US Bank Directory

Banks in Lowell, IN

3 FDIC-insured banks operate 3 offices in Lowell, Indiana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Lowell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Lowell, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lowell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, Centier Bank and DeMotte State Bank have the most locations in Lowell, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centier Bank 1 branch · main office Whiting, IN Bank · 1

Centier Bank has 1 branch in Lowell, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. The Lowell Branch at 1914 E Commercial Ave dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lowell Branch
    1914 E Commercial Ave, 46356
    Hours: see the bank's site
Centier Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Lowell, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lowell Branch at 651 E Commercial Ave dates to 1903 in FDIC branch records. It opens on Saturday.

  • Lowell Branch
    651 E Commercial Ave, 46356
    (219) 696-8981Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
DeMotte State Bank 1 branch · main office Demotte, IN Bank · 1

DeMotte State Bank has 1 branch in Lowell, 10 across Indiana and 10 nationwide. FDIC records list its main office in Demotte, IN and show it operating since 1942. With $622.0 million in total assets on June 30, 2026, it ranks No. 1,524 of 4,232 U.S. banks by total assets. The Lowell Branch at 1615 E Commercial Ave dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lowell Branch
    1615 E Commercial Ave, 46356
    Hours: see the bank's site
DeMotte State Bank: profile, branches and contacts
Tech Credit Union 1 office · main office Crown Point, IN Credit union · 1

Tech Credit Union has 1 office in Lowell, 10 across Indiana. It is based in Crown Point, IN and $599.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lowell Branch
    1800 E Commercial Ave, 46356
    (219) 690-1370Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Tech Credit Union: profile, branches and contacts

Join a credit union in Lowell

1 credit union has 1 office here: Tech Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lowell page has every office in the state's directory.

Banking in Lowell: the local picture

Short answer: 3 banks run 3 branches in Lowell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Lowell, 2 elsewhere in Indiana and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 651 E Commercial Ave, dating to 1903; the newest is DeMotte State Bank's at 1615 E Commercial Ave, from 1991.

The only credit union with an office here is Tech Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Lowell

Short answer: 1 of the 2 Lowell locations with published hours opens on Saturday, run by 1 institution.

  • Chase: 1 of 1 branch (651 E Commercial Ave: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lowell, and where the nearest one is if they do not.

Short answer: In Lowell: Chase (1). No branches in Lowell: Wells Fargo, Bank of America (nearest in Carmel, 111 mi), PNC Bank (nearest in Merrillville, 13 mi), U.S. Bank (nearest in Connersville, 163 mi), Truist (nearest in New Albany, 220 mi), Fifth Third Bank (nearest in Crown Point, 9 mi), Huntington (nearest in West Lafayette, 63 mi), Regions Bank (nearest in Delphi, 62 mi), TD Bank, BMO (nearest in Crown Point, 10 mi).

BankIn LowellNearest branch if none here
Chase1 branchhere
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 111 miles away
PNC BankNoneMerrillville, 13 miles away
U.S. BankNoneConnersville, 163 miles away
TruistNoneNew Albany, 220 miles away
Fifth Third BankNoneCrown Point, 9 miles away
HuntingtonNoneWest Lafayette, 63 miles away
Regions BankNoneDelphi, 62 miles away
TD BankNonenone in Indiana
BMONoneCrown Point, 10 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lowell to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lowell residents like anyone else.

Banks near Lowell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cedar Lake (7 miles) and Crown Point (10 miles). Crown Point, 10 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Lowell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lowell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lowell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lowell offices.

Short answer: Chase is the largest bank with offices in Lowell, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Centier Bank is second with $10.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Centier Bank$10.41 billionNo. 1551Whiting, IN
DeMotte State Bank$622.0 millionNo. 1,5241Demotte, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lowell: FAQ

How many banks are in Lowell, IN?

Lowell has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lowell?

Chase, with 1. Centier Bank has 1 and DeMotte State Bank has 1.

Is there a Chase in Lowell, IN?

Yes. FDIC data lists 1 Chase branch in Lowell as of September 5, 2026. The address and directions are under Chase above.

Is there a Centier Bank in Lowell, IN?

Yes. FDIC data lists 1 Centier Bank branch in Lowell as of September 5, 2026. The address and directions are under Centier Bank above.

Is there a DeMotte State Bank in Lowell, IN?

Yes. FDIC data lists 1 DeMotte State Bank branch in Lowell as of September 5, 2026. The address and directions are under DeMotte State Bank above.

Which banks in Lowell are open on Saturday?

Chase publishes Saturday hours for one or more Lowell locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Lowell?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Lowell?

Tech Credit Union has an office in Lowell. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lowell in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lowell?

Nearby cities with more banks include Cedar Lake, Crown Point, Hebron. Cedar Lake is 7 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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