Banks in Mount Ayr, IA

Bank branch map: Mount Ayr

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Mount Ayr, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Ayr

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Mount Ayr, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City State Bank 1 branch · main office Norwalk, IA Bank · 1

City State Bank has 1 branch in Mount Ayr, 9 across Iowa and 9 nationwide. FDIC records list its main office in Norwalk, IA and show it operating since 1895. With $787.9 million in total assets on June 30, 2026, it ranks No. 1,276 of 4,232 U.S. banks by total assets. The Mount Ayr Branch at 103 W South St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mount Ayr Branch

  103 W South St, 50854

  Hours: see the bank's site
  DirectionsWebsite

City State Bank: profile, branches and contacts

First Interstate Bank 1 branch · main office Billings, MT Bank · 1

First Interstate Bank has 1 branch in Mount Ayr, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Mount Ayr Branch at 100 E South St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

• Mount Ayr Branch

  100 E South St, 50854

  (641) 464-3888Today 9 am to 5 pm

  All hours

  Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Interstate Bank: profile, branches and contacts

PCSB Bank 1 branch · main office Clarinda, IA Bank · 1

PCSB Bank has 1 branch in Mount Ayr, 7 across Iowa and 7 nationwide. FDIC records list its main office in Clarinda, IA and show it operating since 1866. With $326.1 million in total assets on June 30, 2026, it ranks No. 2,364 of 4,232 U.S. banks by total assets. The Mount Ayr Branch at 904 E South St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mount Ayr Branch

  904 E South St, 50854

  Hours: see the bank's site
  DirectionsWebsite

PCSB Bank: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Mount Ayr, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Mt Ayr Branch at 101 S Fillmore St dates to 1937 in FDIC branch records. Its published hours do not list Saturday.

• Mt Ayr Branch

  101 S Fillmore St, 50854

  (641) 464-3251Today 9 am to 4 pm

  All hours

  Mon not published; Tue to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Banking in Mount Ayr: the local picture

Short answer: 4 banks run 4 branches in Mount Ayr according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Mount Ayr, 2 elsewhere in Iowa and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is PCSB Bank's office at 904 E South St, dating to 1930; the newest is City State Bank's at 103 W South St, from 2014.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Mount Ayr

Short answer: None of the 2 Mount Ayr locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Ayr, and where the nearest one is if they do not.

Short answer: In Mount Ayr: U.S. Bank (1). No branches in Mount Ayr: Chase (nearest in West Des Moines, 63 mi), Wells Fargo (nearest in Indianola, 57 mi), Bank of America (nearest in West Des Moines, 63 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 68 mi), TD Bank, BMO (nearest in Lamoni, 17 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Ayr to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Ayr residents like anyone else.

Banks near Mount Ayr

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lamoni (18 miles) and Lenox (21 miles). Creston, 24 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Mount Ayr

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Ayr between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mount Ayr by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Ayr offices.

Short answer: U.S. Bank is the largest bank with offices in Mount Ayr, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First Interstate Bank is second with $25.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Ayr: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.