US Bank Directory
Banks in Lakin, KS
2 FDIC-insured banks operate 2 offices in Lakin, Kansas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lakin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Lakin, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lakin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Dream First Bank and KCB Bank have the most locations in Lakin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Dream First Bank Bank · 1
Dream First Bank has 1 branch in Lakin, 9 across Kansas and 13 nationwide. FDIC records list its main office in Syracuse, KS and show it operating since 1906. With $963.7 million in total assets on June 30, 2026, it ranks No. 1,080 of 4,232 U.S. banks by total assets. The Lakin Branch at 300 E Santa Fe Trail Blvd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakin Branch300 E Santa Fe Trail Blvd, 67860
Golden Plains Credit Union Credit union · 1
Golden Plains Credit Union has 1 office in Lakin, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gpcu-Lakin109 N Main St, 67860
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KCB Bank Bank · 1
KCB Bank has 1 branch in Lakin, 2 across Kansas and 2 nationwide. FDIC records list its main office in Lakin, KS and show it operating since 1888. With $322.3 million in total assets on June 30, 2026, it ranks No. 2,380 of 4,232 U.S. banks by total assets. Its main office at 221 N Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office221 N Main St, 67860
Join a credit union in Lakin
1 credit union has 1 office here: Golden Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lakin page has every office in the state's directory.
Banking in Lakin: the local picture
Short answer: 2 banks run 2 branches in Lakin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Lakin, 1 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is KCB Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is KCB Bank's office at 221 N Main St, dating to 1888; the newest is Dream First Bank's at 300 E Santa Fe Trail Blvd, from 1997.
The only credit union with an office here is Golden Plains Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Lakin
Short answer: None of the 1 Lakin location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lakin, and where the nearest one is if they do not.
Short answer: No branches in Lakin: Chase (nearest in Wichita, 210 mi), Wells Fargo (nearest in Wichita, 212 mi), Bank of America (nearest in Wichita, 209 mi), PNC Bank (nearest in Overland Park, 361 mi), U.S. Bank (nearest in Topeka, 307 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 22 mi).
| Bank | In Lakin | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita, 210 miles away |
| Wells Fargo | None | Wichita, 212 miles away |
| Bank of America | None | Wichita, 209 miles away |
| PNC Bank | None | Overland Park, 361 miles away |
| U.S. Bank | None | Topeka, 307 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Garden City, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lakin to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lakin residents like anyone else.
Banks near Lakin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Garden City (22 miles) and Ulysses (26 miles). Garden City, 22 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Garden City, KS | 22 mi | 9 | 13 |
| Banks in Ulysses, KS | 26 mi | 3 | 3 |
| Banks in Syracuse, KS | 27 mi | 2 | 2 |
| Banks in Johnson, KS | 37 mi | 2 | 2 |
| Banks in Leoti, KS | 38 mi | 2 | 2 |
| Banks in Scott City, KS | 41 mi | 3 | 3 |
| Banks in Tribune, KS | 45 mi | 2 | 2 |
| Banks in Montezuma, KS | 51 mi | 2 | 2 |
Bank branch openings and closings in Lakin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lakin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lakin
Short answer: 1 institution has its main office in Lakin: KCB Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| KCB Bank | Bank | $322.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lakin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lakin offices.
Short answer: Dream First Bank is the largest bank with offices in Lakin, with $963.7 million in total assets on June 30, 2026, No. 1,080 among U.S. banks by total assets. KCB Bank is second with $322.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Dream First Bank | $963.7 million | No. 1,080 | 1 | Syracuse, KS |
| KCB Bank | $322.3 million | No. 2,380 | 1 | Lakin, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lakin: FAQ
How many banks are in Lakin, KS?
Lakin has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lakin?
Dream First Bank, with 1. KCB Bank has 1.
Is there a Dream First Bank in Lakin, KS?
Yes. FDIC data lists 1 Dream First Bank branch in Lakin as of September 5, 2026. The address and directions are under Dream First Bank above.
Is there a KCB Bank in Lakin, KS?
Yes. FDIC data lists 1 KCB Bank branch in Lakin as of September 5, 2026, the main office at 221 N Main St. The address and directions are under KCB Bank above.
Is there a Chase in Lakin, KS?
No. FDIC data lists no Chase branch in Lakin as of September 5, 2026. The nearest is in Wichita, about 210 miles away in a straight line.
Which banks in Lakin are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Lakin?
KCB Bank has its main office in Lakin, according to the FDIC.
What is the oldest bank in Lakin?
KCB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Which credit unions can I join in Lakin?
Golden Plains Credit Union has an office in Lakin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lakin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lakin?
Nearby cities with more banks include Garden City, Ulysses, Syracuse. Garden City is 22 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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