Banks in Howard, KS

Bank branch map: Howard

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Howard, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Howard

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Commerce and The Howard State Bank, Howard, Kansas have the most locations in Howard, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Commerce 1 branch · main office Chanute, KS Bank · 1

Bank of Commerce has 1 branch in Howard, 15 across Kansas and 15 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1985. With $497.5 million in total assets on June 30, 2026, it ranks No. 1,802 of 4,232 U.S. banks by total assets. The Howard Branch at 101 S Wabash dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Howard Branch

  101 S Wabash, 67349

  Hours: see the bank's site
  DirectionsWebsite

Bank of Commerce: profile, branches and contacts

The Howard State Bank, Howard, Kansas 1 branch · main office Howard, KS Bank · 1

The Howard State Bank, Howard, Kansas has 1 branch in Howard, 4 across Kansas and 4 nationwide. FDIC records list its main office in Howard, KS and show it operating since 1877. With $80.2 million in total assets on June 30, 2026, it ranks No. 3,851 of 4,232 U.S. banks by total assets. Its main office at 100 S Wabash dates to 1877 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 S Wabash, 67349

  Hours: see the bank's site
  DirectionsWebsite

The Howard State Bank, Howard, Kansas: profile, branches and contacts

Banking in Howard: the local picture

Short answer: 2 banks run 2 branches in Howard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Howard, 1 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is The Howard State Bank, Howard, Kansas, operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is The Howard State Bank, Howard, Kansas's office at 100 S Wabash, dating to 1877; the newest is Bank of Commerce's at 101 S Wabash, from 1885.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Howard, and where the nearest one is if they do not.

Short answer: No branches in Howard: Chase (nearest in Derby, 54 mi), Wells Fargo (nearest in Wichita, 57 mi), Bank of America (nearest in Andover, 50 mi), PNC Bank (nearest in Overland Park, 132 mi), U.S. Bank (nearest in Topeka, 111 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Augusta, 42 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Howard to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Howard residents like anyone else.

Banks near Howard

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sedan (24 miles) and Fredonia (24 miles). El Dorado, 41 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Howard

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Howard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Howard

Short answer: 1 institution has its main office in Howard: The Howard State Bank, Howard, Kansas.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Howard by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Howard offices.

Short answer: Bank of Commerce is the largest bank with offices in Howard, with $497.5 million in total assets on June 30, 2026, No. 1,802 among U.S. banks by total assets. The Howard State Bank, Howard, Kansas is second with $80.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Howard: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.