Banks in Cumberland, IA

Bank branch map: Cumberland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cumberland, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cumberland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Houghton State Bank is the only bank with an office in Cumberland. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Houghton State Bank 1 branch · main office Red Oak, IA Bank · 1

Houghton State Bank has 1 branch in Cumberland, 5 across Iowa and 5 nationwide. FDIC records list its main office in Red Oak, IA and show it operating since 1879. With $204.8 million in total assets on June 30, 2026, it ranks No. 2,960 of 4,232 U.S. banks by total assets. The Cumberland Branch at 103 Main St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cumberland Branch

  103 Main St, 50843

  Hours: see the bank's site
  DirectionsWebsite

Houghton State Bank: profile, branches and contacts

Banking in Cumberland: the local picture

Short answer: 1 bank runs 1 branch in Cumberland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Houghton State Bank has its main office in Red Oak, IA, according to the FDIC.

The bank with the longest record here is Houghton State Bank, operating since 1879 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cumberland, and where the nearest one is if they do not.

Short answer: No branches in Cumberland: Chase (nearest in Council Bluff, 50 mi), Wells Fargo (nearest in Atlantic, 12 mi), Bank of America (nearest in West Des Moines, 59 mi), PNC Bank, U.S. Bank (nearest in Council Bluffs, 49 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 63 mi), TD Bank, BMO (nearest in Woodbine, 54 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cumberland to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cumberland residents like anyone else.

Banks near Cumberland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Atlantic (11 miles) and Anita (13 miles). Atlantic, 11 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cumberland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cumberland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cumberland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cumberland offices.

Short answer: Houghton State Bank is the largest bank with offices in Cumberland, with $204.8 million in total assets on June 30, 2026, No. 2,960 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cumberland: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.