US Bank Directory
Banks in Iowa City, IA
6 FDIC-insured banks operate 17 offices in Iowa City, Iowa, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Iowa City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 20 locations in Iowa City, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Iowa City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank and Hills Bank have the most locations in Iowa City, with 6 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hills Bank Bank · 6
Hills Bank has 6 branches in Iowa City, 21 across Iowa and 21 nationwide. FDIC records list its main office in Hills, IA and show it operating since 1904. With $4.79 billion in total assets on June 30, 2026, it ranks No. 294 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Iowa City location is the Gilbert Street Branch at 1401 S Gilbert St, dating to 1982; the newest, at 2640 N Scott Blvd, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Gilbert Street Branch1401 S Gilbert St, 52240
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University Of Iowa Hospitals And Clinics (Uihc) Branch200 Hawkins Dr, 52242
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Old Capitol Mall201 S Clinton St, 52240
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Eastside Branch2621 Muscatine Ave, 52240
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Oaknoll East Branch2640 N Scott Blvd, 52245
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Oaknoll Retirement Center701 Oaknoll Dr, 52246
Nicolet Bank Bank · 6
Nicolet Bank has 6 branches in Iowa City, 37 across Iowa and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Iowa City location is the Charles N. Funk Building & Drive-Up Branch at 500 S Clinton St, dating to 1959; the newest, at 102 S Clinton St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Midwestone Bank Branch102 S Clinton St, 52240
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Keokuk St - Branch 531906 Keokuk St, 52240
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Rochester Avenue - Branch 552233 Rochester Ave, 52245
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Oaknoll East Branch2640 N Scott Blvd, 52245
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Charles N. Funk Building & Drive-Up Branch500 S Clinton St, 52240
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Oaknoll Branch701 Oaknoll Dr, 52246
Greenstate Credit Union Credit union · 3
Greenstate Credit Union has 3 officees in Iowa City, 27 across Iowa. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Iowa City locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Eastside Iowa City2525 Muscatine Ave, 52240
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Downtown Iowa City500 Iowa Ave, 52240
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Westside Iowa City825 Mormon Trek Blvd, 52246
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Iowa City, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Iowa City Branch at 204 E Washington St dates to 1998 in FDIC branch records. None of its 2 Iowa City locations with published hours lists Saturday hours.
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Iowa City Branch204 E Washington St, 52240
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Iowa City Southwest Branch2312 Mormon Trek Blvd, 52246
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Iowa City, 12 across Iowa and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Iowa City Branch at 105 E Burlington St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Iowa City Branch105 E Burlington St, 52240
Farmers and Merchants Savings Bank Bank · 1
Farmers and Merchants Savings Bank has 1 branch in Iowa City, 4 across Iowa and 4 nationwide. FDIC records list its main office in Iowa City, IA and show it operating since 1901. With $122.5 million in total assets on June 30, 2026, it ranks No. 3,529 of 4,232 U.S. banks by total assets. Its main office at 2235 Mormon Trek Blvd dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2235 Mormon Trek Blvd, 52246
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Iowa City, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Iowa City Downtown Branch at 103 E College St dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Iowa City Downtown Branch103 E College St, 52240
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Iowa City
1 credit union has 3 offices here: Greenstate Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Iowa City page has every office in the state's directory.
Banking in Iowa City: the local picture
Short answer: 6 banks run 17 branches in Iowa City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Iowa City, 1 elsewhere in Iowa and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers and Merchants Savings Bank's office at 2235 Mormon Trek Blvd, dating to 1901; the newest is Nicolet Bank's at 102 S Clinton St, from 2026.
The only credit union with an office here is Greenstate Credit Union.
Of the 6 locations with published hours. 3 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Iowa City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 52240 has the most bank and credit union offices in Iowa City (11), followed by 52246 (5) and 52245 (3). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 52240 | 11 | 6 | Hills Bank, Nicolet Bank, Greenstate Credit Union |
| 52246 | 5 | 5 | Farmers and Merchants Savings Bank, Greenstate Credit Union, Hills Bank |
| 52245 | 3 | 2 | Nicolet Bank, Hills Bank |
| 52242 | 1 | 1 | Hills Bank |
Credit unions open on Saturday in Iowa City
Short answer: 3 of the 6 Iowa City locations with published hours open on Saturday, run by 1 institution.
- Greenstate Credit Union: 3 of 3 offices (2525 Muscatine Ave: Saturday 8:30 am to 12 pm, and 2 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Iowa City, and where the nearest one is if they do not.
Short answer: In Iowa City: Chase (1), Wells Fargo (1), U.S. Bank (2). No branches in Iowa City: Bank of America (nearest in Des Moines, 107 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 70 mi), TD Bank, BMO (nearest in Coralville, 4 mi).
| Bank | In Iowa City | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| U.S. Bank | 2 branches | here |
| Bank of America | None | Des Moines, 107 miles away |
| PNC Bank | None | none in Iowa |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Waterloo, 70 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Coralville, 4 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Iowa City to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Iowa City residents like anyone else.
Banks near Iowa City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Coralville (3 miles) and North Liberty (7 miles). Coralville, 3 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Coralville, IA | 3 mi | 11 | 11 |
| Banks in North Liberty, IA | 7 mi | 4 | 5 |
| Banks in Tiffin, IA | 7 mi | 2 | 2 |
| Banks in Solon, IA | 10 mi | 2 | 2 |
| Banks in West Liberty, IA | 15 mi | 2 | 2 |
| Banks in Kalona, IA | 15 mi | 2 | 2 |
| Banks in Mount Vernon, IA | 19 mi | 3 | 3 |
| Banks in Wellman, IA | 21 mi | 2 | 2 |
Bank branch openings and closings in Iowa City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Iowa City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 13, 2026 | Opened | Nicolet Bank | 102 S Clinton St, 52240 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Iowa City
Short answer: 1 institution has its main office in Iowa City: Farmers and Merchants Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers and Merchants Savings Bank | Bank | $122.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Iowa City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Iowa City offices.
Short answer: Chase is the largest bank with offices in Iowa City, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Nicolet Bank | $15.39 billion | No. 126 | 6 | Green Bay, WI |
| Hills Bank | $4.79 billion | No. 294 | 6 | Hills, IA |
| Farmers and Merchants Savings Bank | $122.5 million | No. 3,529 | 1 | Iowa City, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Iowa City: FAQ
How many banks are in Iowa City, IA?
Iowa City has 6 banks with 17 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Iowa City?
Nicolet Bank, with 6. Hills Bank has 6 and U.S. Bank has 2.
Is there a Nicolet Bank in Iowa City, IA?
Yes. FDIC data lists 6 Nicolet Bank branches in Iowa City as of September 5, 2026. Its branches are listed under Nicolet Bank above, with the address and directions for each.
Is there a Hills Bank in Iowa City, IA?
Yes. FDIC data lists 6 Hills Bank branches in Iowa City as of September 5, 2026. Its branches are listed under Hills Bank above, with the address and directions for each.
Is there a U.S. Bank in Iowa City, IA?
Yes. FDIC data lists 2 U.S. Bank branches in Iowa City as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Bank of America in Iowa City, IA?
No. FDIC data lists no Bank of America branch in Iowa City as of September 5, 2026. The nearest is in Des Moines, about 107 miles away in a straight line.
Which banks in Iowa City are open on Saturday?
Greenstate Credit Union publishes Saturday hours for one or more Iowa City locations. The Saturday section above lists each one with its hours. 14 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Iowa City?
Farmers and Merchants Savings Bank has its main office in Iowa City, according to the FDIC.
What is the oldest bank in Iowa City?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Iowa City?
Greenstate Credit Union has an office in Iowa City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Iowa City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Iowa City?
Nearby cities with more banks include Coralville, North Liberty, Tiffin. Coralville is 3 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 17 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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