US Bank Directory
Banks in Chariton, IA
3 FDIC-insured banks operate 3 offices in Chariton, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chariton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Chariton, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chariton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Interstate Bank, Midwest Heritage Bank, FSB and Peoples Savings Bank have the most locations in Chariton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community 1st Credit Union Credit union · 1
Community 1st Credit Union has 1 office in Chariton, 24 across Iowa. It is based in Ottumwa, IA and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Chariton1934 Court Ave, 50049
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Chariton, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Chariton Branch at 201 N Main St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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Chariton Branch201 N Main St, 50049
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
Midwest Heritage Bank, FSB Bank · 1
Midwest Heritage Bank, FSB has 1 branch in Chariton, 12 across Iowa and 13 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1930. With $768.3 million in total assets on June 30, 2026, it ranks No. 1,306 of 4,232 U.S. banks by total assets. The Chariton Branch at 1025 Braden Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chariton Branch1025 Braden Ave, 50049
Peoples Savings Bank Bank · 1
Peoples Savings Bank has 1 branch in Chariton, 8 across Iowa and 8 nationwide. FDIC records list its main office in Indianola, IA and show it operating since 1998. With $610.4 million in total assets on June 30, 2026, it ranks No. 1,549 of 4,232 U.S. banks by total assets. The Chariton Branch at 2005 Court Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chariton Branch2005 Court Ave, 50049
Join a credit union in Chariton
1 credit union has 1 office here: Community 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chariton page has every office in the state's directory.
Banking in Chariton: the local picture
Short answer: 3 banks run 3 branches in Chariton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Chariton, 2 elsewhere in Iowa and 1 out of state, according to the FDIC.
The bank with the longest record here is First Interstate Bank, operating since 1916 according to the FDIC. In FDIC branch records, the longest-running branch is First Interstate Bank's office at 201 N Main St, dating to 1934; the newest is Peoples Savings Bank's at 2005 Court Ave, from 2024.
The only credit union with an office here is Community 1st Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Chariton
Short answer: 1 of the 2 Chariton locations with published hours opens on Saturday, run by 1 institution.
- Community 1st Credit Union: 1 of 1 office (1934 Court Ave: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chariton, and where the nearest one is if they do not.
Short answer: No branches in Chariton: Chase (nearest in Des Moines, 38 mi), Wells Fargo (nearest in Knoxville, 24 mi), Bank of America (nearest in Des Moines, 38 mi), PNC Bank, U.S. Bank (nearest in Centerville, 30 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 47 mi), TD Bank, BMO (nearest in Indianola, 27 mi).
| Bank | In Chariton | Nearest branch if none here |
|---|---|---|
| Chase | None | Des Moines, 38 miles away |
| Wells Fargo | None | Knoxville, 24 miles away |
| Bank of America | None | Des Moines, 38 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Centerville, 30 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 47 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Indianola, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chariton to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chariton residents like anyone else.
Banks near Chariton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Corydon (18 miles) and Knoxville (24 miles). Pella, 34 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Corydon, IA | 18 mi | 3 | 3 |
| Banks in Knoxville, IA | 24 mi | 5 | 6 |
| Banks in Osceola, IA | 24 mi | 3 | 5 |
| Banks in Albia, IA | 26 mi | 2 | 4 |
| Banks in Indianola, IA | 28 mi | 5 | 6 |
| Banks in Leon, IA | 30 mi | 2 | 2 |
| Banks in Centerville, IA | 30 mi | 4 | 4 |
| Banks in Pella, IA | 34 mi | 6 | 8 |
Bank branch openings and closings in Chariton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chariton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chariton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chariton offices.
Short answer: First Interstate Bank is the largest bank with offices in Chariton, with $25.79 billion in total assets on June 30, 2026, No. 83 among U.S. banks by total assets. Midwest Heritage Bank, FSB is second with $768.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Midwest Heritage Bank, FSB | $768.3 million | No. 1,306 | 1 | West Des Moines, IA |
| Peoples Savings Bank | $610.4 million | No. 1,549 | 1 | Indianola, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chariton: FAQ
How many banks are in Chariton, IA?
Chariton has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chariton?
First Interstate Bank, with 1. Midwest Heritage Bank, FSB has 1 and Peoples Savings Bank has 1.
Is there a First Interstate Bank in Chariton, IA?
Yes. FDIC data lists 1 First Interstate Bank branch in Chariton as of September 5, 2026. The address and directions are under First Interstate Bank above.
Is there a Midwest Heritage Bank, FSB in Chariton, IA?
Yes. FDIC data lists 1 Midwest Heritage Bank, FSB branch in Chariton as of September 5, 2026. The address and directions are under Midwest Heritage Bank, FSB above.
Is there a Peoples Savings Bank in Chariton, IA?
Yes. FDIC data lists 1 Peoples Savings Bank branch in Chariton as of September 5, 2026. The address and directions are under Peoples Savings Bank above.
Is there a Chase in Chariton, IA?
No. FDIC data lists no Chase branch in Chariton as of September 5, 2026. The nearest is in Des Moines, about 38 miles away in a straight line.
Which banks in Chariton are open on Saturday?
Community 1st Credit Union publishes Saturday hours for one or more Chariton locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Chariton?
First Interstate Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Which credit unions can I join in Chariton?
Community 1st Credit Union has an office in Chariton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chariton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chariton?
Nearby cities with more banks include Corydon, Knoxville, Osceola. Corydon is 18 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: First Interstate Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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