US Bank Directory

Banks in Columbus Junction, IA

2 FDIC-insured banks operate 2 offices in Columbus Junction, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Columbus Junction

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Columbus Junction, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Columbus Junction

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Washington State Bank and Community Bank have the most locations in Columbus Junction, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank 1 branch · main office Muscatine, IA Bank · 1

Community Bank has 1 branch in Columbus Junction, 5 across Iowa and 5 nationwide. FDIC records list its main office in Muscatine, IA and show it operating since 1980. With $303.5 million in total assets on June 30, 2026, it ranks No. 2,462 of 4,232 U.S. banks by total assets. The Columbus Junction Branch at 227 Main St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Columbus Junction Branch
    227 Main St, 52738
    Hours: see the bank's site
Community Bank: profile, branches and contacts
Washington State Bank 1 branch · main office Washington, IA Bank · 1

Washington State Bank has 1 branch in Columbus Junction, 5 across Iowa and 5 nationwide. FDIC records list its main office in Washington, IA and show it operating since 1932. With $601.1 million in total assets on June 30, 2026, it ranks No. 1,559 of 4,232 U.S. banks by total assets. The Columbus Junction State Bank Branch at 134 Main St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Columbus Junction State Bank Branch
    134 Main St, 52738
    Hours: see the bank's site
Washington State Bank: profile, branches and contacts

Banking in Columbus Junction: the local picture

Short answer: 2 banks run 2 branches in Columbus Junction according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Columbus Junction, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Washington State Bank, operating since 1932 according to the FDIC. In FDIC branch records, the longest-running branch is Washington State Bank's office at 134 Main St, dating to 1927; the newest is Community Bank's at 227 Main St, from 1963.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Columbus Junction, and where the nearest one is if they do not.

Short answer: No branches in Columbus Junction: Chase (nearest in Iowa City, 28 mi), Wells Fargo (nearest in Iowa City, 28 mi), Bank of America (nearest in Des Moines, 117 mi), PNC Bank, U.S. Bank (nearest in Muscatine, 21 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 97 mi), TD Bank, BMO (nearest in Coralville, 30 mi).

BankIn Columbus JunctionNearest branch if none here
ChaseNoneIowa City, 28 miles away
Wells FargoNoneIowa City, 28 miles away
Bank of AmericaNoneDes Moines, 117 miles away
PNC BankNonenone in Iowa
U.S. BankNoneMuscatine, 21 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 97 miles away
TD BankNonenone in Iowa
BMONoneCoralville, 30 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbus Junction to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbus Junction residents like anyone else.

Banks near Columbus Junction

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wapello (11 miles) and Morning Sun (14 miles). Washington, 17 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Columbus Junction

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Columbus Junction between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Columbus Junction by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbus Junction offices.

Short answer: Washington State Bank is the largest bank with offices in Columbus Junction, with $601.1 million in total assets on June 30, 2026, No. 1,559 among U.S. banks by total assets. Community Bank is second with $303.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Washington State Bank$601.1 millionNo. 1,5591Washington, IA
Community Bank$303.5 millionNo. 2,4621Muscatine, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Columbus Junction: FAQ

How many banks are in Columbus Junction, IA?

Columbus Junction has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Columbus Junction?

Washington State Bank, with 1. Community Bank has 1.

Is there a Washington State Bank in Columbus Junction, IA?

Yes. FDIC data lists 1 Washington State Bank branch in Columbus Junction as of September 5, 2026. The address and directions are under Washington State Bank above.

Is there a Community Bank in Columbus Junction, IA?

Yes. FDIC data lists 1 Community Bank branch in Columbus Junction as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Columbus Junction, IA?

No. FDIC data lists no Chase branch in Columbus Junction as of September 5, 2026. The nearest is in Iowa City, about 28 miles away in a straight line.

What is the oldest bank in Columbus Junction?

Washington State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1932.

Did any bank branches open or close in Columbus Junction in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Columbus Junction?

Nearby cities with more banks include Wapello, Morning Sun, Washington. Wapello is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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