Banks in Atlantic, IA

Bank branch map: Atlantic

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Atlantic, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Atlantic

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Whitney Bank and Trust has the most locations in Atlantic, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Whitney Bank and Trust 2 branches · main office Atlantic, IA Bank · 2

First Whitney Bank and Trust has 2 branches in Atlantic, 2 across Iowa and 2 nationwide. FDIC records list its main office in Atlantic, IA and show it operating since 1907. With $287.5 million in total assets on June 30, 2026, it ranks No. 2,546 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Atlantic location is its main office at 223 Chestnut St, dating to 1907; the newest, at 700 Chestnut St, to 1982. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  223 Chestnut St, 50022

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Branch

  700 Chestnut St, 50022

  Hours: see the bank's site
  DirectionsWebsite

First Whitney Bank and Trust: profile, branches and contacts

Community 1st Credit Union 1 office · main office Ottumwa, IA Credit union · 1

Community 1st Credit Union has 1 office in Atlantic, 24 across Iowa. It is based in Ottumwa, IA and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Atlantic

  200 Maple St, 50022

  (866) 360-5370Today 7:30 am to 5:30 pm

  All hours

  Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Community 1st Credit Union: profile, branches and contacts

First Interstate Bank 1 branch · main office Billings, MT Bank · 1

First Interstate Bank has 1 branch in Atlantic, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Atlantic Branch at 1407 E 7th St dates to 1995 in FDIC branch records. Its published hours do not list Saturday.

• Atlantic Branch

  1407 E 7th St, 50022

  (712) 243-6229Today 9 am to 5 pm

  All hours

  Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Interstate Bank: profile, branches and contacts

Rolling Hills Bank & Trust 1 branch · main office Atlantic, IA Bank · 1

Rolling Hills Bank & Trust has 1 branch in Atlantic, 9 across Iowa and 12 nationwide. FDIC records list its main office in Atlantic, IA and show it operating since 1876. With $484.4 million in total assets on June 30, 2026, it ranks No. 1,838 of 4,232 U.S. banks by total assets. Its main office at 1307 E 7th St dates to 1876 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1307 E 7th St, 50022

  Hours: see the bank's site
  DirectionsWebsite

Rolling Hills Bank & Trust: profile, branches and contacts

TS Bank 1 branch · main office Treynor, IA Bank · 1

TS Bank has 1 branch in Atlantic, 7 across Iowa and 7 nationwide. FDIC records list its main office in Treynor, IA and show it operating since 1923. With $432.7 million in total assets on June 30, 2026, it ranks No. 1,969 of 4,232 U.S. banks by total assets. The Ts Bank at 1005 E 7th St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ts Bank

  1005 E 7th St, 50022

  Hours: see the bank's site
  DirectionsWebsite

TS Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Atlantic, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Atlantic Branch at 600 Chestnut St dates to 1933 in FDIC branch records. Its published hours do not list Saturday.

• Atlantic Branch

  600 Chestnut St, 50022

  (712) 243-1140Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Atlantic

1 credit union has 1 office here: Community 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Atlantic page has every office in the state's directory.

Banking in Atlantic: the local picture

Short answer: 5 banks run 6 branches in Atlantic according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 2 have their main office in Atlantic, 1 elsewhere in Iowa and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Rolling Hills Bank & Trust's office at 1307 E 7th St, dating to 1876; the newest is TS Bank's at 1005 E 7th St, from 2015.

The only credit union with an office here is Community 1st Credit Union.

Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Atlantic

Short answer: None of the 3 Atlantic locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Atlantic, and where the nearest one is if they do not.

Short answer: In Atlantic: Wells Fargo (1). No branches in Atlantic: Chase (nearest in Council Bluff, 44 mi), Bank of America (nearest in West Des Moines, 63 mi), PNC Bank, U.S. Bank (nearest in Council Bluffs, 44 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 67 mi), TD Bank, BMO (nearest in Woodbine, 43 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atlantic to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atlantic residents like anyone else.

Banks near Atlantic

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Anita (13 miles) and Griswold (14 miles). Harlan, 24 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Atlantic

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Atlantic between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Atlantic

Short answer: 2 institutions have their main office in Atlantic: First Whitney Bank and Trust and Rolling Hills Bank & Trust.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Atlantic by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atlantic offices.

Short answer: Wells Fargo is the largest bank with offices in Atlantic, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Interstate Bank is second with $25.79 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Atlantic: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.