US Bank Directory
Banks in Winter Springs, FL
7 FDIC-insured banks operate 10 offices in Winter Springs, Florida, and 2 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Winter Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 16 locations in Winter Springs, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Winter Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Bank of America and Trustco Bank have the most locations in Winter Springs, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Insight Credit Union Credit union · 5
Insight Credit Union has 5 officees in Winter Springs, 14 across Florida. It is based in Winter Springs, FL and $659.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 5 Winter Springs locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office270 Winding Hollow Blvd, 32708
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Willa Springs1450 Tuskawilla Rd, 32708
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Winding Hollow 240240 Winding Hollow Blvd, 32708
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Winding Hollow 250250 Winding Hollow Blvd, 32708
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Winding Hollow 260260 Winding Hollow Blvd, 32708
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Winter Springs, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Springs location is the Winter Springs Branch at 110 E State Road 434, dating to 1982; the newest, at 1445 Tuskawilla Rd, to 1992. 1 of its 2 Winter Springs locations with published hours open on Saturday.
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Winter Springs Branch110 E State Road 434, 32708
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Tuscawilla Branch1445 Tuskawilla Rd, 32708
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Winter Springs, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Springs location is the 5601 Red Bug Lake Rd Branch at 5601 Red Bug Lake Rd, dating to 1985; the newest, at 1210 E State Road 434, to 2022. It opens on Saturday.
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Tuskawilla Branch1210 E State Road 434, 32708
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5601 Red Bug Lake Rd Branch5601 Red Bug Lake Rd, 32708
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Trustco Bank Bank · 2
Trustco Bank has 2 branches in Winter Springs, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Springs location is the Winter Springs Branch at 851 E State Road 434, dating to 2005; the newest, at 1295 Tuskawilla Rd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Tuskawilla Rd Branch1295 Tuskawilla Rd, 32708
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Winter Springs Branch851 E State Road 434, 32708
Fairwinds Credit Union Credit union · 1
Fairwinds Credit Union has 1 office in Winter Springs, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tuskawilla1475 Tuskawilla Rd, 32708
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Winter Springs, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Tuskawilla Bc Branch at 1181 East State Road 434 dates to 2023 in FDIC branch records. It opens on Saturday.
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Tuskawilla Bc Branch1181 East State Road 434, 32708
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Winter Springs, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Tuscawilla Branch at 5830 Red Bug Lake Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tuscawilla Branch5830 Red Bug Lake Rd, 32708
Truist Bank · 1
Truist has 1 branch in Winter Springs, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Tuscawilla Branch at 5775 Red Bug Lake Rd dates to 1982 in FDIC branch records. It opens on Saturday.
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Tuscawilla Branch5775 Red Bug Lake Rd, 32708
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Winter Springs, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Tuscawilla Branch at 5600 Red Bug Lake Rd dates to 1980 in FDIC branch records. It opens on Saturday.
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Tuscawilla Branch5600 Red Bug Lake Rd, 32708
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Winter Springs
2 credit unions have 6 offices here: Insight Credit Union and Fairwinds Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winter Springs page has every office in the state's directory.
Banking in Winter Springs: the local picture
Short answer: 7 banks run 10 branches in Winter Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Winter Springs and 7 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 5600 Red Bug Lake Rd, dating to 1980; the newest is Fifth Third Bank's at 1181 East State Road 434, from 2023.
2 credit unions have 6 offices in Winter Springs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Winter Springs
Short answer: 5 of the 12 Winter Springs locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 2 branches (5601 Red Bug Lake Rd: Saturday 9 am to 2 pm)
- Bank of America: 1 of 2 branches (1445 Tuskawilla Rd: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (5600 Red Bug Lake Rd: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (5775 Red Bug Lake Rd: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (1181 East State Road 434: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winter Springs, and where the nearest one is if they do not.
Short answer: In Winter Springs: Chase (2), Wells Fargo (1), Bank of America (2), Truist (1), Fifth Third Bank (1), Regions Bank (1). No branches in Winter Springs: PNC Bank (nearest in Oviedo, 6 mi), U.S. Bank (nearest in Sarasota, 120 mi), Huntington (nearest in Orlando, 20 mi), TD Bank (nearest in Altamonte Springs, 6 mi), BMO (nearest in Brandon, 82 mi).
| Bank | In Winter Springs | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 2 branches | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Regions Bank | 1 branch | here |
| PNC Bank | None | Oviedo, 6 miles away |
| U.S. Bank | None | Sarasota, 120 miles away |
| Huntington | None | Orlando, 20 miles away |
| TD Bank | None | Altamonte Springs, 6 miles away |
| BMO | None | Brandon, 82 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winter Springs to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winter Springs residents like anyone else.
Banks near Winter Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Casselberry (4 miles) and Oviedo (5 miles). Winter Park, 6 miles away, has the most banks nearby: 26.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Casselberry, FL | 4 mi | 3 | 3 |
| Banks in Oviedo, FL | 5 mi | 11 | 13 |
| Banks in Winter Park, FL | 6 mi | 26 | 42 |
| Banks in Maitland, FL | 7 mi | 9 | 9 |
| Banks in Longwood, FL | 7 mi | 13 | 14 |
| Banks in Altamonte Springs, FL | 8 mi | 11 | 14 |
| Banks in Lake Mary, FL | 9 mi | 21 | 25 |
| Banks in Sanford, FL | 9 mi | 10 | 12 |
Bank branch openings and closings in Winter Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winter Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winter Springs
Short answer: 1 institution has its main office in Winter Springs: Insight Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Insight Credit Union | Credit union | $659.8 million | 5 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winter Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winter Springs offices.
Short answer: Chase is the largest bank with offices in Winter Springs, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Trustco Bank | $6.52 billion | No. 238 | 2 | Glenville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winter Springs: FAQ
How many banks are in Winter Springs, FL?
Winter Springs has 7 banks with 10 branches and 2 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Winter Springs?
Chase, with 2. Bank of America has 2 and Trustco Bank has 2.
Is there a Chase in Winter Springs, FL?
Yes. FDIC data lists 2 Chase branches in Winter Springs as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Winter Springs, FL?
Yes. FDIC data lists 2 Bank of America branches in Winter Springs as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Trustco Bank in Winter Springs, FL?
Yes. FDIC data lists 2 Trustco Bank branches in Winter Springs as of September 5, 2026. Its branches are listed under Trustco Bank above, with the address and directions for each.
Is there a PNC Bank in Winter Springs, FL?
No. FDIC data lists no PNC Bank branch in Winter Springs as of September 5, 2026. The nearest is in Oviedo, about 6 miles away in a straight line.
Which banks in Winter Springs are open on Saturday?
Chase, Bank of America, Wells Fargo and Truist and 1 more publish Saturday hours for one or more Winter Springs locations. The Saturday section above lists each one with its hours. 4 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Winter Springs?
Insight Credit Union has its main office in Winter Springs, according to the FDIC and the NCUA.
What is the oldest bank in Winter Springs?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Winter Springs?
Insight Credit Union and Fairwinds Credit Union have offices in Winter Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Winter Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winter Springs?
Nearby cities with more banks include Casselberry, Oviedo, Winter Park. Casselberry is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 10 branches: Bank of America, Chase, Fifth Third Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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