US Bank Directory
Banks in Momence, IL
2 FDIC-insured banks operate 2 offices in Momence, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Momence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Momence, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Momence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Midland States Bank and Municipal Trust and Savings Bank have the most locations in Momence, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Momence, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Momence Branch at 200 W Washington St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Momence Branch200 W Washington St, 60954
Municipal Trust and Savings Bank Bank · 1
Municipal Trust and Savings Bank has 1 branch in Momence, 2 across Illinois and 2 nationwide. FDIC records list its main office in Bourbonnais, IL and show it operating since 1981. With $382.2 million in total assets on June 30, 2026, it ranks No. 2,149 of 4,232 U.S. banks by total assets. The Momence Branch at 228 N Dixie Hwy dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Momence Branch228 N Dixie Hwy, 60954
Banking in Momence: the local picture
Short answer: 2 banks run 2 branches in Momence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Momence, 2 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Municipal Trust and Savings Bank's office at 228 N Dixie Hwy, dating to 1971; the newest is Midland States Bank's at 200 W Washington St, from 2006.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Momence, and where the nearest one is if they do not.
Short answer: No branches in Momence: Chase (nearest in South Chicago Heights, 22 mi), Wells Fargo (nearest in Chicago, 46 mi), Bank of America (nearest in Matteson, 24 mi), PNC Bank (nearest in Bourbonnais, 11 mi), U.S. Bank (nearest in Park Forest, 22 mi), Truist, Fifth Third Bank (nearest in South Chicago Heights, 22 mi), Huntington (nearest in Frankfort, 26 mi), Regions Bank (nearest in Bloomington, 83 mi), TD Bank, BMO (nearest in Crete, 19 mi).
| Bank | In Momence | Nearest branch if none here |
|---|---|---|
| Chase | None | South Chicago Heights, 22 miles away |
| Wells Fargo | None | Chicago, 46 miles away |
| Bank of America | None | Matteson, 24 miles away |
| PNC Bank | None | Bourbonnais, 11 miles away |
| U.S. Bank | None | Park Forest, 22 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | South Chicago Heights, 22 miles away |
| Huntington | None | Frankfort, 26 miles away |
| Regions Bank | None | Bloomington, 83 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Crete, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Momence to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Momence residents like anyone else.
Banks near Momence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bradley (10 miles) and Manteno (11 miles). Bourbonnais, 11 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bradley, IL | 10 mi | 2 | 2 |
| Banks in Manteno, IL | 11 mi | 3 | 3 |
| Banks in Bourbonnais, IL | 11 mi | 9 | 11 |
| Banks in Kankakee, IL | 12 mi | 7 | 9 |
| Banks in Beecher, IL | 13 mi | 2 | 2 |
| Banks in Peotone, IL | 13 mi | 2 | 2 |
| Banks in Monee, IL | 18 mi | 2 | 2 |
| Banks in Crete, IL | 20 mi | 3 | 3 |
Bank branch openings and closings in Momence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Momence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Momence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Momence offices.
Short answer: Midland States Bank is the largest bank with offices in Momence, with $6.69 billion in total assets on June 30, 2026, No. 233 among U.S. banks by total assets. Municipal Trust and Savings Bank is second with $382.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
| Municipal Trust and Savings Bank | $382.2 million | No. 2,149 | 1 | Bourbonnais, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Momence: FAQ
How many banks are in Momence, IL?
Momence has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Momence?
Midland States Bank, with 1. Municipal Trust and Savings Bank has 1.
Is there a Midland States Bank in Momence, IL?
Yes. FDIC data lists 1 Midland States Bank branch in Momence as of September 5, 2026. The address and directions are under Midland States Bank above.
Is there a Municipal Trust and Savings Bank in Momence, IL?
Yes. FDIC data lists 1 Municipal Trust and Savings Bank branch in Momence as of September 5, 2026. The address and directions are under Municipal Trust and Savings Bank above.
Is there a Chase in Momence, IL?
No. FDIC data lists no Chase branch in Momence as of September 5, 2026. The nearest is in South Chicago Heights, about 22 miles away in a straight line.
What is the oldest bank in Momence?
Midland States Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1881.
Did any bank branches open or close in Momence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Momence?
Nearby cities with more banks include Bradley, Manteno, Bourbonnais. Bradley is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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