US Bank Directory

Banks in Fredonia, KS

3 FDIC-insured banks operate 3 offices in Fredonia, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fredonia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Fredonia, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fredonia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community National Bank & Trust, FirstOak Bank and First National Bank in Fredonia have the most locations in Fredonia, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community National Bank & Trust 1 branch · main office Chanute, KS Bank · 1

Community National Bank & Trust has 1 branch in Fredonia, 34 across Kansas and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. The Fredonia Branch at 733 Madison St dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community National Bank & Trust: profile, branches and contacts
First National Bank in Fredonia 1 branch · main office Fredonia, KS Bank · 1

First National Bank in Fredonia has 1 branch in Fredonia, 1 across Kansas and 1 nationwide. FDIC records list its main office in Fredonia, KS and show it operating since 1871. With $104.4 million in total assets on June 30, 2026, it ranks No. 3,666 of 4,232 U.S. banks by total assets. Its main office at 730 Madison St dates to 1871 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    730 Madison St, 66736
    Hours: see the bank's site
First National Bank in Fredonia: profile, branches and contacts
FirstOak Bank 1 branch · main office Independence, KS Bank · 1

FirstOak Bank has 1 branch in Fredonia, 3 across Kansas and 4 nationwide. FDIC records list its main office in Independence, KS and show it operating since 1881. With $241.2 million in total assets on June 30, 2026, it ranks No. 2,775 of 4,232 U.S. banks by total assets. The Fredonia Branch at 501 Madison St dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

FirstOak Bank: profile, branches and contacts

Banking in Fredonia: the local picture

Short answer: 3 banks run 3 branches in Fredonia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Fredonia, 2 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is First National Bank in Fredonia, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank in Fredonia's office at 730 Madison St, dating to 1871; the newest is Community National Bank & Trust's at 733 Madison St, from 1924.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fredonia, and where the nearest one is if they do not.

Short answer: No branches in Fredonia: Chase (nearest in Derby, 78 mi), Wells Fargo (nearest in Wichita, 79 mi), Bank of America (nearest in Andover, 72 mi), PNC Bank (nearest in Overland Park, 114 mi), U.S. Bank (nearest in Topeka, 102 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pittsburg, 62 mi).

BankIn FredoniaNearest branch if none here
ChaseNoneDerby, 78 miles away
Wells FargoNoneWichita, 79 miles away
Bank of AmericaNoneAndover, 72 miles away
PNC BankNoneOverland Park, 114 miles away
U.S. BankNoneTopeka, 102 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONonePittsburg, 62 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fredonia to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fredonia residents like anyone else.

Banks near Fredonia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Neodesha (11 miles) and Independence (22 miles). Chanute, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Fredonia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fredonia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Fredonia

Short answer: 1 institution has its main office in Fredonia: First National Bank in Fredonia.

InstitutionTypeTotal assets, June 30, 2026Offices here
First National Bank in FredoniaBank$104.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Fredonia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fredonia offices.

Short answer: Community National Bank & Trust is the largest bank with offices in Fredonia, with $2.53 billion in total assets on June 30, 2026, No. 501 among U.S. banks by total assets. FirstOak Bank is second with $241.2 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community National Bank & Trust$2.53 billionNo. 5011Chanute, KS
FirstOak Bank$241.2 millionNo. 2,7751Independence, KS
First National Bank in Fredonia$104.4 millionNo. 3,6661Fredonia, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fredonia: FAQ

How many banks are in Fredonia, KS?

Fredonia has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fredonia?

Community National Bank & Trust, with 1. FirstOak Bank has 1 and First National Bank in Fredonia has 1.

Is there a Community National Bank & Trust in Fredonia, KS?

Yes. FDIC data lists 1 Community National Bank & Trust branch in Fredonia as of September 5, 2026. The address and directions are under Community National Bank & Trust above.

Is there a FirstOak Bank in Fredonia, KS?

Yes. FDIC data lists 1 FirstOak Bank branch in Fredonia as of September 5, 2026. The address and directions are under FirstOak Bank above.

Is there a Chase in Fredonia, KS?

No. FDIC data lists no Chase branch in Fredonia as of September 5, 2026. The nearest is in Derby, about 78 miles away in a straight line.

Which banks are headquartered in Fredonia?

First National Bank in Fredonia has its main office in Fredonia, according to the FDIC.

What is the oldest bank in Fredonia?

First National Bank in Fredonia has the longest record among banks with a branch here: the FDIC shows it operating since 1871.

Did any bank branches open or close in Fredonia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fredonia?

Nearby cities with more banks include Neodesha, Independence, Chanute. Neodesha is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds