US Bank Directory
Banks in Garden City, KS
9 FDIC-insured banks operate 13 offices in Garden City, Kansas, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Garden City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 16 locations in Garden City, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Garden City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Western State Bank has the most locations in Garden City, with 3. It is followed by Security State Bank (2), Dream First Bank (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Western State Bank Bank · 3
The Western State Bank has 3 branches in Garden City, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garden City, KS and show it operating since 1973. With $802.1 million in total assets on June 30, 2026, it ranks No. 1,262 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garden City location is its main office at 1500 E Kansas Ave, dating to 1973; the newest, at 409 W Kansas Ave, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1500 E Kansas Ave, 67846
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West Branch409 W Kansas Ave, 67846
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North Main Branch602 N Main St, 67846
Dream First Bank Bank · 2
Dream First Bank has 2 branches in Garden City, 9 across Kansas and 13 nationwide. FDIC records list its main office in Syracuse, KS and show it operating since 1906. With $963.7 million in total assets on June 30, 2026, it ranks No. 1,080 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garden City location is the Garden City Branch at 908 N Main St, dating to 1899; the newest, at 1250 Mccoy Dr, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City East Branch1250 Mccoy Dr, 67846
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Garden City Branch908 N Main St, 67846
Golden Plains Credit Union Credit union · 2
Golden Plains Credit Union has 2 officees in Garden City, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Garden City locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1714 E Kansas Ave, 67846
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Gpcu-Taylor Plaza1504 Taylor Plz E, 67846
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Security State Bank Bank · 2
Security State Bank has 2 branches in Garden City, 5 across Kansas and 5 nationwide. FDIC records list its main office in Scott City, KS and show it operating since 1961. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,018 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garden City location is the Garden City Branch at 1701 E Mary St, dating to 2013; the newest, at 1606 E Kansas Ave, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City Branch1606 E Kansas Ave, 67846
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Garden City Branch1701 E Mary St, 67846
BMO Bank · 1
BMO has 1 branch in Garden City, 24 across Kansas and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Garden City at 1301 E Kansas Ave dates to 1896 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City1301 E Kansas Ave, 67846
Commerce Bank Bank · 1
Commerce Bank has 1 branch in Garden City, 33 across Kansas and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Garden City Main Branch at 1111 Fleming St dates to 2016 in FDIC branch records. Its published hours do not list Saturday.
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Garden City Main Branch1111 Fleming St, 67846
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Equity Bank Bank · 1
Equity Bank has 1 branch in Garden City, 34 across Kansas and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Garden City Branch at 1901 E Mary St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City Branch1901 E Mary St, 67846
Garden City Teachers Credit Union Credit union · 1
Garden City Teachers Credit Union has 1 office in Garden City, 1 across Kansas. It is based in Garden City, KS and $16.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1601 E Kansas Plz, 67846
All hours
Mon 7:30 am to 5:30 pm; Tue to Thu not published; Fri to Sat 7:30 am to 5:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Grant County Bank Bank · 1
Grant County Bank has 1 branch in Garden City, 2 across Kansas and 2 nationwide. FDIC records list its main office in Ulysses, KS and show it operating since 1906. With $298.3 million in total assets on June 30, 2026, it ranks No. 2,489 of 4,232 U.S. banks by total assets. The Gcb Bank, A Branch Of Grant County Bank at 511 N Campus Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gcb Bank, A Branch Of Grant County Bank511 N Campus Dr, 67846
KCB Bank Bank · 1
KCB Bank has 1 branch in Garden City, 2 across Kansas and 2 nationwide. FDIC records list its main office in Lakin, KS and show it operating since 1888. With $322.3 million in total assets on June 30, 2026, it ranks No. 2,380 of 4,232 U.S. banks by total assets. The Garden City Branch at 1910 E Mary St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City Branch1910 E Mary St, 67846
Landmark National Bank Bank · 1
Landmark National Bank has 1 branch in Garden City, 28 across Kansas and 29 nationwide. FDIC records list its main office in Manhattan, KS and show it operating since 1919. With $1.60 billion in total assets on June 30, 2026, it ranks No. 704 of 4,232 U.S. banks by total assets. The Garden City Branch at 1007 N Main St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden City Branch1007 N Main St, 67846
Join a credit union in Garden City
2 credit unions have 3 offices here: Golden Plains Credit Union and Garden City Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Garden City page has every office in the state's directory.
Banking in Garden City: the local picture
Short answer: 9 banks run 13 branches in Garden City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Garden City, 6 elsewhere in Kansas and 2 out of state, according to the FDIC.
The bank with the longest record here is KCB Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 1301 E Kansas Ave, dating to 1896; the newest is Security State Bank's at 1606 E Kansas Ave, from 2025.
2 credit unions have 3 offices in Garden City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 12 locations have no published hours in these sources.
Credit unions open on Saturday in Garden City
Short answer: 3 of the 4 Garden City locations with published hours open on Saturday, run by 2 institutions.
- Golden Plains Credit Union: 2 of 2 offices (1714 E Kansas Ave: Saturday 9 am to 1 pm, and 1 more)
- Garden City Teachers Credit Union: 1 of 1 office (1601 E Kansas Plz: Saturday 7:30 am to 5:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Garden City, and where the nearest one is if they do not.
Short answer: In Garden City: BMO (1). No branches in Garden City: Chase (nearest in Wichita, 188 mi), Wells Fargo (nearest in Wichita, 190 mi), Bank of America (nearest in Wichita, 188 mi), PNC Bank (nearest in Overland Park, 340 mi), U.S. Bank (nearest in Topeka, 285 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Garden City | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Wichita, 188 miles away |
| Wells Fargo | None | Wichita, 190 miles away |
| Bank of America | None | Wichita, 188 miles away |
| PNC Bank | None | Overland Park, 340 miles away |
| U.S. Bank | None | Topeka, 285 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garden City to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garden City residents like anyone else.
Banks near Garden City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lakin (22 miles) and Cimarron (31 miles). Dodge City, 48 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lakin, KS | 22 mi | 2 | 2 |
| Banks in Cimarron, KS | 31 mi | 2 | 2 |
| Banks in Scott City, KS | 35 mi | 3 | 3 |
| Banks in Montezuma, KS | 35 mi | 2 | 2 |
| Banks in Ulysses, KS | 39 mi | 3 | 3 |
| Banks in Leoti, KS | 44 mi | 2 | 2 |
| Banks in Dodge City, KS | 48 mi | 7 | 10 |
| Banks in Syracuse, KS | 49 mi | 2 | 2 |
Bank branch openings and closings in Garden City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Garden City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 6, 2025 | Opened | Security State Bank | 1606 E Kansas Ave, 67846 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Garden City
Short answer: 3 institutions have their main office in Garden City: The Western State Bank, Golden Plains Credit Union and Garden City Teachers Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Western State Bank | Bank | $802.1 million | 3 |
| Golden Plains Credit Union | Credit union | $1.00 billion | 2 |
| Garden City Teachers Credit Union | Credit union | $16.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Garden City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garden City offices.
Short answer: BMO is the largest bank with offices in Garden City, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Commerce Bank is second with $35.02 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Commerce Bank | $35.02 billion | No. 61 | 1 | Kansas City, MO |
| Equity Bank | $7.71 billion | No. 204 | 1 | Andover, KS |
| Landmark National Bank | $1.60 billion | No. 704 | 1 | Manhattan, KS |
| Security State Bank | $1.03 billion | No. 1,018 | 2 | Scott City, KS |
| Dream First Bank | $963.7 million | No. 1,080 | 2 | Syracuse, KS |
| The Western State Bank | $802.1 million | No. 1,262 | 3 | Garden City, KS |
| KCB Bank | $322.3 million | No. 2,380 | 1 | Lakin, KS |
| Grant County Bank | $298.3 million | No. 2,489 | 1 | Ulysses, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garden City: FAQ
How many banks are in Garden City, KS?
Garden City has 9 banks with 13 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Garden City?
The Western State Bank, with 3. Security State Bank has 2 and Dream First Bank has 2.
Is there a The Western State Bank in Garden City, KS?
Yes. FDIC data lists 3 The Western State Bank branches in Garden City as of September 5, 2026, the main office at 1500 E Kansas Ave. Its branches are listed under The Western State Bank above, with the address and directions for each.
Is there a Security State Bank in Garden City, KS?
Yes. FDIC data lists 2 Security State Bank branches in Garden City as of September 5, 2026. Its branches are listed under Security State Bank above, with the address and directions for each.
Is there a Dream First Bank in Garden City, KS?
Yes. FDIC data lists 2 Dream First Bank branches in Garden City as of September 5, 2026. Its branches are listed under Dream First Bank above, with the address and directions for each.
Is there a Chase in Garden City, KS?
No. FDIC data lists no Chase branch in Garden City as of September 5, 2026. The nearest is in Wichita, about 188 miles away in a straight line.
Which banks in Garden City are open on Saturday?
Golden Plains Credit Union and Garden City Teachers Credit Union publish Saturday hours for one or more Garden City locations. The Saturday section above lists each one with its hours. 12 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Garden City?
The Western State Bank, Golden Plains Credit Union and Garden City Teachers Credit Union have their main office in Garden City, according to the FDIC and the NCUA.
What is the oldest bank in Garden City?
KCB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Which credit unions can I join in Garden City?
Golden Plains Credit Union and Garden City Teachers Credit Union have offices in Garden City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Garden City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garden City?
Nearby cities with more banks include Lakin, Cimarron, Scott City. Lakin is 22 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 13 branches: Commerce Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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