US Bank Directory

Banks in Momence, IL

2 FDIC-insured banks operate 2 offices in Momence, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Momence

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Momence, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Momence

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Midland States Bank and Municipal Trust and Savings Bank have the most locations in Momence, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Midland States Bank 1 branch · main office Effingham, IL Bank · 1

Midland States Bank has 1 branch in Momence, 48 across Illinois and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The Momence Branch at 200 W Washington St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Momence Branch
    200 W Washington St, 60954
    Hours: see the bank's site
Midland States Bank: profile, branches and contacts
Municipal Trust and Savings Bank 1 branch · main office Bourbonnais, IL Bank · 1

Municipal Trust and Savings Bank has 1 branch in Momence, 2 across Illinois and 2 nationwide. FDIC records list its main office in Bourbonnais, IL and show it operating since 1981. With $382.2 million in total assets on June 30, 2026, it ranks No. 2,149 of 4,232 U.S. banks by total assets. The Momence Branch at 228 N Dixie Hwy dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Municipal Trust and Savings Bank: profile, branches and contacts

Banking in Momence: the local picture

Short answer: 2 banks run 2 branches in Momence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Momence, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Midland States Bank, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Municipal Trust and Savings Bank's office at 228 N Dixie Hwy, dating to 1971; the newest is Midland States Bank's at 200 W Washington St, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Momence, and where the nearest one is if they do not.

Short answer: No branches in Momence: Chase (nearest in South Chicago Heights, 22 mi), Wells Fargo (nearest in Chicago, 46 mi), Bank of America (nearest in Matteson, 24 mi), PNC Bank (nearest in Bourbonnais, 11 mi), U.S. Bank (nearest in Park Forest, 22 mi), Truist, Fifth Third Bank (nearest in South Chicago Heights, 22 mi), Huntington (nearest in Frankfort, 26 mi), Regions Bank (nearest in Bloomington, 83 mi), TD Bank, BMO (nearest in Crete, 19 mi).

BankIn MomenceNearest branch if none here
ChaseNoneSouth Chicago Heights, 22 miles away
Wells FargoNoneChicago, 46 miles away
Bank of AmericaNoneMatteson, 24 miles away
PNC BankNoneBourbonnais, 11 miles away
U.S. BankNonePark Forest, 22 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSouth Chicago Heights, 22 miles away
HuntingtonNoneFrankfort, 26 miles away
Regions BankNoneBloomington, 83 miles away
TD BankNonenone in Illinois
BMONoneCrete, 19 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Momence to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Momence residents like anyone else.

Banks near Momence

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bradley (10 miles) and Manteno (11 miles). Bourbonnais, 11 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Momence

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Momence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Momence by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Momence offices.

Short answer: Midland States Bank is the largest bank with offices in Momence, with $6.69 billion in total assets on June 30, 2026, No. 233 among U.S. banks by total assets. Municipal Trust and Savings Bank is second with $382.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Midland States Bank$6.69 billionNo. 2331Effingham, IL
Municipal Trust and Savings Bank$382.2 millionNo. 2,1491Bourbonnais, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Momence: FAQ

How many banks are in Momence, IL?

Momence has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Momence?

Midland States Bank, with 1. Municipal Trust and Savings Bank has 1.

Is there a Midland States Bank in Momence, IL?

Yes. FDIC data lists 1 Midland States Bank branch in Momence as of September 5, 2026. The address and directions are under Midland States Bank above.

Is there a Municipal Trust and Savings Bank in Momence, IL?

Yes. FDIC data lists 1 Municipal Trust and Savings Bank branch in Momence as of September 5, 2026. The address and directions are under Municipal Trust and Savings Bank above.

Is there a Chase in Momence, IL?

No. FDIC data lists no Chase branch in Momence as of September 5, 2026. The nearest is in South Chicago Heights, about 22 miles away in a straight line.

What is the oldest bank in Momence?

Midland States Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1881.

Did any bank branches open or close in Momence in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Momence?

Nearby cities with more banks include Bradley, Manteno, Bourbonnais. Bradley is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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