US Bank Directory
Banks in Liberal, KS
5 FDIC-insured banks operate 8 offices in Liberal, Kansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Liberal
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 9 locations in Liberal, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Liberal
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Equity Bank has the most locations in Liberal, with 3. It is followed by The Community Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Equity Bank Bank · 3
Equity Bank has 3 branches in Liberal, 34 across Kansas and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Liberal location is the Liberal Main Branch at 1700 N Lincoln Ave, dating to 1900; the newest, at 23 W 4th St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Liberal Main Branch1700 N Lincoln Ave, 67901
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First National Bank Of Liberal - Express Bank Branch23 W 4th St, 67901
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Wal-Mart In-Store Branch250 E Tucker Rd, 67901
The Community Bank Bank · 2
The Community Bank has 2 branches in Liberal, 2 across Kansas and 2 nationwide. FDIC records list its main office in Liberal, KS and show it operating since 1998. With $173.5 million in total assets on June 30, 2026, it ranks No. 3,172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Liberal location is its main office at 2320 N Kansas Ave, dating to 1998; the newest, at 303 S Kansas Ave, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2320 N Kansas Ave, 67901
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The Community Bank Branch303 S Kansas Ave, 67901
Bank of the Plains Bank · 1
Bank of the Plains has 1 branch in Liberal, 8 across Kansas and 8 nationwide. FDIC records list its main office in Plains, KS and show it operating since 1906. With $445.6 million in total assets on June 30, 2026, it ranks No. 1,935 of 4,232 U.S. banks by total assets. The Liberal Branch at 824 N Kansas Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberal Branch824 N Kansas Ave, 67901
Golden Plains Credit Union Credit union · 1
Golden Plains Credit Union has 1 office in Liberal, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpcu-Liberal21 Medical Dr, 67901
All hours
Mon to Fri not published; Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Sunflower Bank Bank · 1
Sunflower Bank has 1 branch in Liberal, 24 across Kansas and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The Liberal N. Kansas Branch at 711 N Kansas Ave dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberal N. Kansas Branch711 N Kansas Ave, 67901
The Bank of Beaver City Bank · 1
The Bank of Beaver City has 1 branch in Liberal, 1 across Kansas and 2 nationwide. FDIC records list its main office in Beaver, OK and show it operating since 1902. With $188.6 million in total assets on June 30, 2026, it ranks No. 3,073 of 4,232 U.S. banks by total assets. The Liberal Branch Office Branch at 10 E Tucker Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberal Branch Office Branch10 E Tucker Rd, 67901
Join a credit union in Liberal
1 credit union has 1 office here: Golden Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Liberal page has every office in the state's directory.
Banking in Liberal: the local picture
Short answer: 5 banks run 8 branches in Liberal according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Liberal, 2 elsewhere in Kansas and 2 out of state, according to the FDIC.
The bank with the longest record here is Sunflower Bank, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Equity Bank's office at 1700 N Lincoln Ave, dating to 1900; the newest is Bank of the Plains's at 824 N Kansas Ave, from 2022.
The only credit union with an office here is Golden Plains Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.
Credit unions open on Saturday in Liberal
Short answer: 1 of the 1 Liberal location with published hours opens on Saturday, run by 1 institution.
- Golden Plains Credit Union: 1 of 1 office (21 Medical Dr: Saturday 9 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Liberal, and where the nearest one is if they do not.
Short answer: No branches in Liberal: Chase (nearest in Wichita, 197 mi), Wells Fargo (nearest in Wichita, 199 mi), Bank of America (nearest in Wichita, 196 mi), PNC Bank (nearest in Overland Park, 363 mi), U.S. Bank (nearest in Topeka, 313 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 64 mi).
| Bank | In Liberal | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita, 197 miles away |
| Wells Fargo | None | Wichita, 199 miles away |
| Bank of America | None | Wichita, 196 miles away |
| PNC Bank | None | Overland Park, 363 miles away |
| U.S. Bank | None | Topeka, 313 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Garden City, 64 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Liberal to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Liberal residents like anyone else.
Banks near Liberal
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hugoton (25 miles) and Meade (36 miles). Garden City, 64 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hugoton, KS | 25 mi | 3 | 3 |
| Banks in Meade, KS | 36 mi | 2 | 2 |
| Banks in Ulysses, KS | 44 mi | 3 | 3 |
| Banks in Montezuma, KS | 46 mi | 2 | 2 |
| Banks in Elkhart, KS | 54 mi | 2 | 2 |
| Banks in Johnson, KS | 58 mi | 2 | 2 |
| Banks in Cimarron, KS | 61 mi | 2 | 2 |
| Banks in Garden City, KS | 64 mi | 9 | 13 |
Bank branch openings and closings in Liberal
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Liberal between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Liberal
Short answer: 1 institution has its main office in Liberal: The Community Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Community Bank | Bank | $173.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Liberal by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Liberal offices.
Short answer: Sunflower Bank is the largest bank with offices in Liberal, with $15.65 billion in total assets on June 30, 2026, No. 125 among U.S. banks by total assets. Equity Bank is second with $7.71 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Sunflower Bank | $15.65 billion | No. 125 | 1 | Dallas, TX |
| Equity Bank | $7.71 billion | No. 204 | 3 | Andover, KS |
| Bank of the Plains | $445.6 million | No. 1,935 | 1 | Plains, KS |
| The Bank of Beaver City | $188.6 million | No. 3,073 | 1 | Beaver, OK |
| The Community Bank | $173.5 million | No. 3,172 | 2 | Liberal, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Liberal: FAQ
How many banks are in Liberal, KS?
Liberal has 5 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Liberal?
Equity Bank, with 3. The Community Bank has 2 and Sunflower Bank has 1.
Is there a Equity Bank in Liberal, KS?
Yes. FDIC data lists 3 Equity Bank branches in Liberal as of September 5, 2026. Its branches are listed under Equity Bank above, with the address and directions for each.
Is there a The Community Bank in Liberal, KS?
Yes. FDIC data lists 2 The Community Bank branches in Liberal as of September 5, 2026, the main office at 2320 N Kansas Ave. Its branches are listed under The Community Bank above, with the address and directions for each.
Is there a Sunflower Bank in Liberal, KS?
Yes. FDIC data lists 1 Sunflower Bank branch in Liberal as of September 5, 2026. The address and directions are under Sunflower Bank above.
Is there a Chase in Liberal, KS?
No. FDIC data lists no Chase branch in Liberal as of September 5, 2026. The nearest is in Wichita, about 197 miles away in a straight line.
Which banks in Liberal are open on Saturday?
Golden Plains Credit Union publishes Saturday hours for one or more Liberal locations. The Saturday section above lists each one with its hours. 8 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Liberal?
The Community Bank has its main office in Liberal, according to the FDIC.
What is the oldest bank in Liberal?
Sunflower Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Which credit unions can I join in Liberal?
Golden Plains Credit Union has an office in Liberal. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Liberal in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Liberal?
Nearby cities with more banks include Hugoton, Meade, Ulysses. Hugoton is 25 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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