US Bank Directory

Banks in Mount Vernon, IA

3 FDIC-insured banks operate 3 offices in Mount Vernon, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mount Vernon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Mount Vernon, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Vernon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Hills Bank, Mount Vernon Bank and Bridge Community Bank have the most locations in Mount Vernon, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bridge Community Bank 1 branch · main office Mount Vernon, IA Bank · 1

Bridge Community Bank has 1 branch in Mount Vernon, 3 across Iowa and 3 nationwide. FDIC records list its main office in Mount Vernon, IA and show it operating since 1903. With $141.1 million in total assets on June 30, 2026, it ranks No. 3,387 of 4,232 U.S. banks by total assets. Its main office at 302 Highway 1 S dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    302 Highway 1 S, 52314
    Hours: see the bank's site
Bridge Community Bank: profile, branches and contacts
Hills Bank 1 branch · main office Hills, IA Bank · 1

Hills Bank has 1 branch in Mount Vernon, 21 across Iowa and 21 nationwide. FDIC records list its main office in Hills, IA and show it operating since 1904. With $4.79 billion in total assets on June 30, 2026, it ranks No. 294 of 4,232 U.S. banks by total assets. The Mount Vernon Branch at 720 1st Ave Se dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Vernon Branch
    720 1st Ave Se, 52314
    Hours: see the bank's site
Hills Bank: profile, branches and contacts
Mount Vernon Bank 1 branch · main office Mount Vernon, IA Bank · 1

Mount Vernon Bank has 1 branch in Mount Vernon, 1 across Iowa and 1 nationwide. FDIC records list its main office in Mount Vernon, IA and show it operating since 1884. With $195.5 million in total assets on June 30, 2026, it ranks No. 3,020 of 4,232 U.S. banks by total assets. Its main office at 206 1st St Sw dates to 1884 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    206 1st St Sw, 52314
    Hours: see the bank's site
Mount Vernon Bank: profile, branches and contacts

Banking in Mount Vernon: the local picture

Short answer: 3 banks run 3 branches in Mount Vernon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 2 have their main office in Mount Vernon, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Mount Vernon Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Mount Vernon Bank's office at 206 1st St Sw, dating to 1884; the newest is Hills Bank's at 720 1st Ave Se, from 1998.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Vernon, and where the nearest one is if they do not.

Short answer: No branches in Mount Vernon: Chase (nearest in Cedar Rapids, 15 mi), Wells Fargo (nearest in Marion, 12 mi), Bank of America (nearest in Des Moines, 116 mi), PNC Bank, U.S. Bank (nearest in Cedar Rapids, 11 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 61 mi), TD Bank, BMO (nearest in Marion, 12 mi).

BankIn Mount VernonNearest branch if none here
ChaseNoneCedar Rapids, 15 miles away
Wells FargoNoneMarion, 12 miles away
Bank of AmericaNoneDes Moines, 116 miles away
PNC BankNonenone in Iowa
U.S. BankNoneCedar Rapids, 11 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 61 miles away
TD BankNonenone in Iowa
BMONoneMarion, 12 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Vernon to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Vernon residents like anyone else.

Banks near Mount Vernon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Solon (9 miles) and Springville (10 miles). Cedar Rapids, 14 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Mount Vernon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Vernon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mount Vernon

Short answer: 2 institutions have their main office in Mount Vernon: Mount Vernon Bank and Bridge Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Mount Vernon BankBank$195.5 million1
Bridge Community BankBank$141.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mount Vernon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Vernon offices.

Short answer: Hills Bank is the largest bank with offices in Mount Vernon, with $4.79 billion in total assets on June 30, 2026, No. 294 among U.S. banks by total assets. Mount Vernon Bank is second with $195.5 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Hills Bank$4.79 billionNo. 2941Hills, IA
Mount Vernon Bank$195.5 millionNo. 3,0201Mount Vernon, IA
Bridge Community Bank$141.1 millionNo. 3,3871Mount Vernon, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Vernon: FAQ

How many banks are in Mount Vernon, IA?

Mount Vernon has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mount Vernon?

Hills Bank, with 1. Mount Vernon Bank has 1 and Bridge Community Bank has 1.

Is there a Hills Bank in Mount Vernon, IA?

Yes. FDIC data lists 1 Hills Bank branch in Mount Vernon as of September 5, 2026. The address and directions are under Hills Bank above.

Is there a Bridge Community Bank in Mount Vernon, IA?

Yes. FDIC data lists 1 Bridge Community Bank branch in Mount Vernon as of September 5, 2026, the main office at 302 Highway 1 S. The address and directions are under Bridge Community Bank above.

Is there a Chase in Mount Vernon, IA?

No. FDIC data lists no Chase branch in Mount Vernon as of September 5, 2026. The nearest is in Cedar Rapids, about 15 miles away in a straight line.

Which banks are headquartered in Mount Vernon?

Mount Vernon Bank and Bridge Community Bank have their main office in Mount Vernon, according to the FDIC.

What is the oldest bank in Mount Vernon?

Mount Vernon Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Mount Vernon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mount Vernon?

Nearby cities with more banks include Solon, Springville, Marion. Solon is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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