US Bank Directory
Banks in Ottumwa, IA
4 FDIC-insured banks operate 5 offices in Ottumwa, Iowa, and 4 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ottumwa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 14 locations in Ottumwa, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ottumwa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: South Ottumwa Savings Bank has the most locations in Ottumwa, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community 1st Credit Union Credit union · 5
Community 1st Credit Union has 5 officees in Ottumwa, 24 across Iowa. It is based in Ottumwa, IA and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 5 Ottumwa locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1100 Hutchinson Ave, 52501
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Venture Drive1940 Venture Dr, 52501
All hours
Mon to Fri 9 am to 7 pm; Sat 9 am to 6 pm; Sun 10 am to 4 pm
Hours: NCUA, March 31, 2026
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Richmond235 Richmond Ave, 52501
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Jbs600 S Iowa Ave, 52501
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Pennsylvania739 Pennsylvania Ave, 52501
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Meridian Credit Union Credit union · 2
Meridian Credit Union has 2 officees in Ottumwa, 2 across Iowa. It is based in Ottumwa, IA and $35.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1206 N Jefferson St, 52501
All hours
Mon to Wed 8 am to 4:30 pm; Thu to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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River Community Credit Union644 W 2Nd St, 52501
South Ottumwa Savings Bank Bank · 2
South Ottumwa Savings Bank has 2 branches in Ottumwa, 6 across Iowa and 6 nationwide. FDIC records list its main office in Ottumwa, IA and show it operating since 1903. With $565.4 million in total assets on June 30, 2026, it ranks No. 1,640 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ottumwa location is its main office at 320 Church St, dating to 1903; the newest, at 2525 N Court St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office320 Church St, 52501
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North Court Branch2525 N Court St, 52501
Empeople Credit Union Credit union · 1
Empeople Credit Union has 1 office in Ottumwa, 12 across Iowa. It is based in Moline, IL and $2.28 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ottumwa Works928 E Vine St, 52501
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Iowa State Bank and Trust Company of Fairfield, Iowa Bank · 1
Iowa State Bank and Trust Company of Fairfield, Iowa has 1 branch in Ottumwa, 3 across Iowa and 3 nationwide. FDIC records list its main office in Fairfield, IA and show it operating since 1934. With $352.1 million in total assets on June 30, 2026, it ranks No. 2,259 of 4,232 U.S. banks by total assets. The Ottumwa Branch at 625 Pennsylvania Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ottumwa Branch625 Pennsylvania Ave, 52501
River Community Credit Union Credit union · 1
River Community Credit Union has 1 office in Ottumwa, 1 across Iowa. It is based in Ottumwa, IA and $30.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office644 W 2Nd St, 52501
All hours
Mon to Thu 8 am to 4:30 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Ottumwa, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Ottumwa Pickwick Branch at 174 N Willard St dates to 1966 in FDIC branch records. It opens on Saturday.
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Ottumwa Pickwick Branch174 N Willard St, 52501
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ottumwa, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ottumwa Branch at 231 W 2nd St dates to 1863 in FDIC branch records. It opens on Saturday.
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Ottumwa Branch231 W 2nd St, 52501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ottumwa
4 credit unions have 9 offices here: Community 1st Credit Union, Meridian Credit Union, Empeople Credit Union and River Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ottumwa page has every office in the state's directory.
Banking in Ottumwa: the local picture
Short answer: 4 banks run 5 branches in Ottumwa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Ottumwa, 1 elsewhere in Iowa and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 231 W 2nd St, dating to 1863; the newest is Iowa State Bank and Trust Company of Fairfield, Iowa's at 625 Pennsylvania Ave, from 2022.
4 credit unions have 9 offices in Ottumwa, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Ottumwa
Short answer: 4 of the 10 Ottumwa locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 1 branch (231 W 2nd St: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (174 N Willard St: Saturday 9 am to 12 pm)
- Community 1st Credit Union: 1 of 5 offices (1940 Venture Dr: Saturday 9 am to 6 pm)
- Meridian Credit Union: 1 of 2 offices (1206 N Jefferson St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ottumwa, and where the nearest one is if they do not.
Short answer: In Ottumwa: Wells Fargo (1), U.S. Bank (1). No branches in Ottumwa: Chase (nearest in Iowa City, 63 mi), Bank of America (nearest in Des Moines, 71 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 80 mi), TD Bank, BMO (nearest in Bloomfield, 19 mi).
| Bank | In Ottumwa | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Iowa City, 63 miles away |
| Bank of America | None | Des Moines, 71 miles away |
| PNC Bank | None | none in Iowa |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 80 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Bloomfield, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ottumwa to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ottumwa residents like anyone else.
Banks near Ottumwa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bloomfield (19 miles) and Albia (21 miles). Pella, 37 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bloomfield, IA | 19 mi | 3 | 3 |
| Banks in Albia, IA | 21 mi | 2 | 4 |
| Banks in Oskaloosa, IA | 22 mi | 5 | 5 |
| Banks in Fairfield, IA | 23 mi | 5 | 5 |
| Banks in Sigourney, IA | 24 mi | 2 | 2 |
| Banks in Keosauqua, IA | 31 mi | 2 | 2 |
| Banks in Centerville, IA | 31 mi | 4 | 4 |
| Banks in Pella, IA | 37 mi | 6 | 8 |
Bank branch openings and closings in Ottumwa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ottumwa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ottumwa
Short answer: 4 institutions have their main office in Ottumwa: Community 1st Credit Union, South Ottumwa Savings Bank, Meridian Credit Union and River Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Community 1st Credit Union | Credit union | $1.10 billion | 5 |
| South Ottumwa Savings Bank | Bank | $565.4 million | 2 |
| Meridian Credit Union | Credit union | $35.1 million | 2 |
| River Community Credit Union | Credit union | $30.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ottumwa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ottumwa offices.
Short answer: Wells Fargo is the largest bank with offices in Ottumwa, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| South Ottumwa Savings Bank | $565.4 million | No. 1,640 | 2 | Ottumwa, IA |
| Iowa State Bank and Trust Company of Fairfield, Iowa | $352.1 million | No. 2,259 | 1 | Fairfield, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ottumwa: FAQ
How many banks are in Ottumwa, IA?
Ottumwa has 4 banks with 5 branches and 4 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ottumwa?
South Ottumwa Savings Bank, with 2. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Wells Fargo in Ottumwa, IA?
Yes. FDIC data lists 1 Wells Fargo branch in Ottumwa as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Ottumwa, IA?
Yes. FDIC data lists 1 U.S. Bank branch in Ottumwa as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Ottumwa, IA?
No. FDIC data lists no Chase branch in Ottumwa as of September 5, 2026. The nearest is in Iowa City, about 63 miles away in a straight line.
Which banks in Ottumwa are open on Saturday?
Wells Fargo, U.S. Bank, Community 1st Credit Union and Meridian Credit Union publish Saturday hours for one or more Ottumwa locations. The Saturday section above lists each one with its hours. 4 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ottumwa?
Community 1st Credit Union, South Ottumwa Savings Bank, Meridian Credit Union and River Community Credit Union have their main office in Ottumwa, according to the FDIC and the NCUA.
What is the oldest bank in Ottumwa?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Ottumwa?
Community 1st Credit Union, Meridian Credit Union, Empeople Credit Union and River Community Credit Union have offices in Ottumwa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ottumwa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ottumwa?
Nearby cities with more banks include Bloomfield, Albia, Oskaloosa. Bloomfield is 19 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 8 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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