US Bank Directory

Banks in Germantown Hills, IL

1 FDIC-insured bank operates 1 office in Germantown Hills, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Germantown Hills

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Germantown Hills, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Germantown Hills

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heartland Bank is the only bank with an office in Germantown Hills. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Equity First Credit Union 1 office · main office Peoria, IL Credit union · 1

Citizens Equity First Credit Union has 1 office in Germantown Hills, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Germantown Hills Member Center
    510 Jubilee Ln, 61548
    (309) 633-7811Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Germantown Hills, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Germantown Hills Branch at 379 Old Germantown Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Germantown Hills Branch
    379 Old Germantown Rd, 61548
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts

Join a credit union in Germantown Hills

1 credit union has 1 office here: Citizens Equity First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Germantown Hills page has every office in the state's directory.

Banking in Germantown Hills: the local picture

Short answer: 1 bank runs 1 branch in Germantown Hills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Heartland Bank has its main office in Bloomington, IL, according to the FDIC.

The bank with the longest record here is Heartland Bank, operating since 1971 according to the FDIC.

The only credit union with an office here is Citizens Equity First Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Germantown Hills

Short answer: 1 of the 1 Germantown Hills location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Germantown Hills, and where the nearest one is if they do not.

Short answer: No branches in Germantown Hills: Chase (nearest in Peoria, 7 mi), Wells Fargo (nearest in Canton, 33 mi), Bank of America (nearest in Shorewood, 85 mi), PNC Bank (nearest in Washington, 4 mi), U.S. Bank (nearest in Normal, 31 mi), Truist, Fifth Third Bank (nearest in Sterling, 73 mi), Huntington (nearest in Shorewood, 85 mi), Regions Bank (nearest in Peoria, 8 mi), TD Bank, BMO (nearest in Channahon, 77 mi).

BankIn Germantown HillsNearest branch if none here
ChaseNonePeoria, 7 miles away
Wells FargoNoneCanton, 33 miles away
Bank of AmericaNoneShorewood, 85 miles away
PNC BankNoneWashington, 4 miles away
U.S. BankNoneNormal, 31 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 73 miles away
HuntingtonNoneShorewood, 85 miles away
Regions BankNonePeoria, 8 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 77 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Germantown Hills to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Germantown Hills residents like anyone else.

Banks near Germantown Hills

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Washington (4 miles) and Peoria Heights (5 miles). Peoria, 8 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Germantown Hills

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Germantown Hills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Germantown Hills by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Germantown Hills offices.

Short answer: Heartland Bank is the largest bank with offices in Germantown Hills, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Heartland Bank$6.72 billionNo. 2311Bloomington, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Germantown Hills: FAQ

How many banks are in Germantown Hills, IL?

Germantown Hills has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Heartland Bank in Germantown Hills, IL?

Yes. FDIC data lists 1 Heartland Bank branch in Germantown Hills as of September 5, 2026. The address and directions are under Heartland Bank above.

Is there a Chase in Germantown Hills, IL?

No. FDIC data lists no Chase branch in Germantown Hills as of September 5, 2026. The nearest is in Peoria, about 7 miles away in a straight line.

Which banks in Germantown Hills are open on Saturday?

Citizens Equity First Credit Union publishes Saturday hours for one or more Germantown Hills locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Germantown Hills?

Heartland Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1971.

Which credit unions can I join in Germantown Hills?

Citizens Equity First Credit Union has an office in Germantown Hills. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Germantown Hills in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Germantown Hills?

Nearby cities with more banks include Washington, Peoria Heights, Metamora. Washington is 4 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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