US Bank Directory
Banks in Cedar Lake, IN
3 FDIC-insured banks operate 3 offices in Cedar Lake, Indiana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Cedar Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Cedar Lake, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cedar Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Centier Bank, Peoples Bank and DeMotte State Bank have the most locations in Cedar Lake, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centier Bank Bank · 1
Centier Bank has 1 branch in Cedar Lake, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. The Cedar Lake Branch at 9728 W 133rd Ave dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Lake Branch9728 W 133rd Ave, 46303
DeMotte State Bank Bank · 1
DeMotte State Bank has 1 branch in Cedar Lake, 10 across Indiana and 10 nationwide. FDIC records list its main office in Demotte, IN and show it operating since 1942. With $622.0 million in total assets on June 30, 2026, it ranks No. 1,524 of 4,232 U.S. banks by total assets. The Cedar Lake Banking Center at 9603 W 133rd Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cedar Lake Banking Center9603 W 133rd Ave, 46303
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Cedar Lake, 13 across Indiana and 24 nationwide. FDIC records list its main office in Munster, IN and show it operating since 1916. With $2.04 billion in total assets on June 30, 2026, it ranks No. 596 of 4,232 U.S. banks by total assets. The Peoples Bank Cedar Lake Banking Center Branch at 10201 W 133rd Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peoples Bank Cedar Lake Banking Center Branch10201 W 133rd Ave, 46303
Tech Credit Union Credit union · 1
Tech Credit Union has 1 office in Cedar Lake, 10 across Indiana. It is based in Crown Point, IN and $599.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cedar Lake Branch9707 W 133Rd Ave, 46303
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Cedar Lake
1 credit union has 1 office here: Tech Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cedar Lake page has every office in the state's directory.
Banking in Cedar Lake: the local picture
Short answer: 3 banks run 3 branches in Cedar Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Cedar Lake, 3 elsewhere in Indiana, according to the FDIC.
The bank with the longest record here is Centier Bank, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is DeMotte State Bank's office at 9603 W 133rd Ave, dating to 1999; the newest is Peoples Bank's at 10201 W 133rd Ave, from 2022.
The only credit union with an office here is Tech Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Cedar Lake
Short answer: None of the 1 Cedar Lake location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cedar Lake, and where the nearest one is if they do not.
Short answer: No branches in Cedar Lake: Chase (nearest in St. John, 5 mi), Wells Fargo, Bank of America (nearest in Carmel, 118 mi), PNC Bank (nearest in Merrillville, 9 mi), U.S. Bank (nearest in Connersville, 169 mi), Truist (nearest in New Albany, 227 mi), Fifth Third Bank (nearest in Saint John, 4 mi), Huntington (nearest in West Lafayette, 70 mi), Regions Bank (nearest in Delphi, 68 mi), TD Bank, BMO (nearest in St. John, 5 mi).
| Bank | In Cedar Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | St. John, 5 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 118 miles away |
| PNC Bank | None | Merrillville, 9 miles away |
| U.S. Bank | None | Connersville, 169 miles away |
| Truist | None | New Albany, 227 miles away |
| Fifth Third Bank | None | Saint John, 4 miles away |
| Huntington | None | West Lafayette, 70 miles away |
| Regions Bank | None | Delphi, 68 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | St. John, 5 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Lake to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Lake residents like anyone else.
Banks near Cedar Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Saint John (5 miles) and Crown Point (6 miles). Crown Point, 6 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Saint John, IN | 5 mi | 9 | 9 |
| Banks in Crown Point, IN | 6 mi | 12 | 17 |
| Banks in Lowell, IN | 7 mi | 3 | 3 |
| Banks in Schererville, IN | 8 mi | 8 | 8 |
| Banks in Dyer, IN | 9 mi | 8 | 8 |
| Banks in Merrillville, IN | 9 mi | 10 | 11 |
| Banks in Griffith, IN | 11 mi | 3 | 3 |
| Banks in Highland, IN | 11 mi | 8 | 11 |
Bank branch openings and closings in Cedar Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cedar Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cedar Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Lake offices.
Short answer: Centier Bank is the largest bank with offices in Cedar Lake, with $10.41 billion in total assets on June 30, 2026, No. 155 among U.S. banks by total assets. Peoples Bank is second with $2.04 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Centier Bank | $10.41 billion | No. 155 | 1 | Whiting, IN |
| Peoples Bank | $2.04 billion | No. 596 | 1 | Munster, IN |
| DeMotte State Bank | $622.0 million | No. 1,524 | 1 | Demotte, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cedar Lake: FAQ
How many banks are in Cedar Lake, IN?
Cedar Lake has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cedar Lake?
Centier Bank, with 1. Peoples Bank has 1 and DeMotte State Bank has 1.
Is there a Centier Bank in Cedar Lake, IN?
Yes. FDIC data lists 1 Centier Bank branch in Cedar Lake as of September 5, 2026. The address and directions are under Centier Bank above.
Is there a Peoples Bank in Cedar Lake, IN?
Yes. FDIC data lists 1 Peoples Bank branch in Cedar Lake as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a DeMotte State Bank in Cedar Lake, IN?
Yes. FDIC data lists 1 DeMotte State Bank branch in Cedar Lake as of September 5, 2026. The address and directions are under DeMotte State Bank above.
Is there a Chase in Cedar Lake, IN?
No. FDIC data lists no Chase branch in Cedar Lake as of September 5, 2026. The nearest is in St. John, about 5 miles away in a straight line.
Which banks in Cedar Lake are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Cedar Lake?
Centier Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1895.
Which credit unions can I join in Cedar Lake?
Tech Credit Union has an office in Cedar Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cedar Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cedar Lake?
Nearby cities with more banks include Saint John, Crown Point, Lowell. Saint John is 5 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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