • Detached Facility
    1314 S Main St, 66067
    Hours: see the bank's site
The Kansas State Bank: profile, branches and contacts
Arvest Arvest Bank · 1 branch · main office Fayetteville, AR Bank · 1

Arvest has 1 branch in Ottawa, 10 across Kansas and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. The Ottawa Branch at 119 E 3rd St dates to 1870 in FDIC branch records. It opens on Saturday.

  • Ottawa Branch
    119 E 3rd St, 66067
    (785) 229-3930Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

Arvest: profile, branches and contacts
Azura Credit Union 1 office · main office Topeka, KS Credit union · 1

Azura Credit Union has 1 office in Ottawa, 12 across Kansas. It is based in Topeka, KS and $851.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Ottawa
    124 E 19Th St, 66067
    (800) 432-2470Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Azura Credit Union: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Ottawa, 24 across Kansas and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Ottawa at 700 S Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

BMO: profile, branches and contacts
Goppert State Service Bank 1 branch · main office Garnett, KS Bank · 1

Goppert State Service Bank has 1 branch in Ottawa, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $345.3 million in total assets on June 30, 2026, it ranks No. 2,282 of 4,232 U.S. banks by total assets. The North Ottawa Branch at 1250 E Logan St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Ottawa Branch
    1250 E Logan St, 66067
    Hours: see the bank's site
Goppert State Service Bank: profile, branches and contacts
Great Southern Bank 1 branch · main office Reeds Spring, MO Bank · 1

Great Southern Bank has 1 branch in Ottawa, 10 across Kansas and 108 nationwide. FDIC records list its main office in Reeds Spring, MO and show it operating since 1923. With $5.53 billion in total assets on June 30, 2026, it ranks No. 266 of 4,232 U.S. banks by total assets. The Ottawa Branch at 2040 S Princeton St dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ottawa Branch
    2040 S Princeton St, 66067
    Hours: see the bank's site
Great Southern Bank: profile, branches and contacts
NBH Bank 1 branch · main office Greenwood Village, CO Bank · 1

NBH Bank has 1 branch in Ottawa, 10 across Kansas and 97 nationwide. FDIC records list its main office in Greenwood Village, CO and show it operating since 2010. With $12.54 billion in total assets on June 30, 2026, it ranks No. 143 of 4,232 U.S. banks by total assets. The Ottawa Branch at 434 S Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

NBH Bank: profile, branches and contacts
Oakstar Bank 1 branch · main office Springfield, MO Bank · 1

Oakstar Bank has 1 branch in Ottawa, 4 across Kansas and 27 nationwide. FDIC records list its main office in Springfield, MO and show it operating since 2005. With $3.29 billion in total assets on June 30, 2026, it ranks No. 392 of 4,232 U.S. banks by total assets. The Ottawa Branch at 226 W 23rd St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Oakstar Bank: profile, branches and contacts
Patriots Bank 1 branch · main office Garnett, KS Bank · 1

Patriots Bank has 1 branch in Ottawa, 5 across Kansas and 6 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $268.8 million in total assets on June 30, 2026, it ranks No. 2,633 of 4,232 U.S. banks by total assets. The Ottawa Branch at 1500 S Main St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Patriots Bank: profile, branches and contacts

Join a credit union in Ottawa

1 credit union has 1 office here: Azura Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ottawa page has every office in the state's directory.

Banking in Ottawa: the local picture

Short answer: 8 banks run 9 branches in Ottawa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 1 has its main office in Ottawa, 2 elsewhere in Kansas and 5 out of state, according to the FDIC.

The bank with the longest record here is Arvest, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Arvest's office at 119 E 3rd St, dating to 1870; the newest is Patriots Bank's at 1500 S Main St, from 2023.

The only credit union with an office here is Azura Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.

Banks open on Saturday in Ottawa

Short answer: 1 of the 2 Ottawa locations with published hours opens on Saturday, run by 1 institution.

  • Arvest: 1 of 1 branch (119 E 3rd St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ottawa, and where the nearest one is if they do not.

Short answer: In Ottawa: BMO (1). No branches in Ottawa: Chase (nearest in Lawrence, 24 mi), Wells Fargo (nearest in Olathe, 33 mi), Bank of America (nearest in Lawrence, 25 mi), PNC Bank (nearest in Overland Park, 38 mi), U.S. Bank (nearest in Lawrence, 23 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.

BankIn OttawaNearest branch if none here
BMO1 branchhere
ChaseNoneLawrence, 24 miles away
Wells FargoNoneOlathe, 33 miles away
Bank of AmericaNoneLawrence, 25 miles away
PNC BankNoneOverland Park, 38 miles away
U.S. BankNoneLawrence, 23 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ottawa to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ottawa residents like anyone else.

Banks near Ottawa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wellsville (13 miles) and Baldwin City (13 miles). Gardner, 24 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Ottawa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ottawa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Ottawa

Short answer: 1 institution has its main office in Ottawa: The Kansas State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Kansas State BankBank$208.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Ottawa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ottawa offices.

Short answer: BMO is the largest bank with offices in Ottawa, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Arvest is second with $28.05 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BMO$254.97 billionNo. 161Chicago, IL
Arvest$28.05 billionNo. 771Fayetteville, AR
NBH Bank$12.54 billionNo. 1431Greenwood Village, CO
Great Southern Bank$5.53 billionNo. 2661Reeds Spring, MO
Oakstar Bank$3.29 billionNo. 3921Springfield, MO
Goppert State Service Bank$345.3 millionNo. 2,2821Garnett, KS
Patriots Bank$268.8 millionNo. 2,6331Garnett, KS
The Kansas State Bank$208.4 millionNo. 2,9372Ottawa, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ottawa: FAQ

How many banks are in Ottawa, KS?

Ottawa has 8 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Ottawa?

The Kansas State Bank, with 2. BMO has 1 and Arvest has 1.

Is there a The Kansas State Bank in Ottawa, KS?

Yes. FDIC data lists 2 The Kansas State Bank branches in Ottawa as of September 5, 2026, the main office at 236 N Main St. Its branches are listed under The Kansas State Bank above, with the address and directions for each.

Is there a BMO in Ottawa, KS?

Yes. FDIC data lists 1 BMO branch in Ottawa as of September 5, 2026. The address and directions are under BMO above.

Is there a Arvest in Ottawa, KS?

Yes. FDIC data lists 1 Arvest branch in Ottawa as of September 5, 2026. The address and directions are under Arvest above.

Is there a Chase in Ottawa, KS?

No. FDIC data lists no Chase branch in Ottawa as of September 5, 2026. The nearest is in Lawrence, about 24 miles away in a straight line.

Which banks in Ottawa are open on Saturday?

Arvest publishes Saturday hours for one or more Ottawa locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Ottawa?

The Kansas State Bank has its main office in Ottawa, according to the FDIC.

What is the oldest bank in Ottawa?

Arvest has the longest record among banks with a branch here: the FDIC shows it operating since 1871.

Which credit unions can I join in Ottawa?

Azura Credit Union has an office in Ottawa. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Ottawa in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ottawa?

Nearby cities with more banks include Wellsville, Baldwin City, Osawatomie. Wellsville is 13 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (1 of 9 branches: Arvest)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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