US Bank Directory
Banks in Baldwin City, KS
3 FDIC-insured banks operate 4 offices in Baldwin City, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Baldwin City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 4 locations in Baldwin City, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Baldwin City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Baldwin State Bank has the most locations in Baldwin City, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Baldwin State Bank Bank · 2
The Baldwin State Bank has 2 branches in Baldwin City, 2 across Kansas and 2 nationwide. FDIC records list its main office in Baldwin City, KS and show it operating since 1892. With $115.5 million in total assets on June 30, 2026, it ranks No. 3,581 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Baldwin City location is its main office at 721 High St, dating to 1892; the newest, at 112 8th St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office721 High St, 66006
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Eighth Street Branch112 8th St, 66006
Mid-America Bank Bank · 1
Mid-America Bank has 1 branch in Baldwin City, 7 across Kansas and 7 nationwide. FDIC records list its main office in Baldwin City, KS and show it operating since 1900. With $573.3 million in total assets on June 30, 2026, it ranks No. 1,621 of 4,232 U.S. banks by total assets. Its main office at 802 Ames St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office802 Ames St, 66006
The Kansas State Bank Bank · 1
The Kansas State Bank has 1 branch in Baldwin City, 3 across Kansas and 3 nationwide. FDIC records list its main office in Ottawa, KS and show it operating since 1917. With $208.4 million in total assets on June 30, 2026, it ranks No. 2,937 of 4,232 U.S. banks by total assets. The Baldwin City Branch at 602 Ames St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baldwin City Branch602 Ames St, 66006
Banking in Baldwin City: the local picture
Short answer: 3 banks run 4 branches in Baldwin City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Baldwin City, 1 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is The Baldwin State Bank, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is The Baldwin State Bank's office at 721 High St, dating to 1892; the newest is The Baldwin State Bank's at 112 8th St, from 2002.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Baldwin City, and where the nearest one is if they do not.
Short answer: No branches in Baldwin City: Chase (nearest in Lawrence, 12 mi), Wells Fargo (nearest in Olathe, 23 mi), Bank of America (nearest in Lawrence, 13 mi), PNC Bank (nearest in Overland Park, 28 mi), U.S. Bank (nearest in Lawrence, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ottawa, 13 mi).
| Bank | In Baldwin City | Nearest branch if none here |
|---|---|---|
| Chase | None | Lawrence, 12 miles away |
| Wells Fargo | None | Olathe, 23 miles away |
| Bank of America | None | Lawrence, 13 miles away |
| PNC Bank | None | Overland Park, 28 miles away |
| U.S. Bank | None | Lawrence, 12 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Ottawa, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Baldwin City to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Baldwin City residents like anyone else.
Banks near Baldwin City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wellsville (7 miles) and Eudora (12 miles). Lawrence, 13 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wellsville, KS | 7 mi | 2 | 2 |
| Banks in Eudora, KS | 12 mi | 4 | 4 |
| Banks in Ottawa, KS | 13 mi | 8 | 9 |
| Banks in Lawrence, KS | 13 mi | 19 | 38 |
| Banks in Gardner, KS | 15 mi | 6 | 8 |
| Banks in De Soto, KS | 17 mi | 3 | 3 |
| Banks in Spring Hill, KS | 20 mi | 4 | 4 |
| Banks in Overbrook, KS | 20 mi | 2 | 2 |
Bank branch openings and closings in Baldwin City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Baldwin City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Baldwin City
Short answer: 2 institutions have their main office in Baldwin City: The Baldwin State Bank and Mid-America Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Baldwin State Bank | Bank | $115.5 million | 2 |
| Mid-America Bank | Bank | $573.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Baldwin City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Baldwin City offices.
Short answer: Mid-America Bank is the largest bank with offices in Baldwin City, with $573.3 million in total assets on June 30, 2026, No. 1,621 among U.S. banks by total assets. The Kansas State Bank is second with $208.4 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Mid-America Bank | $573.3 million | No. 1,621 | 1 | Baldwin City, KS |
| The Kansas State Bank | $208.4 million | No. 2,937 | 1 | Ottawa, KS |
| The Baldwin State Bank | $115.5 million | No. 3,581 | 2 | Baldwin City, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Baldwin City: FAQ
How many banks are in Baldwin City, KS?
Baldwin City has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Baldwin City?
The Baldwin State Bank, with 2. Mid-America Bank has 1 and The Kansas State Bank has 1.
Is there a The Baldwin State Bank in Baldwin City, KS?
Yes. FDIC data lists 2 The Baldwin State Bank branches in Baldwin City as of September 5, 2026, the main office at 721 High St. Its branches are listed under The Baldwin State Bank above, with the address and directions for each.
Is there a Mid-America Bank in Baldwin City, KS?
Yes. FDIC data lists 1 Mid-America Bank branch in Baldwin City as of September 5, 2026, the main office at 802 Ames St. The address and directions are under Mid-America Bank above.
Is there a The Kansas State Bank in Baldwin City, KS?
Yes. FDIC data lists 1 The Kansas State Bank branch in Baldwin City as of September 5, 2026. The address and directions are under The Kansas State Bank above.
Is there a Chase in Baldwin City, KS?
No. FDIC data lists no Chase branch in Baldwin City as of September 5, 2026. The nearest is in Lawrence, about 12 miles away in a straight line.
Which banks are headquartered in Baldwin City?
The Baldwin State Bank and Mid-America Bank have their main office in Baldwin City, according to the FDIC.
What is the oldest bank in Baldwin City?
The Baldwin State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Did any bank branches open or close in Baldwin City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Baldwin City?
Nearby cities with more banks include Wellsville, Eudora, Ottawa. Wellsville is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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