US Bank Directory

Banks in Elkhart, IN

13 FDIC-insured banks operate 30 offices in Elkhart, Indiana, and 6 credit unions have 13 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Elkhart

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 19 banks and credit unions operate 43 locations in Elkhart, according to the FDIC and the NCUA. 41 of them have coordinates on record and are on the map. 21 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

41 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Elkhart

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Lake City Bank has the most locations in Elkhart, with 6. It is followed by 1st Source Bank (5), Chase (4), KeyBank (3). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Lake City Bank 6 branches · main office Warsaw, IN Bank · 6

Lake City Bank has 6 branches in Elkhart, 57 across Indiana and 57 nationwide. FDIC records list its main office in Warsaw, IN and show it operating since 1872. With $7.24 billion in total assets on June 30, 2026, it ranks No. 217 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Elkhart Branch at 864 E Beardsley Ave, dating to 1993; the newest, at 240 E Jackson Blvd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart Northwest Branch
    1206 N Nappanee St, 46514
    Hours: see the bank's site
  • Elkhart East Branch
    22050 State Road 120, 46516
    Hours: see the bank's site
  • Elkhart River District Branch
    240 E Jackson Blvd, 46516
    Hours: see the bank's site
  • Elkhart High School Branch
    2608 California Rd, 46514
    Hours: see the bank's site
  • Elkhart Jimtown Branch
    3618 S Nappanee St, 46517
    Hours: see the bank's site
  • Elkhart Branch
    864 E Beardsley Ave, 46514
    Hours: see the bank's site
Lake City Bank: profile, branches and contacts
1st Source Bank 5 branches · main office South Bend, IN Bank · 5

1st Source Bank has 5 branches in Elkhart, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Elkhart-Franklin Street Branch at 131 E Franklin St, dating to 1987; the newest, at 120 Sanford School Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart North Martins
    120 Sanford School Rd, 46514
    Hours: see the bank's site
  • Elkhart-Franklin Street Branch
    131 E Franklin St, 46516
    Hours: see the bank's site
  • Elkhart-West Branch
    1751 W Lexington Ave, 46514
    Hours: see the bank's site
  • Elkhart-Bristol Street Branch
    2020 E Bristol St, 46514
    Hours: see the bank's site
  • Dunlap Branch
    4594 Elkhart Rd, 46517
    Hours: see the bank's site
1st Source Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 4 branches · main office Columbus, OH Bank · 4

Chase has 4 branches in Elkhart, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Indiana And Sr 19 Branch at 1500 S Nappanee St, dating to 1962; the newest, at 3530 Cassopolis St, to 1975. All 4 of its Elkhart locations with published hours open on Saturday.

  • Indiana And Sr 19 Branch
    1500 S Nappanee St, 46516
    (574) 524-3870Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Greenleaf Branch
    1825 E Bristol St, 46514
    (574) 524-2810Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Concord Mall Branch
    211 Concord Mall Dr, 46517
    (574) 538-5830Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Simonton Lake Branch
    3530 Cassopolis St, 46514
    (574) 524-2820Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Chiphone Credit Union 4 offices · main office Elkhart, IN Credit union · 4

Chiphone Credit Union has 4 officees in Elkhart, 7 across Indiana. It is based in Elkhart, IN and $113.8 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 Elkhart locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    710 N Wildwood Ave, 46514
    (574) 294-3606Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Elkhart
    1655 W Beardsley Ave, 46514
    (574) 294-3606Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri not published; Sat 8:30 am to 5:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Elkhart North
    619 County Road 6 E, 46514
    (574) 206-2151Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

  • Elkhart East
    661 County Road 17, 46516
    (574) 294-2420Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

Chiphone Credit Union: profile, branches and contacts
Centier Bank 3 branches · main office Whiting, IN Bank · 3

Centier Bank has 3 branches in Elkhart, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Elkhart East Branch at 303 County Road 17, dating to 2014; the newest, at 100 S Main St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart Downtown Branch
    100 S Main St, 46516
    Hours: see the bank's site
  • Elkhart North Branch
    2809 Emerson Dr, 46514
    Hours: see the bank's site
  • Elkhart East Branch
    303 County Road 17, 46516
    Hours: see the bank's site
Centier Bank: profile, branches and contacts
Everwise Credit Union 3 offices · main office South Bend, IN Credit union · 3

Everwise Credit Union has 3 officees in Elkhart, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Elkhart locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • County Road 6 29
    201 County Road 6 W, 46514
    (574) 206-0010Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Sr19 57
    2930 S Nappanee St, 46517
    (574) 293-3191Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Concord 24
    4574 Elkhart Rd, 46517
    (574) 875-1110Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Everwise Credit Union: profile, branches and contacts
Inova Credit Union 3 offices · main office Elkhart, IN Credit union · 3

Inova Credit Union has 3 officees in Elkhart, 6 across Indiana. It is based in Elkhart, IN and $658.1 million in assets on March 31, 2026, according to its NCUA call report. All 3 of its Elkhart locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    358 S Elkhart Ave, 46516
    (574) 294-6553Today: hours not published
    All hours

    Mon 8 am to 6 pm; Tue to Fri not published; Sat 8 am to 12 pm; Sun closed

    Hours: NCUA, March 31, 2026

  • Cr 6
    619 County Road 6 E, 46514
    (574) 206-2150Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Cr 17
    661 County Road 17, 46516
    (574) 970-1337Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Inova Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 3 branches · main office Cleveland, OH Bank · 3

KeyBank has 3 branches in Elkhart, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Pierre Moran Branch at 138 W Hively Ave, dating to 1959; the newest, at 3821 S Main St, to 1982. 2 of its 3 Elkhart locations with published hours open on Saturday.

  • Pierre Moran Branch
    138 W Hively Ave, 46517
    (574) 295-8351Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Osolo Branch
    2801 Cassopolis St, 46514
    (574) 264-4525Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Concord Branch
    3821 S Main St, 46517
    (574) 875-8583Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
First State Bank of Middlebury 2 branches · main office Middlebury, IN Bank · 2

First State Bank of Middlebury has 2 branches in Elkhart, 6 across Indiana and 6 nationwide. FDIC records list its main office in Middlebury, IN and show it operating since 1910. With $836.2 million in total assets on June 30, 2026, it ranks No. 1,215 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhart location is the Cobblestone Crossing Branch at 1515 Cobblestone Boulevlard, dating to 2000; the newest, at 200 Nibco Pkwy, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Cobblestone Crossing Branch
    1515 Cobblestone Boulevlard, 46516
    Hours: see the bank's site
  • Riverwalk Branch
    200 Nibco Pkwy, 46516
    Hours: see the bank's site
First State Bank of Middlebury: profile, branches and contacts
Communitywide Credit Union 1 office · main office South Bend, IN Credit union · 1

Communitywide Credit Union has 1 office in Elkhart, 11 across Indiana. It is based in South Bend, IN and $876.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Communitywide Credit Union: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Elkhart, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Elkhart-Downtown Branch at 400 N Main St dates to 1998 in FDIC branch records. It opens on Saturday.

  • Elkhart-Downtown Branch
    400 N Main St, 46516
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First Federal Savings Bank 1 branch · main office Rochester, IN Bank · 1

First Federal Savings Bank has 1 branch in Elkhart, 6 across Indiana and 6 nationwide. FDIC records list its main office in Rochester, IN and show it operating since 1965. With $686.6 million in total assets on June 30, 2026, it ranks No. 1,396 of 4,232 U.S. banks by total assets. The 2926 South Main Branch at 2926 S Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2926 South Main Branch
    2926 S Main St, 46517
    Hours: see the bank's site
First Federal Savings Bank: profile, branches and contacts
Horizon Bank 1 branch · main office Michigan City, IN Bank · 1

Horizon Bank has 1 branch in Elkhart, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Elkhart Branch at 1909 E Bristol St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart Branch
    1909 E Bristol St, 46514
    Hours: see the bank's site
Horizon Bank: profile, branches and contacts
Interra Credit Union 1 office · main office Goshen, IN Credit union · 1

Interra Credit Union has 1 office in Elkhart, 16 across Indiana. It is based in Goshen, IN and $1.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Elkhart Branch
    1139 County Road 17, 46516
    (574) 534-2506Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Interra Credit Union: profile, branches and contacts
Northwest Bank 1 branch · main office Warren, PA Bank · 1

Northwest Bank has 1 branch in Elkhart, 20 across Indiana and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Elkhart Branch at 901 County Road 6 E dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart Branch
    901 County Road 6 E, 46514
    Hours: see the bank's site
Northwest Bank: profile, branches and contacts
Notre Dame Credit Union 1 office · main office Notre Dame, IN Credit union · 1

Notre Dame Credit Union has 1 office in Elkhart, 10 across Indiana. It is based in Notre Dame, IN and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Elkhart Branch
    101 S Main St, 46516
    (800) 522-6611Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Notre Dame Credit Union: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Elkhart, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Elkhart Branch at 320 N Main St dates to 1988 in FDIC branch records. It opens on Saturday.

  • Elkhart Branch
    320 N Main St, 46516
    (574) 389-2000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Elkhart, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Elkhart North Branch at 145 County Road 6 W dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elkhart North Branch
    145 County Road 6 W, 46514
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Elkhart, 43 across Indiana and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0199 Elkhart Indiana Walmart Branch at 30830 Old Us 20 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0199 Elkhart Indiana Walmart Branch
    30830 Old Us 20, 46514
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Elkhart

6 credit unions have 13 offices here: Chiphone Credit Union, Everwise Credit Union, Inova Credit Union, Interra Credit Union, Notre Dame Credit Union and Communitywide Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elkhart page has every office in the state's directory.

Banking in Elkhart: the local picture

Short answer: 13 banks run 30 branches in Elkhart according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 13 banks, 0 have their main office in Elkhart, 7 elsewhere in Indiana and 6 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 138 W Hively Ave, dating to 1959; the newest is Lake City Bank's at 240 E Jackson Blvd, from 2022.

6 credit unions have 13 offices in Elkhart, according to the NCUA. Who can join each one is on the credit unions page.

Of the 21 locations with published hours. 17 open on Saturday. 22 locations have no published hours in these sources.

Banks by ZIP code in Elkhart

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 46514 has the most bank and credit union offices in Elkhart (20), followed by 46516 (15) and 46517 (8). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
4651420131st Source Bank, Chiphone Credit Union, Lake City Bank
465161511Centier Bank, First State Bank of Middlebury, Inova Credit Union
4651786Everwise Credit Union, KeyBank, 1st Source Bank

Banks and credit unions open on Saturday in Elkhart

Short answer: 17 of the 21 Elkhart locations with published hours open on Saturday, run by 8 institutions.

  • Chase: 4 of 4 branches (1500 S Nappanee St: Saturday 9 am to 1 pm, and 3 more)
  • KeyBank: 2 of 3 branches (138 W Hively Ave: Saturday 9 am to 12 pm, and 1 more)
  • Fifth Third Bank: 1 of 1 branch (400 N Main St: Saturday 9 am to 12 pm)
  • Old National: 1 of 1 branch (320 N Main St: Saturday 9 am to 12 pm)
  • Chiphone Credit Union: 2 of 4 offices (710 N Wildwood Ave: Saturday 8:30 am to 12 pm, and 1 more)
  • Everwise Credit Union: 3 of 3 offices (201 County Road 6 W: Saturday 9 am to 12 pm, and 2 more)
  • Inova Credit Union: 3 of 3 offices (358 S Elkhart Ave: Saturday 8 am to 12 pm, and 2 more)
  • Interra Credit Union: 1 of 1 office (1139 County Road 17: Saturday 8:30 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 22 of the 43 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkhart, and where the nearest one is if they do not.

Short answer: In Elkhart: Chase (4), PNC Bank (1), Fifth Third Bank (1). No branches in Elkhart: Wells Fargo, Bank of America (nearest in Carmel, 117 mi), U.S. Bank (nearest in Richmond, 138 mi), Truist (nearest in New Albany, 231 mi), Huntington (nearest in West Lafayette, 99 mi), Regions Bank (nearest in Marion, 82 mi), TD Bank, BMO (nearest in Valparaiso, 59 mi).

BankIn ElkhartNearest branch if none here
Chase4 brancheshere
PNC Bank1 branchhere
Fifth Third Bank1 branchhere
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 117 miles away
U.S. BankNoneRichmond, 138 miles away
TruistNoneNew Albany, 231 miles away
HuntingtonNoneWest Lafayette, 99 miles away
Regions BankNoneMarion, 82 miles away
TD BankNonenone in Indiana
BMONoneValparaiso, 59 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkhart to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkhart residents like anyone else.

Banks near Elkhart

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Goshen (10 miles) and Granger (10 miles). South Bend, 15 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Elkhart

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkhart between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elkhart

Short answer: 2 institutions have their main office in Elkhart: Chiphone Credit Union and Inova Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Chiphone Credit UnionCredit union$113.8 million4
Inova Credit UnionCredit union$658.1 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elkhart by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkhart offices.

Short answer: Chase is the largest bank with offices in Elkhart, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 14Columbus, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
KeyBank$188.56 billionNo. 233Cleveland, OH
Old National$73.86 billionNo. 391Evansville, IN
Northwest Bank$17.21 billionNo. 1161Warren, PA
Centier Bank$10.41 billionNo. 1553Whiting, IN
1st Source Bank$9.26 billionNo. 1725South Bend, IN
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Lake City Bank$7.24 billionNo. 2176Warsaw, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkhart: FAQ

How many banks are in Elkhart, IN?

Elkhart has 13 banks with 30 branches and 6 credit unions with 13 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Elkhart?

Lake City Bank, with 6. 1st Source Bank has 5 and Chase has 4.

Is there a Lake City Bank in Elkhart, IN?

Yes. FDIC data lists 6 Lake City Bank branches in Elkhart as of September 5, 2026. Its branches are listed under Lake City Bank above, with the address and directions for each.

Is there a 1st Source Bank in Elkhart, IN?

Yes. FDIC data lists 5 1st Source Bank branches in Elkhart as of September 5, 2026. Its branches are listed under 1st Source Bank above, with the address and directions for each.

Is there a Chase in Elkhart, IN?

Yes. FDIC data lists 4 Chase branches in Elkhart as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Which banks in Elkhart are open on Saturday?

Chase, KeyBank, Fifth Third Bank and Old National and 4 more publish Saturday hours for one or more Elkhart locations. The Saturday section above lists each one with its hours. 22 of the 43 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Elkhart?

Chiphone Credit Union and Inova Credit Union have their main office in Elkhart, according to the FDIC and the NCUA.

What is the oldest bank in Elkhart?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Elkhart?

Chiphone Credit Union, Everwise Credit Union, Inova Credit Union and Interra Credit Union and 2 more have offices in Elkhart. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Elkhart in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elkhart?

Nearby cities with more banks include Goshen, Granger, Mishawaka. Goshen is 10 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 11 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (9 of 30 branches: Chase, Fifth Third Bank, KeyBank, Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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