US Bank Directory

Banks in Gardner, IL

1 FDIC-insured bank operates 1 office in Gardner, Illinois.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Gardner

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Gardner, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gardner

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Old National is the only bank with an office in Gardner. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Gardner, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Gardner Branch at 12 Depot Street dates to 1871 in FDIC branch records. Its published hours do not list Saturday.

  • Gardner Branch
    12 Depot Street, 60424
    (815) 649-9032Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts

Banking in Gardner: the local picture

Short answer: 1 bank runs 1 branch in Gardner according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Old National has its main office in Evansville, IN, according to the FDIC.

The bank with the longest record here is Old National, operating since 1907 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Gardner

Short answer: None of the 1 Gardner location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gardner, and where the nearest one is if they do not.

Short answer: No branches in Gardner: Chase (nearest in Morris, 15 mi), Wells Fargo (nearest in Naperville, 41 mi), Bank of America (nearest in Joliet, 25 mi), PNC Bank (nearest in Bourbonnais, 22 mi), U.S. Bank (nearest in Wilmington, 12 mi), Truist, Fifth Third Bank (nearest in Shorewood, 24 mi), Huntington (nearest in Shorewood, 25 mi), Regions Bank (nearest in Bloomington, 59 mi), TD Bank, BMO (nearest in Channahon, 16 mi).

BankIn GardnerNearest branch if none here
ChaseNoneMorris, 15 miles away
Wells FargoNoneNaperville, 41 miles away
Bank of AmericaNoneJoliet, 25 miles away
PNC BankNoneBourbonnais, 22 miles away
U.S. BankNoneWilmington, 12 miles away
TruistNonenone in Illinois
Fifth Third BankNoneShorewood, 24 miles away
HuntingtonNoneShorewood, 25 miles away
Regions BankNoneBloomington, 59 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 16 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gardner to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gardner residents like anyone else.

Banks near Gardner

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Coal City (7 miles) and Diamond (7 miles). Morris, 14 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Gardner

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gardner between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gardner by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gardner offices.

Short answer: Old National is the largest bank with offices in Gardner, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Old National$73.86 billionNo. 391Evansville, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gardner: FAQ

How many banks are in Gardner, IL?

Gardner has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Old National in Gardner, IL?

Yes. FDIC data lists 1 Old National branch in Gardner as of September 5, 2026. The address and directions are under Old National above.

Is there a Chase in Gardner, IL?

No. FDIC data lists no Chase branch in Gardner as of September 5, 2026. The nearest is in Morris, about 15 miles away in a straight line.

Which banks in Gardner are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Gardner?

Old National has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in Gardner in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gardner?

Nearby cities with more banks include Coal City, Diamond, Dwight. Coal City is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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