US Bank Directory
Banks in West Liberty, IA
2 FDIC-insured banks operate 2 offices in West Liberty, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: West Liberty
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in West Liberty, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in West Liberty
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank and South Ottumwa Savings Bank have the most locations in West Liberty, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in West Liberty, 37 across Iowa and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The West Liberty - Branch 57 at 305 W Rainbow Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Liberty - Branch 57305 W Rainbow Dr, 52776
South Ottumwa Savings Bank Bank · 1
South Ottumwa Savings Bank has 1 branch in West Liberty, 6 across Iowa and 6 nationwide. FDIC records list its main office in Ottumwa, IA and show it operating since 1903. With $565.4 million in total assets on June 30, 2026, it ranks No. 1,640 of 4,232 U.S. banks by total assets. The West Liberty State Bank Branch at 101 E 4th St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Liberty State Bank Branch101 E 4th St, 52776
Banking in West Liberty: the local picture
Short answer: 2 banks run 2 branches in West Liberty according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in West Liberty, 1 elsewhere in Iowa and 1 out of state, according to the FDIC.
The bank with the longest record here is South Ottumwa Savings Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is South Ottumwa Savings Bank's office at 101 E 4th St, dating to 1934; the newest is Nicolet Bank's at 305 W Rainbow Dr, from 2004.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in West Liberty, and where the nearest one is if they do not.
Short answer: No branches in West Liberty: Chase (nearest in Iowa City, 15 mi), Wells Fargo (nearest in Iowa City, 15 mi), Bank of America (nearest in Des Moines, 121 mi), PNC Bank, U.S. Bank (nearest in Iowa City, 15 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 83 mi), TD Bank, BMO (nearest in Coralville, 19 mi).
| Bank | In West Liberty | Nearest branch if none here |
|---|---|---|
| Chase | None | Iowa City, 15 miles away |
| Wells Fargo | None | Iowa City, 15 miles away |
| Bank of America | None | Des Moines, 121 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Iowa City, 15 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Waterloo, 83 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Coralville, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Liberty to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Liberty residents like anyone else.
Banks near West Liberty
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wilton (12 miles) and Iowa City (15 miles). Coralville, 18 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wilton, IA | 12 mi | 3 | 3 |
| Banks in Iowa City, IA | 15 mi | 6 | 17 |
| Banks in Tipton, IA | 15 mi | 3 | 3 |
| Banks in Muscatine, IA | 15 mi | 4 | 9 |
| Banks in Coralville, IA | 18 mi | 11 | 11 |
| Banks in Solon, IA | 20 mi | 2 | 2 |
| Banks in North Liberty, IA | 21 mi | 4 | 5 |
| Banks in Columbus Junction, IA | 21 mi | 2 | 2 |
Bank branch openings and closings in West Liberty
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Liberty between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Liberty by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Liberty offices.
Short answer: Nicolet Bank is the largest bank with offices in West Liberty, with $15.39 billion in total assets on June 30, 2026, No. 126 among U.S. banks by total assets. South Ottumwa Savings Bank is second with $565.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| South Ottumwa Savings Bank | $565.4 million | No. 1,640 | 1 | Ottumwa, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Liberty: FAQ
How many banks are in West Liberty, IA?
West Liberty has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in West Liberty?
Nicolet Bank, with 1. South Ottumwa Savings Bank has 1.
Is there a Nicolet Bank in West Liberty, IA?
Yes. FDIC data lists 1 Nicolet Bank branch in West Liberty as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a South Ottumwa Savings Bank in West Liberty, IA?
Yes. FDIC data lists 1 South Ottumwa Savings Bank branch in West Liberty as of September 5, 2026. The address and directions are under South Ottumwa Savings Bank above.
Is there a Chase in West Liberty, IA?
No. FDIC data lists no Chase branch in West Liberty as of September 5, 2026. The nearest is in Iowa City, about 15 miles away in a straight line.
What is the oldest bank in West Liberty?
South Ottumwa Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in West Liberty in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Liberty?
Nearby cities with more banks include Wilton, Iowa City, Tipton. Wilton is 12 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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