US Bank Directory
Banks in Independence, KS
4 FDIC-insured banks operate 6 offices in Independence, Kansas, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Independence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 11 locations in Independence, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Independence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community National Bank & Trust and FirstOak Bank have the most locations in Independence, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community National Bank & Trust Bank · 2
Community National Bank & Trust has 2 branches in Independence, 34 across Kansas and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is the Independence Branch at 125 N Penn Ave, dating to 1999; the newest, at 124 N Penn Ave, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Drive Thru Branch124 N Penn Ave, 67301
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Independence Branch125 N Penn Ave, 67301
FirstOak Bank Bank · 2
FirstOak Bank has 2 branches in Independence, 3 across Kansas and 4 nationwide. FDIC records list its main office in Independence, KS and show it operating since 1881. With $241.2 million in total assets on June 30, 2026, it ranks No. 2,775 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is its main office at 113 N Penn Ave, dating to 1881; the newest, at 1801 W Main St, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office113 N Penn Ave, 67301
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Drive-Thru Branch1801 W Main St, 67301
Great Plains Credit Union Credit union · 2
Great Plains Credit Union has 2 officees in Independence, 9 across Kansas. It is based in Joplin, MO and $323.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Independence123 E Main St, 67301
All hours
Mon to Fri 8 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Independence Drive Thru200 E Main St, 67301
Skyward Credit Union Credit union · 2
Skyward Credit Union has 2 officees in Independence, 6 across Kansas. It is based in Wichita, KS and $471.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Independence locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Independence1 Cessna Blvd, 67301
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Independence New Branch3159 W Main St, 67301
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Commercial Bank Bank · 1
Commercial Bank has 1 branch in Independence, 8 across Kansas and 8 nationwide. FDIC records list its main office in Parsons, KS and show it operating since 1874. With $382.2 million in total assets on June 30, 2026, it ranks No. 2,150 of 4,232 U.S. banks by total assets. The Independence Branch at 501 N Penn Ave dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Branch501 N Penn Ave, 67301
Equity Bank Bank · 1
Equity Bank has 1 branch in Independence, 34 across Kansas and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Independence Branch at 112 E Myrtle St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Branch112 E Myrtle St, 67301
Kansas Teachers Community Credit Union Credit union · 1
Kansas Teachers Community Credit Union has 1 office in Independence, 5 across Kansas. It is based in Pittsburg, KS and $125.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kansas Teachers Community Credit Union112 N 10Th St, 67301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Independence
3 credit unions have 5 offices here: Skyward Credit Union, Great Plains Credit Union and Kansas Teachers Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Independence page has every office in the state's directory.
Banking in Independence: the local picture
Short answer: 4 banks run 6 branches in Independence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Independence, 3 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is Commercial Bank, operating since 1874 according to the FDIC. In FDIC branch records, the longest-running branch is FirstOak Bank's office at 113 N Penn Ave, dating to 1881; the newest is Community National Bank & Trust's at 124 N Penn Ave, from 2009.
3 credit unions have 5 offices in Independence, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Independence
Short answer: 1 of the 4 Independence locations with published hours opens on Saturday, run by 1 institution.
- Great Plains Credit Union: 1 of 2 offices (123 E Main St: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Independence, and where the nearest one is if they do not.
Short answer: No branches in Independence: Chase (nearest in Derby, 88 mi), Wells Fargo (nearest in Wichita, 91 mi), Bank of America (nearest in Andover, 84 mi), PNC Bank (nearest in Overland Park, 130 mi), U.S. Bank (nearest in Lawrence, 121 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pittsburg, 57 mi).
| Bank | In Independence | Nearest branch if none here |
|---|---|---|
| Chase | None | Derby, 88 miles away |
| Wells Fargo | None | Wichita, 91 miles away |
| Bank of America | None | Andover, 84 miles away |
| PNC Bank | None | Overland Park, 130 miles away |
| U.S. Bank | None | Lawrence, 121 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Pittsburg, 57 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Independence to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Independence residents like anyone else.
Banks near Independence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cherryvale (9 miles) and Neodesha (13 miles). Parsons, 26 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cherryvale, KS | 9 mi | 2 | 2 |
| Banks in Neodesha, KS | 13 mi | 3 | 3 |
| Banks in Coffeyville, KS | 14 mi | 4 | 4 |
| Banks in Caney, KS | 19 mi | 2 | 2 |
| Banks in Fredonia, KS | 22 mi | 3 | 3 |
| Banks in Parsons, KS | 26 mi | 5 | 8 |
| Banks in Sedan, KS | 27 mi | 2 | 2 |
| Banks in Oswego, KS | 33 mi | 2 | 2 |
Bank branch openings and closings in Independence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Independence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Independence
Short answer: 1 institution has its main office in Independence: FirstOak Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| FirstOak Bank | Bank | $241.2 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Independence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Independence offices.
Short answer: Equity Bank is the largest bank with offices in Independence, with $7.71 billion in total assets on June 30, 2026, No. 204 among U.S. banks by total assets. Community National Bank & Trust is second with $2.53 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Equity Bank | $7.71 billion | No. 204 | 1 | Andover, KS |
| Community National Bank & Trust | $2.53 billion | No. 501 | 2 | Chanute, KS |
| Commercial Bank | $382.2 million | No. 2,150 | 1 | Parsons, KS |
| FirstOak Bank | $241.2 million | No. 2,775 | 2 | Independence, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Independence: FAQ
How many banks are in Independence, KS?
Independence has 4 banks with 6 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Independence?
Community National Bank & Trust, with 2. FirstOak Bank has 2 and Equity Bank has 1.
Is there a Community National Bank & Trust in Independence, KS?
Yes. FDIC data lists 2 Community National Bank & Trust branches in Independence as of September 5, 2026. Its branches are listed under Community National Bank & Trust above, with the address and directions for each.
Is there a FirstOak Bank in Independence, KS?
Yes. FDIC data lists 2 FirstOak Bank branches in Independence as of September 5, 2026, the main office at 113 N Penn Ave. Its branches are listed under FirstOak Bank above, with the address and directions for each.
Is there a Equity Bank in Independence, KS?
Yes. FDIC data lists 1 Equity Bank branch in Independence as of September 5, 2026. The address and directions are under Equity Bank above.
Is there a Chase in Independence, KS?
No. FDIC data lists no Chase branch in Independence as of September 5, 2026. The nearest is in Derby, about 88 miles away in a straight line.
Which banks in Independence are open on Saturday?
Great Plains Credit Union publishes Saturday hours for one or more Independence locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Independence?
FirstOak Bank has its main office in Independence, according to the FDIC.
What is the oldest bank in Independence?
Commercial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1874.
Which credit unions can I join in Independence?
Skyward Credit Union, Great Plains Credit Union and Kansas Teachers Community Credit Union have offices in Independence. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Independence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Independence?
Nearby cities with more banks include Cherryvale, Neodesha, Coffeyville. Cherryvale is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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