FDIC-insured bank
Houghton State Bank — Red Oak, IA
Bank headquartered in Red Oak, Iowa, part of RED OAK FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 116 E Coolbaugh St Red Oak, IA 51566 |
| County | Montgomery |
| Website | www.houghtonstatebank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 15405 |
| Federal Reserve RSSD ID | 528241 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | RED OAK FINANCIAL CORP |
| Domestic offices | 5 |
| Financials as of | June 30, 2026 |
How to find your Houghton State Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.houghtonstatebank.com.
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Offices nearest to headquarters
| Houghton State Bank main office Red Oak, IA |
116 E Coolbaugh St, 51566 |
| Plaza Branch Red Oak, IA |
1609 N Broadway St, 51566 |
| 407 Howland Avenue Branch Emerson, IA |
407 Howland St, 51533 |
| Griswold Branch Griswold, IA |
803 Main St, 51535 |
| Cumberland Branch Cumberland, IA |
103 Main St, 50843 |
Where Houghton State Bank has offices
Cities with the most Houghton State Bank offices
Largest banks headquartered elsewhere in Iowa
| Principal Bank Des Moines | $9.84 billion |
| Bankers Trust Company Des Moines | $7.83 billion |
| Hills Bank and Trust Company Hills | $4.79 billion |
| West Bank West Des Moines | $4.03 billion |
| Northwest Bank Spencer | $3 billion |
| Cedar Rapids Bank and Trust Company Cedar Rapids | $2.90 billion |
| Quad City Bank and Trust Company Bettendorf | $2.77 billion |
| Fidelity Bank & Trust Dubuque | $2.60 billion |
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