US Bank Directory
Banks in Garnett, KS
3 FDIC-insured banks operate 5 offices in Garnett, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Garnett
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 5 locations in Garnett, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Garnett
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Goppert State Service Bank and Patriots Bank have the most locations in Garnett, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Goppert State Service Bank Bank · 2
Goppert State Service Bank has 2 branches in Garnett, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $345.3 million in total assets on June 30, 2026, it ranks No. 2,282 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garnett location is its main office at 106 E 5th Ave, dating to 1899; the newest, at 114 N Maple St, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office106 E 5th Ave, 66032
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Garnett Branch114 N Maple St, 66032
Patriots Bank Bank · 2
Patriots Bank has 2 branches in Garnett, 5 across Kansas and 6 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $268.8 million in total assets on June 30, 2026, it ranks No. 2,633 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garnett location is its main office at 131 E 4th Ave, dating to 1899; the newest, at 113 S Maple St, to 1990. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office131 E 4th Ave, 66032
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Garnett Branch113 S Maple St, 66032
The Farmers State Bank of Blue Mound Bank · 1
The Farmers State Bank of Blue Mound has 1 branch in Garnett, 3 across Kansas and 3 nationwide. FDIC records list its main office in Blue Mound, KS and show it operating since 1913. With $57.6 million in total assets on June 30, 2026, it ranks No. 4,004 of 4,232 U.S. banks by total assets. The Garnett Branch at 517 Oak Street dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garnett Branch517 Oak Street, 66032
Banking in Garnett: the local picture
Short answer: 3 banks run 5 branches in Garnett according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Garnett, 1 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is Goppert State Service Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is Patriots Bank's office at 131 E 4th Ave, dating to 1899; the newest is Patriots Bank's at 113 S Maple St, from 1990.
None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Garnett, and where the nearest one is if they do not.
Short answer: No branches in Garnett: Chase (nearest in Lawrence, 46 mi), Wells Fargo (nearest in Olathe, 49 mi), Bank of America (nearest in Lawrence, 47 mi), PNC Bank (nearest in Overland Park, 54 mi), U.S. Bank (nearest in Lawrence, 46 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ottawa, 23 mi).
| Bank | In Garnett | Nearest branch if none here |
|---|---|---|
| Chase | None | Lawrence, 46 miles away |
| Wells Fargo | None | Olathe, 49 miles away |
| Bank of America | None | Lawrence, 47 miles away |
| PNC Bank | None | Overland Park, 54 miles away |
| U.S. Bank | None | Lawrence, 46 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Ottawa, 23 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garnett to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garnett residents like anyone else.
Banks near Garnett
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Osawatomie (22 miles) and Ottawa (22 miles). Ottawa, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Osawatomie, KS | 22 mi | 2 | 2 |
| Banks in Ottawa, KS | 22 mi | 8 | 9 |
| Banks in Mound City, KS | 25 mi | 2 | 2 |
| Banks in Iola, KS | 26 mi | 4 | 4 |
| Banks in Lacygne, KS | 27 mi | 2 | 2 |
| Banks in Burlington, KS | 27 mi | 4 | 4 |
| Banks in Paola, KS | 29 mi | 5 | 5 |
| Banks in Pleasanton, KS | 30 mi | 2 | 2 |
Bank branch openings and closings in Garnett
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garnett between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Garnett
Short answer: 2 institutions have their main office in Garnett: Goppert State Service Bank and Patriots Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Goppert State Service Bank | Bank | $345.3 million | 2 |
| Patriots Bank | Bank | $268.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Garnett by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garnett offices.
Short answer: Goppert State Service Bank is the largest bank with offices in Garnett, with $345.3 million in total assets on June 30, 2026, No. 2,282 among U.S. banks by total assets. Patriots Bank is second with $268.8 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Goppert State Service Bank | $345.3 million | No. 2,282 | 2 | Garnett, KS |
| Patriots Bank | $268.8 million | No. 2,633 | 2 | Garnett, KS |
| The Farmers State Bank of Blue Mound | $57.6 million | No. 4,004 | 1 | Blue Mound, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garnett: FAQ
How many banks are in Garnett, KS?
Garnett has 3 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Garnett?
Goppert State Service Bank, with 2. Patriots Bank has 2 and The Farmers State Bank of Blue Mound has 1.
Is there a Goppert State Service Bank in Garnett, KS?
Yes. FDIC data lists 2 Goppert State Service Bank branches in Garnett as of September 5, 2026, the main office at 106 E 5th Ave. Its branches are listed under Goppert State Service Bank above, with the address and directions for each.
Is there a Patriots Bank in Garnett, KS?
Yes. FDIC data lists 2 Patriots Bank branches in Garnett as of September 5, 2026, the main office at 131 E 4th Ave. Its branches are listed under Patriots Bank above, with the address and directions for each.
Is there a The Farmers State Bank of Blue Mound in Garnett, KS?
Yes. FDIC data lists 1 The Farmers State Bank of Blue Mound branch in Garnett as of September 5, 2026. The address and directions are under The Farmers State Bank of Blue Mound above.
Is there a Chase in Garnett, KS?
No. FDIC data lists no Chase branch in Garnett as of September 5, 2026. The nearest is in Lawrence, about 46 miles away in a straight line.
Which banks are headquartered in Garnett?
Goppert State Service Bank and Patriots Bank have their main office in Garnett, according to the FDIC.
What is the oldest bank in Garnett?
Goppert State Service Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1899.
Did any bank branches open or close in Garnett in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garnett?
Nearby cities with more banks include Osawatomie, Ottawa, Mound City. Osawatomie is 22 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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