Banks in Albia, IA

Bank branch map: Albia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 5 locations in Albia, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Albia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: South Ottumwa Savings Bank and First Iowa State Bank have the most locations in Albia, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Iowa State Bank 2 branches · main office Albia, IA Bank · 2

First Iowa State Bank has 2 branches in Albia, 6 across Iowa and 6 nationwide. FDIC records list its main office in Albia, IA and show it operating since 1930. With $396.1 million in total assets on June 30, 2026, it ranks No. 2,084 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Albia location is its main office at 19 Benton Ave E, dating to 1930; the newest, at 303 Benton Ave E, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  19 Benton Ave E, 52531

  Hours: see the bank's site
  DirectionsWebsite
• Benton Avenue Drive-In Branch

  303 Benton Ave E, 52531

  Hours: see the bank's site
  DirectionsWebsite

First Iowa State Bank: profile, branches and contacts

South Ottumwa Savings Bank 2 branches · main office Ottumwa, IA Bank · 2

South Ottumwa Savings Bank has 2 branches in Albia, 6 across Iowa and 6 nationwide. FDIC records list its main office in Ottumwa, IA and show it operating since 1903. With $565.4 million in total assets on June 30, 2026, it ranks No. 1,640 of 4,232 U.S. banks by total assets. The 102 South Main Branch at 102 S Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 102 South Main Branch

  102 S Main St, 52531

  Hours: see the bank's site
  DirectionsWebsite
• Albia Drive-Thru Branch

  217 S Main St, 52531

  Hours: see the bank's site
  DirectionsWebsite

South Ottumwa Savings Bank: profile, branches and contacts

Community 1st Credit Union 1 office · main office Ottumwa, IA Credit union · 1

Community 1st Credit Union has 1 office in Albia, 24 across Iowa. It is based in Ottumwa, IA and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Albia

  1420 S Clinton St, 52531

  (641) 932-3322Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Community 1st Credit Union: profile, branches and contacts

Join a credit union in Albia

1 credit union has 1 office here: Community 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Albia page has every office in the state's directory.

Banking in Albia: the local picture

Short answer: 2 banks run 4 branches in Albia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Albia, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is South Ottumwa Savings Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is First Iowa State Bank's office at 19 Benton Ave E, dating to 1930; the newest is South Ottumwa Savings Bank's at 102 S Main St, from 1987.

The only credit union with an office here is Community 1st Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Albia

Short answer: None of the 1 Albia location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Albia, and where the nearest one is if they do not.

Short answer: No branches in Albia: Chase (nearest in Des Moines, 54 mi), Wells Fargo (nearest in Ottumwa, 20 mi), Bank of America (nearest in Des Moines, 54 mi), PNC Bank, U.S. Bank (nearest in Ottumwa, 20 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 63 mi), TD Bank, BMO (nearest in Bloomfield, 28 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Albia to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Albia residents like anyone else.

Banks near Albia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oskaloosa (20 miles) and Ottumwa (21 miles). Pella, 27 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Albia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Albia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Albia

Short answer: 1 institution has its main office in Albia: First Iowa State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Albia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Albia offices.

Short answer: South Ottumwa Savings Bank is the largest bank with offices in Albia, with $565.4 million in total assets on June 30, 2026, No. 1,640 among U.S. banks by total assets. First Iowa State Bank is second with $396.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Albia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.