US Bank Directory
Banks in South Bend, IN
15 FDIC-insured banks operate 31 offices in South Bend, Indiana, and 8 credit unions have 21 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: South Bend
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 23 banks and credit unions operate 52 locations in South Bend, according to the FDIC and the NCUA. 52 of them have coordinates on record and are on the map. 28 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
52 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in South Bend
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 1st Source Bank has the most locations in South Bend, with 11. It is followed by PNC Bank (2), KeyBank (2), Flagstar (2). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Source Bank Bank · 11
1st Source Bank has 11 branches in South Bend, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is its main office at 100 N Michigan St Ste B, dating to 1922; the newest, at 926 Erskine Plz, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 N Michigan St Ste B, 46601
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Direct Banking-1Stsource.Com Branch205 W Jefferson Blvd, 46601
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Ireland Road Branch2060 E Ireland Rd, 46614
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Maple Lane Branch2230 S Bend Ave, 46635
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Drive-In Plaza South Bend Branch225 N Main St, 46601
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Ewing Avenue Branch2323 S Michigan St, 46614
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Portage Avenue Branch3655 Portage Rd, 46628
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Airport Branch4105 Lincoln Way W, 46628
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Western Avenue Branch4505 W Western Ave, 46619
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Roseland Branch52990 State Rd 933, 46637
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Erskine Martins Branch926 Erskine Plz, 46614
Communitywide Credit Union Credit union · 4
Communitywide Credit Union has 4 officees in South Bend, 11 across Indiana. It is based in South Bend, IN and $876.3 million in assets on March 31, 2026, according to its NCUA call report. All 3 of its South Bend locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1555 W Western Ave, 46619
All hours
Mon 9 am to 5:30 pm; Tue to Wed 10 am to 5:30 pm; Thu to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lw/Sb1915 Lincoln Way E, 46613
All hours
Mon 9 am to 5:30 pm; Tue to Wed 10 am to 5:30 pm; Thu to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Ireland405 E Ireland Rd, 46614
All hours
Mon 9 am to 5:30 pm; Tue to Wed 10 am to 5:30 pm; Thu to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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North52330 Indiana State Route 933, 46637
Everwise Credit Union Credit union · 4
Everwise Credit Union has 4 officees in South Bend, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 South Bend locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office110 S Main St, 46601
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Ireland Road 71930 E Ireland Rd, 46614
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Portage 313915 Portage Rd, 46628
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lincolnway West 32735 Lincoln Way W, 46616
All hours
Mon to Thu 12 pm to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Notre Dame Credit Union Credit union · 4
Notre Dame Credit Union has 4 officees in South Bend, 10 across Indiana. It is based in Notre Dame, IN and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 South Bend locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Dowtown Branch210 S Michigan St, 46601
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Ireland Road Branch2102 E Ireland Rd, 46614
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Portage Branch3457 Portage Rd, 46628
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Western Branch525 South Mayflower Road, 46619
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Credit Union 1 Credit union · 3
Credit Union 1 has 3 officees in South Bend, 5 across Indiana. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 South Bend locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Bendix1112 N Bendix Dr, 46628
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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South Bend1234 N Eddy St Ste 101, 46617
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Ireland1404 E Ireland Rd, 46614
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Centier Bank Bank · 2
Centier Bank has 2 branches in South Bend, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the South Bend Branch at 108 N Main St, dating to 2017; the newest, at 2850 W Cleveland Road Ext, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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South Bend Branch108 N Main St, 46601
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South Bend West Branch2850 W Cleveland Road Ext, 46628
Flagstar Bank · 2
Flagstar has 2 branches in South Bend, 24 across Indiana and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the Western Avenue Branch at 2317 W Western Ave, dating to 1947; the newest, at 4400 Miami St, to 1959. It does not publish hours in the sources this page uses; check its site before you go.
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Western Avenue Branch2317 W Western Ave, 46619
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Broadmoor Branch4400 Miami St, 46614
KeyBank Bank · 2
KeyBank has 2 branches in South Bend, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the Scottsdale Branch at 4627 Miami St, dating to 1973; the newest, at 4854 W Western Ave, to 1976. 1 of its 2 South Bend locations with published hours open on Saturday.
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Scottsdale Branch4627 Miami St, 46614
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Western Avenue Branch4854 W Western Ave, 46619
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Lake City Bank Bank · 2
Lake City Bank has 2 branches in South Bend, 57 across Indiana and 57 nationwide. FDIC records list its main office in Warsaw, IN and show it operating since 1872. With $7.24 billion in total assets on June 30, 2026, it ranks No. 217 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the South Bend Northwest Branch at 21113 Cleveland Rd, dating to 2001; the newest, at 101 N Michigan St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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South Bend Downtown Branch101 N Michigan St, 46601
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South Bend Northwest Branch21113 Cleveland Rd, 46628
Old National Bank · 2
Old National has 2 branches in South Bend, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the South Bend Branch at 130 S Main St, dating to 2001; the newest, at 1233 N Eddy St, to 2010. None of its 2 South Bend locations with published hours lists Saturday hours.
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Eddy Commons Branch1233 N Eddy St, 46617
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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South Bend Branch130 S Main St, 46601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in South Bend, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Bend location is the South Bend/North Main Branch at 110 N Lafayette Blvd, dating to 1920; the newest, at 4501 S Michigan St, to 1965. It opens on Saturday.
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South Bend/North Main Branch110 N Lafayette Blvd, 46601
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Ireland Branch4501 S Michigan St, 46614
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Policemen's Credit Union Credit union · 2
Policemen's Credit Union has 2 officees in South Bend, 3 across Indiana. It is based in South Bend, IN and $94.9 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 South Bend locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1130 S Main St, 46601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Shared Service Center1130 S Main St, 46601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
South Bend Transit Credit Union Credit union · 2
South Bend Transit Credit Union has 2 officees in South Bend, 2 across Indiana. It is based in South Bend, IN and $2.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 South Bend locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1401 S Lafayette Blvd Ste 100, 46613
All hours
Mon to Fri 9:30 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Policemans Fcu1130 S Main St, 46601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of England Bank · 1
Bank of England has 1 branch in South Bend, 4 across Indiana and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 1635 N Ironwood Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of England Mortgage1635 N Ironwood Dr, 46635
Chase Bank · 1
Chase has 1 branch in South Bend, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ironwood And 23 Branch at 2101 S Bend Ave dates to 1992 in FDIC branch records. It opens on Saturday.
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Ironwood And 23 Branch2101 S Bend Ave, 46637
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in South Bend, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The South Bend-Downtown Branch at 301 N Main St dates to 2000 in FDIC branch records. It opens on Saturday.
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South Bend-Downtown Branch301 N Main St, 46601
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in South Bend, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The South Bend Lpo Branch at 1130 S Bend Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South Bend Lpo Branch1130 S Bend Ave, 46617
First State Bank of Middlebury Bank · 1
First State Bank of Middlebury has 1 branch in South Bend, 6 across Indiana and 6 nationwide. FDIC records list its main office in Middlebury, IN and show it operating since 1910. With $836.2 million in total assets on June 30, 2026, it ranks No. 1,215 of 4,232 U.S. banks by total assets. The Eddy Street Office Branch at 1015 S Bend Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eddy Street Office Branch1015 S Bend Ave, 46617
Horizon Bank Bank · 1
Horizon Bank has 1 branch in South Bend, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Horizon Bank South Bend Branch at 17400 State Road 23 dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horizon Bank South Bend Branch17400 State Road 23, 46635
Northwest Bank Bank · 1
Northwest Bank has 1 branch in South Bend, 20 across Indiana and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The South Bend - Ireland Road Branch at 742 E Ireland Rd dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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South Bend - Ireland Road Branch742 E Ireland Rd, 46614
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
South Bend Firefighters Credit Union Credit union · 1
South Bend Firefighters Credit Union has 1 office in South Bend, 2 across Indiana. It is based in South Bend, IN and $65.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1122 S Main St, 46601
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Credit Union Credit union · 1
United Credit Union has 1 office in South Bend, 3 across Indiana. It is based in St Joseph, MI and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ireland Road - Branch 36223 W Ireland Rd, 46614
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in South Bend, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0566 South Bend Indiana Walmart Branch at 700 W Ireland Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0566 South Bend Indiana Walmart Branch700 W Ireland Rd, 46614
Join a credit union in South Bend
8 credit unions have 21 offices here: Everwise Credit Union, Notre Dame Credit Union, Communitywide Credit Union, Credit Union 1, Policemen's Credit Union and South Bend Transit Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in South Bend page has every office in the state's directory.
Banking in South Bend: the local picture
Short answer: 15 banks run 31 branches in South Bend according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 1 has its main office in South Bend, 6 elsewhere in Indiana and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 110 N Lafayette Blvd, dating to 1920; the newest is Centier Bank's at 2850 W Cleveland Road Ext, from 2022.
8 credit unions have 21 offices in South Bend, according to the NCUA. Who can join each one is on the credit unions page.
Of the 28 locations with published hours. 12 open on Saturday. 24 locations have no published hours in these sources.
Banks by ZIP code in South Bend
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 46601 has the most bank and credit union offices in South Bend (14), followed by 46614 (13) and 46628 (7). Offices are spread across 9 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 46601 | 14 | 11 | 1st Source Bank, Policemen's Credit Union, Centier Bank |
| 46614 | 13 | 11 | 1st Source Bank, Communitywide Credit Union, Credit Union 1 |
| 46628 | 7 | 6 | 1st Source Bank, Centier Bank, Credit Union 1 |
| 46619 | 5 | 5 | 1st Source Bank, Communitywide Credit Union, Flagstar |
| 46617 | 4 | 4 | Credit Union 1, First Merchants Bank, First State Bank of Middlebury |
| 46635 | 3 | 3 | 1st Source Bank, Bank of England, Horizon Bank |
| 46637 | 3 | 3 | 1st Source Bank, Chase, Communitywide Credit Union |
| 46613 | 2 | 2 | Communitywide Credit Union, South Bend Transit Credit Union |
| 46616 | 1 | 1 | Everwise Credit Union |
Banks and credit unions open on Saturday in South Bend
Short answer: 12 of the 28 South Bend locations with published hours open on Saturday, run by 8 institutions.
- PNC Bank: 1 of 2 branches (4501 S Michigan St: Saturday 9 am to 1 pm)
- KeyBank: 1 of 2 branches (4854 W Western Ave: Saturday 9 am to 12 pm)
- Chase: 1 of 1 branch (2101 S Bend Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (301 N Main St: Saturday 9 am to 12 pm)
- Everwise Credit Union: 2 of 4 offices (1930 E Ireland Rd: Saturday 9 am to 12 pm, and 1 more)
- Notre Dame Credit Union: 2 of 4 offices (2102 E Ireland Rd: Saturday 9 am to 12:30 pm, and 1 more)
- Communitywide Credit Union: 3 of 4 offices (1555 W Western Ave: Saturday 9 am to 12 pm, and 2 more)
- United Credit Union: 1 of 1 office (223 W Ireland Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 24 of the 52 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in South Bend, and where the nearest one is if they do not.
Short answer: In South Bend: Chase (1), PNC Bank (2), Fifth Third Bank (1). No branches in South Bend: Wells Fargo, Bank of America (nearest in Carmel, 116 mi), U.S. Bank (nearest in Richmond, 144 mi), Truist (nearest in New Albany, 231 mi), Huntington (nearest in West Lafayette, 91 mi), Regions Bank (nearest in Delphi, 78 mi), TD Bank, BMO (nearest in Valparaiso, 44 mi).
| Bank | In South Bend | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 116 miles away |
| U.S. Bank | None | Richmond, 144 miles away |
| Truist | None | New Albany, 231 miles away |
| Huntington | None | West Lafayette, 91 miles away |
| Regions Bank | None | Delphi, 78 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Valparaiso, 44 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of South Bend to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to South Bend residents like anyone else.
Banks near South Bend
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mishawaka (4 miles) and Granger (6 miles). Elkhart, 15 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mishawaka, IN | 4 mi | 10 | 14 |
| Banks in Granger, IN | 6 mi | 7 | 9 |
| Banks in Elkhart, IN | 15 mi | 13 | 30 |
| Banks in Bremen, IN | 16 mi | 3 | 3 |
| Banks in Nappanee, IN | 21 mi | 4 | 4 |
| Banks in Goshen, IN | 23 mi | 9 | 12 |
| Banks in Plymouth, IN | 23 mi | 6 | 7 |
| Banks in La Porte, IN | 24 mi | 6 | 7 |
Bank branch openings and closings in South Bend
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in South Bend between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in South Bend
Short answer: 6 institutions have their main office in South Bend: 1st Source Bank, Everwise Credit Union, Communitywide Credit Union and Policemen's Credit Union and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| 1st Source Bank | Bank | $9.26 billion | 11 |
| Everwise Credit Union | Credit union | $5.70 billion | 4 |
| Communitywide Credit Union | Credit union | $876.3 million | 4 |
| Policemen's Credit Union | Credit union | $94.9 million | 2 |
| South Bend Transit Credit Union | Credit union | $2.7 million | 2 |
| South Bend Firefighters Credit Union | Credit union | $65.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in South Bend by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its South Bend offices.
Short answer: Chase is the largest bank with offices in South Bend, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 15 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| Flagstar | $87.71 billion | No. 36 | 2 | Hicksville, NY |
| Old National | $73.86 billion | No. 39 | 2 | Evansville, IN |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| Centier Bank | $10.41 billion | No. 155 | 2 | Whiting, IN |
| 1st Source Bank | $9.26 billion | No. 172 | 11 | South Bend, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in South Bend: FAQ
How many banks are in South Bend, IN?
South Bend has 15 banks with 31 branches and 8 credit unions with 21 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in South Bend?
1st Source Bank, with 11. PNC Bank has 2 and KeyBank has 2.
Is there a 1st Source Bank in South Bend, IN?
Yes. FDIC data lists 11 1st Source Bank branches in South Bend as of September 5, 2026, the main office at 100 N Michigan St Ste B. Its branches are listed under 1st Source Bank above, with the address and directions for each.
Is there a PNC Bank in South Bend, IN?
Yes. FDIC data lists 2 PNC Bank branches in South Bend as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a KeyBank in South Bend, IN?
Yes. FDIC data lists 2 KeyBank branches in South Bend as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Which banks in South Bend are open on Saturday?
PNC Bank, KeyBank, Chase and Fifth Third Bank and 4 more publish Saturday hours for one or more South Bend locations. The Saturday section above lists each one with its hours. 24 of the 52 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in South Bend?
1st Source Bank, Everwise Credit Union, Communitywide Credit Union, Policemen's Credit Union and South Bend Transit Credit Union and 1 more have their main office in South Bend, according to the FDIC and the NCUA.
What is the oldest bank in South Bend?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in South Bend?
Everwise Credit Union, Notre Dame Credit Union, Communitywide Credit Union and Credit Union 1 and 4 more have offices in South Bend. Check each credit union's membership rules before you apply.
Did any bank branches open or close in South Bend in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near South Bend?
Nearby cities with more banks include Mishawaka, Granger, Elkhart. Mishawaka is 4 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 21 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 31 branches: Chase, Fifth Third Bank, KeyBank, Northwest Bank, Old National, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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