US Bank Directory

Banks in Carthage, IL

3 FDIC-insured banks operate 4 offices in Carthage, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Carthage

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Carthage, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Carthage

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Fortress Bank has the most locations in Carthage, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fortress Bank 2 branches · main office Peoria, IL Bank · 2

Fortress Bank has 2 branches in Carthage, 9 across Illinois and 10 nationwide. FDIC records list its main office in Peoria, IL and show it operating since 1904. With $897.2 million in total assets on June 30, 2026, it ranks No. 1,148 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is the Carthage Branch at 433 Main St, dating to 1934; the newest, at 407 Buchanan St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Carthage Drive-Up Facility
    407 Buchanan St, 62321
    Hours: see the bank's site
  • Carthage Branch
    433 Main St, 62321
    Hours: see the bank's site
Fortress Bank: profile, branches and contacts
First Bankers Trust Company 1 branch · main office Quincy, IL Bank · 1

First Bankers Trust Company has 1 branch in Carthage, 9 across Illinois and 9 nationwide. FDIC records list its main office in Quincy, IL and show it operating since 1946. With $1.22 billion in total assets on June 30, 2026, it ranks No. 880 of 4,232 U.S. banks by total assets. The 1395 Buchanan Street Branch at 1395 Buchanan St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 1395 Buchanan Street Branch
    1395 Buchanan St, 62321
    Hours: see the bank's site
First Bankers Trust Company: profile, branches and contacts
United Community Bank 1 branch · main office Chatham, IL Bank · 1

United Community Bank has 1 branch in Carthage, 44 across Illinois and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Carthage Br at 410 Buchanan St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Community Bank: profile, branches and contacts

Banking in Carthage: the local picture

Short answer: 3 banks run 4 branches in Carthage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Carthage, 3 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Fortress Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is First Bankers Trust Company's office at 1395 Buchanan St, dating to 1905; the newest is Fortress Bank's at 407 Buchanan St, from 1997.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Carthage, and where the nearest one is if they do not.

Short answer: No branches in Carthage: Chase (nearest in Moline, 82 mi), Wells Fargo (nearest in Galesburg, 55 mi), Bank of America (nearest in O Fallon, 141 mi), PNC Bank (nearest in Pekin, 81 mi), U.S. Bank (nearest in Jacksonville, 67 mi), Truist, Fifth Third Bank (nearest in Sterling, 123 mi), Huntington (nearest in Shorewood, 172 mi), Regions Bank (nearest in Peoria, 82 mi), TD Bank, BMO (nearest in Belleville, 146 mi).

BankIn CarthageNearest branch if none here
ChaseNoneMoline, 82 miles away
Wells FargoNoneGalesburg, 55 miles away
Bank of AmericaNoneO Fallon, 141 miles away
PNC BankNonePekin, 81 miles away
U.S. BankNoneJacksonville, 67 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 123 miles away
HuntingtonNoneShorewood, 172 miles away
Regions BankNonePeoria, 82 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 146 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carthage to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carthage residents like anyone else.

Banks near Carthage

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hamilton (11 miles) and Niota (13 miles). Quincy, 36 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Carthage

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carthage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Carthage by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carthage offices.

Short answer: United Community Bank is the largest bank with offices in Carthage, with $4.13 billion in total assets on June 30, 2026, No. 328 among U.S. banks by total assets. First Bankers Trust Company is second with $1.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Community Bank$4.13 billionNo. 3281Chatham, IL
First Bankers Trust Company$1.22 billionNo. 8801Quincy, IL
Fortress Bank$897.2 millionNo. 1,1482Peoria, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carthage: FAQ

How many banks are in Carthage, IL?

Carthage has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Carthage?

Fortress Bank, with 2. United Community Bank has 1 and First Bankers Trust Company has 1.

Is there a Fortress Bank in Carthage, IL?

Yes. FDIC data lists 2 Fortress Bank branches in Carthage as of September 5, 2026. Its branches are listed under Fortress Bank above, with the address and directions for each.

Is there a United Community Bank in Carthage, IL?

Yes. FDIC data lists 1 United Community Bank branch in Carthage as of September 5, 2026. The address and directions are under United Community Bank above.

Is there a First Bankers Trust Company in Carthage, IL?

Yes. FDIC data lists 1 First Bankers Trust Company branch in Carthage as of September 5, 2026. The address and directions are under First Bankers Trust Company above.

Is there a Chase in Carthage, IL?

No. FDIC data lists no Chase branch in Carthage as of September 5, 2026. The nearest is in Moline, about 82 miles away in a straight line.

What is the oldest bank in Carthage?

Fortress Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Carthage in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Carthage?

Nearby cities with more banks include Hamilton, Niota, Macomb. Hamilton is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds