US Bank Directory

Banks in Oviedo, FL

11 FDIC-insured banks operate 13 offices in Oviedo, Florida, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Oviedo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 14 banks and credit unions operate 17 locations in Oviedo, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 10 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Oviedo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and Trustco Bank have the most locations in Oviedo, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fairwinds Credit Union 2 offices · main office Orlando, FL Credit union · 2

Fairwinds Credit Union has 2 officees in Oviedo, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Oviedo locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Oviedo - Mitchell Hammock
    1425 E Mitchell Hammock Rd, 32765
    (407) 277-6030Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Oviedo - Red Bug
    8305 Red Bug Lake Rd, 32765
    (407) 366-4868Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Fairwinds Credit Union: profile, branches and contacts
Trustco Bank TrustCo Bank · 2 branches · main office Glenville, NY Bank · 2

Trustco Bank has 2 branches in Oviedo, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oviedo location is the Oviedo Branch at 1875 W County Road 419, dating to 2005; the newest, at 1500 Alafaya Trl, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Alafaya Woods Branch
    1500 Alafaya Trl, 32765
    Hours: see the bank's site
  • Oviedo Branch
    1875 W County Road 419, 32765
    Hours: see the bank's site
Trustco Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Oviedo, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oviedo location is the Alafaya Trail Branch at 4200 Alafaya Trl, dating to 1994; the newest, at 1825 E Broadway St, to 1999. None of its 2 Oviedo locations with published hours lists Saturday hours.

  • Oviedo Branch
    1825 E Broadway St, 32765
    (407) 839-2901Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Alafaya Trail Branch
    4200 Alafaya Trl, 32765
    (407) 359-5332Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Oviedo, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Mitchell Hammock Branch at 1555 E Mitchell Hammock Rd dates to 1996 in FDIC branch records. It opens on Saturday.

  • Mitchell Hammock Branch
    1555 E Mitchell Hammock Rd, 32765
    (407) 977-8401Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Oviedo, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Oviedo Branch at 3 Alafaya Woods Blvd dates to 1988 in FDIC branch records. It opens on Saturday.

  • Oviedo Branch
    3 Alafaya Woods Blvd, 32765
    (407) 365-1804Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Oviedo, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Oviedo Branch at 5 Alafaya Woods Blvd dates to 1989 in FDIC branch records. Its published hours do not list Saturday.

  • Oviedo Branch
    5 Alafaya Woods Blvd, 32765
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Hancock Whitney Hancock Whitney Bank · 1 branch · main office Gulfport, MS Bank · 1

Hancock Whitney has 1 branch in Oviedo, 38 across Florida and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Oviedo Branch at 77 Geneva Dr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Hancock Whitney: profile, branches and contacts
Mainstreet Community Bank of Florida 1 branch · main office Deland, FL Bank · 1

Mainstreet Community Bank of Florida has 1 branch in Oviedo, 9 across Florida and 9 nationwide. FDIC records list its main office in Deland, FL and show it operating since 2003. With $953.4 million in total assets on June 30, 2026, it ranks No. 1,088 of 4,232 U.S. banks by total assets. The Oviedo Branch at 95 East Mitchell Hammock Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oviedo Branch
    95 East Mitchell Hammock Road, 32765
    Hours: see the bank's site
Mainstreet Community Bank of Florida: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Oviedo, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Oviedo Main Branch at 1700 E Mitchell Hammock Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oviedo Main Branch
    1700 E Mitchell Hammock Rd, 32765
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Oviedo, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Alafaya Woods Branch at 11 Alexandria Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alafaya Woods Branch
    11 Alexandria Blvd, 32765
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Seacoast Bank Seacoast National Bank · 1 branch · main office Stuart, FL Bank · 1

Seacoast Bank has 1 branch in Oviedo, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Oviedo Branch at 2839 Clayton Crossing Way dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oviedo Branch
    2839 Clayton Crossing Way, 32765
    Hours: see the bank's site
Seacoast Bank: profile, branches and contacts
Trugrocer Credit Union 1 office · main office Boise, ID Credit union · 1

Trugrocer Credit Union has 1 office in Oviedo, 1 across Florida. It is based in Boise, ID and $319.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Orlando
    5403 Deep Lake Rd, 32765
    (407) 292-2006Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Trugrocer Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Oviedo, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Oviedo River Oaks Branch at 1880 W County Road 419 dates to 2006 in FDIC branch records. It opens on Saturday.

  • Oviedo River Oaks Branch
    1880 W County Road 419, 32765
    (407) 603-4300Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Vystar Credit Union 1 office · main office Jacksonville, FL Credit union · 1

Vystar Credit Union has 1 office in Oviedo, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • 164-Oviedo
    3055 Alafaya Trl, 32765
    (407) 326-7600Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Vystar Credit Union: profile, branches and contacts

Join a credit union in Oviedo

3 credit unions have 4 offices here: Fairwinds Credit Union, Vystar Credit Union and Trugrocer Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oviedo page has every office in the state's directory.

Banking in Oviedo: the local picture

Short answer: 11 banks run 13 branches in Oviedo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 0 have their main office in Oviedo, 2 elsewhere in Florida and 9 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 3 Alafaya Woods Blvd, dating to 1988; the newest is Mainstreet Community Bank of Florida's at 95 East Mitchell Hammock Road, from 2024.

3 credit unions have 4 offices in Oviedo, according to the NCUA. Who can join each one is on the credit unions page.

Of the 10 locations with published hours. 3 open on Saturday. 7 locations have no published hours in these sources.

Banks open on Saturday in Oviedo

Short answer: 3 of the 10 Oviedo locations with published hours open on Saturday, run by 3 institutions.

  • Chase: 1 of 1 branch (3 Alafaya Woods Blvd: Saturday 9 am to 2 pm)
  • Bank of America: 1 of 1 branch (1555 E Mitchell Hammock Rd: Saturday 9 am to 2 pm)
  • Truist: 1 of 1 branch (1880 W County Road 419: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Oviedo, and where the nearest one is if they do not.

Short answer: In Oviedo: Chase (1), Wells Fargo (2), Bank of America (1), PNC Bank (1), Truist (1), Fifth Third Bank (1), Regions Bank (1). No branches in Oviedo: U.S. Bank (nearest in Sarasota, 122 mi), Huntington (nearest in Orlando, 22 mi), TD Bank (nearest in Orlando, 4 mi), BMO (nearest in Brandon, 84 mi).

BankIn OviedoNearest branch if none here
Chase1 branchhere
Wells Fargo2 brancheshere
Bank of America1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
Fifth Third Bank1 branchhere
Regions Bank1 branchhere
U.S. BankNoneSarasota, 122 miles away
HuntingtonNoneOrlando, 22 miles away
TD BankNoneOrlando, 4 miles away
BMONoneBrandon, 84 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oviedo to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oviedo residents like anyone else.

Banks near Oviedo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winter Springs (5 miles) and Casselberry (8 miles). Winter Park, 9 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Oviedo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oviedo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oviedo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oviedo offices.

Short answer: Chase is the largest bank with offices in Oviedo, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Hancock Whitney$36.33 billionNo. 601Gulfport, MS
Seacoast Bank$21.34 billionNo. 1001Stuart, FL
Trustco Bank$6.52 billionNo. 2382Glenville, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oviedo: FAQ

How many banks are in Oviedo, FL?

Oviedo has 11 banks with 13 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Oviedo?

Wells Fargo, with 2. Trustco Bank has 2 and Chase has 1.

Is there a Wells Fargo in Oviedo, FL?

Yes. FDIC data lists 2 Wells Fargo branches in Oviedo as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Trustco Bank in Oviedo, FL?

Yes. FDIC data lists 2 Trustco Bank branches in Oviedo as of September 5, 2026. Its branches are listed under Trustco Bank above, with the address and directions for each.

Is there a Chase in Oviedo, FL?

Yes. FDIC data lists 1 Chase branch in Oviedo as of September 5, 2026. The address and directions are under Chase above.

Is there a U.S. Bank in Oviedo, FL?

No. FDIC data lists no U.S. Bank branch in Oviedo as of September 5, 2026. The nearest is in Sarasota, about 122 miles away in a straight line.

Which banks in Oviedo are open on Saturday?

Chase, Bank of America and Truist publish Saturday hours for one or more Oviedo locations. The Saturday section above lists each one with its hours. 7 of the 17 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Oviedo?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Oviedo?

Fairwinds Credit Union, Vystar Credit Union and Trugrocer Credit Union have offices in Oviedo. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Oviedo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oviedo?

Nearby cities with more banks include Winter Springs, Casselberry, Winter Park. Winter Springs is 5 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (6 of 13 branches: Bank of America, Chase, Fifth Third Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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