Banks in Lamoni, IA

Bank branch map: Lamoni

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lamoni, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lamoni

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO, BTC Bank and American State Bank have the most locations in Lamoni, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American State Bank 1 branch · main office Osceola, IA Bank · 1

American State Bank has 1 branch in Lamoni, 4 across Iowa and 4 nationwide. FDIC records list its main office in Osceola, IA and show it operating since 1987. With $360.8 million in total assets on June 30, 2026, it ranks No. 2,209 of 4,232 U.S. banks by total assets. The Lamoni Branch at 801 E Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lamoni Branch

  801 E Main St, 50140

  Hours: see the bank's site
  DirectionsWebsite

American State Bank: profile, branches and contacts

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Lamoni, 21 across Iowa and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Lamoni at 108 E Main St dates to 1936 in FDIC branch records. Its published hours do not list Saturday.

• Lamoni

  108 E Main St, 50140

  (641) 784-6926Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: BMO branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

BMO: profile, branches and contacts

BTC Bank 1 branch · main office Bethany, MO Bank · 1

BTC Bank has 1 branch in Lamoni, 1 across Iowa and 30 nationwide. FDIC records list its main office in Bethany, MO and show it operating since 1919. With $1.91 billion in total assets on June 30, 2026, it ranks No. 627 of 4,232 U.S. banks by total assets. The Lamoni Branch at 2090 E Main St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lamoni Branch

  2090 E Main St, 50140

  Hours: see the bank's site
  DirectionsWebsite

BTC Bank: profile, branches and contacts

Banking in Lamoni: the local picture

Short answer: 3 banks run 3 branches in Lamoni according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Lamoni, 1 elsewhere in Iowa and 2 out of state, according to the FDIC.

The bank with the longest record here is BTC Bank, operating since 1919 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 108 E Main St, dating to 1936; the newest is BTC Bank's at 2090 E Main St, from 2011.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Lamoni

Short answer: None of the 1 Lamoni location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lamoni, and where the nearest one is if they do not.

Short answer: In Lamoni: BMO (1). No branches in Lamoni: Chase (nearest in Des Moines, 65 mi), Wells Fargo (nearest in Indianola, 55 mi), Bank of America (nearest in Des Moines, 64 mi), PNC Bank, U.S. Bank (nearest in Mount Ayr, 18 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 69 mi), TD Bank.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lamoni to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lamoni residents like anyone else.

Banks near Lamoni

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Leon (12 miles) and Mount Ayr (18 miles). Creston, 38 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Lamoni

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lamoni between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lamoni by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lamoni offices.

Short answer: BMO is the largest bank with offices in Lamoni, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. BTC Bank is second with $1.91 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lamoni: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.