Banks in Hugoton, KS

Bank branch map: Hugoton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Hugoton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hugoton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Equity Bank, Dream First Bank and The Citizens State Bank have the most locations in Hugoton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dream First Bank 1 branch · main office Syracuse, KS Bank · 1

Dream First Bank has 1 branch in Hugoton, 9 across Kansas and 13 nationwide. FDIC records list its main office in Syracuse, KS and show it operating since 1906. With $963.7 million in total assets on June 30, 2026, it ranks No. 1,080 of 4,232 U.S. banks by total assets. The Hugoton Branch at 627 S Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hugoton Branch

  627 S Main St, 67951

  Hours: see the bank's site
  DirectionsWebsite

Dream First Bank: profile, branches and contacts

Equity Bank 1 branch · main office Andover, KS Bank · 1

Equity Bank has 1 branch in Hugoton, 34 across Kansas and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Hugoton Branch at 502 S Jackson St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hugoton Branch

  502 S Jackson St, 67951

  Hours: see the bank's site
  DirectionsWebsite

Equity Bank: profile, branches and contacts

The Citizens State Bank 1 branch · main office Hugoton, KS Bank · 1

The Citizens State Bank has 1 branch in Hugoton, 1 across Kansas and 1 nationwide. FDIC records list its main office in Hugoton, KS and show it operating since 1913. With $137.5 million in total assets on June 30, 2026, it ranks No. 3,425 of 4,232 U.S. banks by total assets. Its main office at 601 S Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  601 S Main St, 67951

  Hours: see the bank's site
  DirectionsWebsite

The Citizens State Bank: profile, branches and contacts

Banking in Hugoton: the local picture

Short answer: 3 banks run 3 branches in Hugoton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Hugoton, 2 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is Dream First Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens State Bank's office at 601 S Main St, dating to 1913; the newest is Dream First Bank's at 627 S Main St, from 2022.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hugoton, and where the nearest one is if they do not.

Short answer: No branches in Hugoton: Chase (nearest in Wichita, 218 mi), Wells Fargo (nearest in Wichita, 220 mi), Bank of America (nearest in Wichita, 217 mi), PNC Bank (nearest in Overland Park, 381 mi), U.S. Bank (nearest in Topeka, 330 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Garden City, 61 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hugoton to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hugoton residents like anyone else.

Banks near Hugoton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Liberal (25 miles) and Ulysses (28 miles). Liberal, 25 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Hugoton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hugoton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hugoton

Short answer: 1 institution has its main office in Hugoton: The Citizens State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hugoton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hugoton offices.

Short answer: Equity Bank is the largest bank with offices in Hugoton, with $7.71 billion in total assets on June 30, 2026, No. 204 among U.S. banks by total assets. Dream First Bank is second with $963.7 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hugoton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.