US Bank Directory
Banks in Winterville, GA
1 FDIC-insured bank operates 1 office in Winterville, Georgia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Winterville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Winterville, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winterville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Commercial Bank is the only bank with an office in Winterville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Commercial Bank Bank · 1
The Commercial Bank has 1 branch in Winterville, 5 across Georgia and 5 nationwide. FDIC records list its main office in Crawford, GA and show it operating since 1924. With $463.7 million in total assets on June 30, 2026, it ranks No. 1,879 of 4,232 U.S. banks by total assets. The Winterville Branch at 100 Moores Grove Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winterville Branch100 Moores Grove Rd, 30683
Banking in Winterville: the local picture
Short answer: 1 bank runs 1 branch in Winterville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Commercial Bank has its main office in Crawford, GA, according to the FDIC.
The bank with the longest record here is The Commercial Bank, operating since 1924 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Winterville, and where the nearest one is if they do not.
Short answer: No branches in Winterville: Chase (nearest in Athens, 5 mi), Wells Fargo (nearest in Athens, 4 mi), Bank of America (nearest in Athens, 4 mi), PNC Bank (nearest in Dacula, 37 mi), U.S. Bank (nearest in Sandy Springs, 61 mi), Truist (nearest in Athens, 3 mi), Fifth Third Bank (nearest in Bethlehem, 27 mi), Huntington (nearest in Athens, 7 mi), Regions Bank (nearest in Athens, 7 mi), TD Bank, BMO.
| Bank | In Winterville | Nearest branch if none here |
|---|---|---|
| Chase | None | Athens, 5 miles away |
| Wells Fargo | None | Athens, 4 miles away |
| Bank of America | None | Athens, 4 miles away |
| PNC Bank | None | Dacula, 37 miles away |
| U.S. Bank | None | Sandy Springs, 61 miles away |
| Truist | None | Athens, 3 miles away |
| Fifth Third Bank | None | Bethlehem, 27 miles away |
| Huntington | None | Athens, 7 miles away |
| Regions Bank | None | Athens, 7 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winterville to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winterville residents like anyone else.
Banks near Winterville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Athens (7 miles) and Watkinsville (11 miles). Athens, 7 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Athens, GA | 7 mi | 17 | 32 |
| Banks in Watkinsville, GA | 11 mi | 6 | 7 |
| Banks in Danielsville, GA | 11 mi | 2 | 2 |
| Banks in Bogart, GA | 12 mi | 3 | 3 |
| Banks in Commerce, GA | 19 mi | 6 | 7 |
| Banks in Jefferson, GA | 20 mi | 6 | 6 |
| Banks in Royston, GA | 23 mi | 2 | 3 |
| Banks in Winder, GA | 25 mi | 9 | 10 |
Bank branch openings and closings in Winterville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winterville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Winterville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winterville offices.
Short answer: The Commercial Bank is the largest bank with offices in Winterville, with $463.7 million in total assets on June 30, 2026, No. 1,879 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Commercial Bank | $463.7 million | No. 1,879 | 1 | Crawford, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winterville: FAQ
How many banks are in Winterville, GA?
Winterville has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Commercial Bank in Winterville, GA?
Yes. FDIC data lists 1 The Commercial Bank branch in Winterville as of September 5, 2026. The address and directions are under The Commercial Bank above.
Is there a Chase in Winterville, GA?
No. FDIC data lists no Chase branch in Winterville as of September 5, 2026. The nearest is in Athens, about 5 miles away in a straight line.
What is the oldest bank in Winterville?
The Commercial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1924.
Did any bank branches open or close in Winterville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winterville?
Nearby cities with more banks include Athens, Watkinsville, Danielsville. Athens is 7 miles away with 17 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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