US Bank Directory
Banks in Lapaz, IN
1 FDIC-insured bank operates 1 office in Lapaz, Indiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lapaz
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lapaz, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lapaz
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 1st Source Bank is the only bank with an office in Lapaz. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Source Bank Bank · 1
1st Source Bank has 1 branch in Lapaz, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. The Lapaz Branch at 201 South Michigan St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Lapaz Branch201 South Michigan St, 46537
Banking in Lapaz: the local picture
Short answer: 1 bank runs 1 branch in Lapaz according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
1st Source Bank has its main office in South Bend, IN, according to the FDIC.
The bank with the longest record here is 1st Source Bank, operating since 1922 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lapaz, and where the nearest one is if they do not.
Short answer: No branches in Lapaz: Chase (nearest in Nappanee, 16 mi), Wells Fargo, Bank of America (nearest in Carmel, 101 mi), PNC Bank (nearest in South Bend, 12 mi), U.S. Bank (nearest in Richmond, 133 mi), Truist (nearest in New Albany, 217 mi), Fifth Third Bank (nearest in South Bend, 16 mi), Huntington (nearest in West Lafayette, 76 mi), Regions Bank (nearest in Delphi, 63 mi), TD Bank, BMO (nearest in Valparaiso, 39 mi).
| Bank | In Lapaz | Nearest branch if none here |
|---|---|---|
| Chase | None | Nappanee, 16 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 101 miles away |
| PNC Bank | None | South Bend, 12 miles away |
| U.S. Bank | None | Richmond, 133 miles away |
| Truist | None | New Albany, 217 miles away |
| Fifth Third Bank | None | South Bend, 16 miles away |
| Huntington | None | West Lafayette, 76 miles away |
| Regions Bank | None | Delphi, 63 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Valparaiso, 39 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lapaz to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lapaz residents like anyone else.
Banks near Lapaz
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Plymouth (7 miles) and Bremen (8 miles). South Bend, 15 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Plymouth, IN | 7 mi | 6 | 7 |
| Banks in Bremen, IN | 8 mi | 3 | 3 |
| Banks in South Bend, IN | 15 mi | 15 | 31 |
| Banks in Argos, IN | 15 mi | 2 | 2 |
| Banks in Nappanee, IN | 16 mi | 4 | 4 |
| Banks in Culver, IN | 17 mi | 2 | 2 |
| Banks in Mishawaka, IN | 17 mi | 10 | 14 |
| Banks in Knox, IN | 20 mi | 4 | 4 |
Bank branch openings and closings in Lapaz
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lapaz between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lapaz by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lapaz offices.
Short answer: 1st Source Bank is the largest bank with offices in Lapaz, with $9.26 billion in total assets on June 30, 2026, No. 172 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| 1st Source Bank | $9.26 billion | No. 172 | 1 | South Bend, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lapaz: FAQ
How many banks are in Lapaz, IN?
Lapaz has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a 1st Source Bank in Lapaz, IN?
Yes. FDIC data lists 1 1st Source Bank branch in Lapaz as of September 5, 2026. The address and directions are under 1st Source Bank above.
Is there a Chase in Lapaz, IN?
No. FDIC data lists no Chase branch in Lapaz as of September 5, 2026. The nearest is in Nappanee, about 16 miles away in a straight line.
What is the oldest bank in Lapaz?
1st Source Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1922.
Did any bank branches open or close in Lapaz in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lapaz?
Nearby cities with more banks include Plymouth, Bremen, South Bend. Plymouth is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds