US Bank Directory

Banks in Lakin, KS

2 FDIC-insured banks operate 2 offices in Lakin, Kansas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Lakin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lakin, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lakin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Dream First Bank and KCB Bank have the most locations in Lakin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dream First Bank 1 branch · main office Syracuse, KS Bank · 1

Dream First Bank has 1 branch in Lakin, 9 across Kansas and 13 nationwide. FDIC records list its main office in Syracuse, KS and show it operating since 1906. With $963.7 million in total assets on June 30, 2026, it ranks No. 1,080 of 4,232 U.S. banks by total assets. The Lakin Branch at 300 E Santa Fe Trail Blvd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lakin Branch
    300 E Santa Fe Trail Blvd, 67860
    Hours: see the bank's site
Dream First Bank: profile, branches and contacts
Golden Plains Credit Union 1 office · main office Garden City, KS Credit union · 1

Golden Plains Credit Union has 1 office in Lakin, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gpcu-Lakin
    109 N Main St, 67860
    (620) 355-6203Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Golden Plains Credit Union: profile, branches and contacts
KCB Bank 1 branch · main office Lakin, KS Bank · 1

KCB Bank has 1 branch in Lakin, 2 across Kansas and 2 nationwide. FDIC records list its main office in Lakin, KS and show it operating since 1888. With $322.3 million in total assets on June 30, 2026, it ranks No. 2,380 of 4,232 U.S. banks by total assets. Its main office at 221 N Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    221 N Main St, 67860
    Hours: see the bank's site
KCB Bank: profile, branches and contacts

Join a credit union in Lakin

1 credit union has 1 office here: Golden Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lakin page has every office in the state's directory.

Banking in Lakin: the local picture

Short answer: 2 banks run 2 branches in Lakin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Lakin, 1 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is KCB Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is KCB Bank's office at 221 N Main St, dating to 1888; the newest is Dream First Bank's at 300 E Santa Fe Trail Blvd, from 1997.

The only credit union with an office here is Golden Plains Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Lakin

Short answer: None of the 1 Lakin location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lakin, and where the nearest one is if they do not.

Short answer: No branches in Lakin: Chase (nearest in Wichita, 210 mi), Wells Fargo (nearest in Wichita, 212 mi), Bank of America (nearest in Wichita, 209 mi), PNC Bank (nearest in Overland Park, 361 mi), U.S. Bank (nearest in Topeka, 307 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 22 mi).

BankIn LakinNearest branch if none here
ChaseNoneWichita, 210 miles away
Wells FargoNoneWichita, 212 miles away
Bank of AmericaNoneWichita, 209 miles away
PNC BankNoneOverland Park, 361 miles away
U.S. BankNoneTopeka, 307 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneGarden City, 22 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lakin to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lakin residents like anyone else.

Banks near Lakin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Garden City (22 miles) and Ulysses (26 miles). Garden City, 22 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Lakin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lakin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Lakin

Short answer: 1 institution has its main office in Lakin: KCB Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
KCB BankBank$322.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Lakin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lakin offices.

Short answer: Dream First Bank is the largest bank with offices in Lakin, with $963.7 million in total assets on June 30, 2026, No. 1,080 among U.S. banks by total assets. KCB Bank is second with $322.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Dream First Bank$963.7 millionNo. 1,0801Syracuse, KS
KCB Bank$322.3 millionNo. 2,3801Lakin, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lakin: FAQ

How many banks are in Lakin, KS?

Lakin has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lakin?

Dream First Bank, with 1. KCB Bank has 1.

Is there a Dream First Bank in Lakin, KS?

Yes. FDIC data lists 1 Dream First Bank branch in Lakin as of September 5, 2026. The address and directions are under Dream First Bank above.

Is there a KCB Bank in Lakin, KS?

Yes. FDIC data lists 1 KCB Bank branch in Lakin as of September 5, 2026, the main office at 221 N Main St. The address and directions are under KCB Bank above.

Is there a Chase in Lakin, KS?

No. FDIC data lists no Chase branch in Lakin as of September 5, 2026. The nearest is in Wichita, about 210 miles away in a straight line.

Which banks in Lakin are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Lakin?

KCB Bank has its main office in Lakin, according to the FDIC.

What is the oldest bank in Lakin?

KCB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Which credit unions can I join in Lakin?

Golden Plains Credit Union has an office in Lakin. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lakin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lakin?

Nearby cities with more banks include Garden City, Ulysses, Syracuse. Garden City is 22 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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