Banks in Morning Sun, IA

Bank branch map: Morning Sun

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Morning Sun, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Morning Sun

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mediapolis Savings Bank and BANK have the most locations in Morning Sun, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BANK 1 branch · main office Wapello, IA Bank · 1

BANK has 1 branch in Morning Sun, 7 across Iowa and 7 nationwide. FDIC records list its main office in Wapello, IA and show it operating since 1931. With $217.4 million in total assets on June 30, 2026, it ranks No. 2,893 of 4,232 U.S. banks by total assets. The Morning Sun Branch at 509 S Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Morning Sun Branch

  509 S Main St, 52640

  Hours: see the bank's site
  DirectionsWebsite

BANK: profile, branches and contacts

Mediapolis Savings Bank 1 branch · main office Mediapolis, IA Bank · 1

Mediapolis Savings Bank has 1 branch in Morning Sun, 5 across Iowa and 5 nationwide. FDIC records list its main office in Mediapolis, IA and show it operating since 1940. With $269.9 million in total assets on June 30, 2026, it ranks No. 2,621 of 4,232 U.S. banks by total assets. The Morning Sun Branch at 20 E Highway 78 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Morning Sun Branch

  20 E Highway 78, 52640

  Hours: see the bank's site
  DirectionsWebsite

Mediapolis Savings Bank: profile, branches and contacts

Banking in Morning Sun: the local picture

Short answer: 2 banks run 2 branches in Morning Sun according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Morning Sun, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is BANK, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is BANK's office at 509 S Main St, dating to 1987; the newest is Mediapolis Savings Bank's at 20 E Highway 78, from 2015.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Morning Sun, and where the nearest one is if they do not.

Short answer: No branches in Morning Sun: Chase (nearest in Iowa City, 42 mi), Wells Fargo (nearest in Iowa City, 42 mi), Bank of America (nearest in Des Moines, 125 mi), PNC Bank, U.S. Bank (nearest in Mount Pleasant, 18 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 111 mi), TD Bank, BMO (nearest in Coralville, 45 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Morning Sun to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Morning Sun residents like anyone else.

Banks near Morning Sun

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wapello (7 miles) and Mediapolis (7 miles). Burlington, 21 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Morning Sun

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Morning Sun between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Morning Sun by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Morning Sun offices.

Short answer: Mediapolis Savings Bank is the largest bank with offices in Morning Sun, with $269.9 million in total assets on June 30, 2026, No. 2,621 among U.S. banks by total assets. BANK is second with $217.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Morning Sun: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.