Banks in Colchester, IL

Bank branch map: Colchester

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Colchester, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Colchester

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Community Bank is the only bank with an office in Colchester. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Land of Lincoln Credit Union 1 office · main office Decatur, IL Credit union · 1

Land of Lincoln Credit Union has 1 office in Colchester, 15 across Illinois. It is based in Decatur, IL and $517.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Colchester

  113 E Depot St, 62326

  (309) 776-3245Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Land of Lincoln Credit Union: profile, branches and contacts

United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Colchester, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The 109 East Depot Street Colchester Branch at 109 E Depot St dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 109 East Depot Street Colchester Branch

  109 E Depot St, 62326

  Hours: see the bank's site
  DirectionsWebsite

United Community Bank: profile, branches and contacts

Join a credit union in Colchester

1 credit union has 1 office here: Land of Lincoln Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Colchester page has every office in the state's directory.

Banking in Colchester: the local picture

Short answer: 1 bank runs 1 branch in Colchester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Community Bank has its main office in Chatham, IL, according to the FDIC.

The bank with the longest record here is United Community Bank, operating since 1965 according to the FDIC.

The only credit union with an office here is Land of Lincoln Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Colchester

Short answer: 1 of the 1 Colchester location with published hours opens on Saturday, run by 1 institution.

• Land of Lincoln Credit Union: 1 of 1 office (113 E Depot St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Colchester, and where the nearest one is if they do not.

Short answer: No branches in Colchester: Chase (nearest in East Peoria, 66 mi), Wells Fargo (nearest in Canton, 41 mi), Bank of America (nearest in O Fallon, 135 mi), PNC Bank (nearest in Pekin, 63 mi), U.S. Bank (nearest in Jacksonville, 57 mi), Truist, Fifth Third Bank (nearest in Sterling, 112 mi), Huntington (nearest in Shorewood, 156 mi), Regions Bank (nearest in Peoria, 65 mi), TD Bank, BMO (nearest in Belleville, 139 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Colchester to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Colchester residents like anyone else.

Banks near Colchester

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Macomb (7 miles) and Bushnell (17 miles). Macomb, 7 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Colchester

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Colchester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Colchester by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Colchester offices.

Short answer: United Community Bank is the largest bank with offices in Colchester, with $4.13 billion in total assets on June 30, 2026, No. 328 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Colchester: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.