US Bank Directory
Banks in Sanford, FL
10 FDIC-insured banks operate 12 offices in Sanford, Florida, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sanford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 17 locations in Sanford, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sanford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Trustco Bank has the most locations in Sanford, with 3. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Trustco Bank Bank · 3
Trustco Bank has 3 branches in Sanford, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sanford location is the Lake Mary Blvd Branch at 350 W Lake Mary Blvd, dating to 2003; the newest, at 4942 Sr 46, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Rhinehart Rd Branch1185 Rinehart Rd, 32771
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Lake Mary Blvd Branch350 W Lake Mary Blvd, 32773
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Westwood Plaza Branch4942 Sr 46, 32771
Addition Financial Credit Union Credit union · 2
Addition Financial Credit Union has 2 officees in Sanford, 33 across Florida. It is based in Lake Mary, FL and $3.81 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Sanford locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Sanford Branch101 E 25Th St, 32771
All hours
Mon to Wed 9 am to 5 pm; Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Seminole State College Branch101 E 25Th St, 32771
All hours
Mon to Tue 9 am to 5 pm; Wed not published; Thu 10 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Fairwinds Credit Union Credit union · 2
Fairwinds Credit Union has 2 officees in Sanford, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Sanford locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Sanford - Downtown420 W 1St St, 32771
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Sanford - Lake Forest5020 W State Road 46, 32771
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Sanford, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lake Forest Branch at 5320 W State Road 46 dates to 2002 in FDIC branch records. It opens on Saturday.
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Lake Forest Branch5320 W State Road 46, 32771
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Sanford, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Sanford Branch at 4190 W State Road 46 dates to 2004 in FDIC branch records. It opens on Saturday.
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Sanford Branch4190 W State Road 46, 32771
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Sanford, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Lake Forest Branch at 109 Bernini Way dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Lake Forest Branch109 Bernini Way, 32771
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Sanford, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sanford-Rinehart Road Branch at 1851 Wp Ball Blvd dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Sanford-Rinehart Road Branch1851 Wp Ball Blvd, 32771
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Sanford, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Seminole Town Center Branch at 4477 W 1st St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Seminole Town Center Branch4477 W 1st St, 32771
Seacoast Bank Bank · 1
Seacoast Bank has 1 branch in Sanford, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Sanford Branch at 3791 W 1st St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sanford Branch3791 W 1st St, 32771
TD Bank Bank · 1
TD Bank has 1 branch in Sanford, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Sanford Branch at 83 Towne Center Boulevard dates to 2024 in FDIC branch records. It opens on Saturday.
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Sanford Branch83 Towne Center Boulevard, 32771
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Sanford, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Downtown Sanford Branch at 208 W 1st St dates to 1965 in FDIC branch records. Its published hours do not list Saturday.
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Downtown Sanford Branch208 W 1st St, 32771
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Vystar Credit Union Credit union · 1
Vystar Credit Union has 1 office in Sanford, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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163-Sanford251 W 1St St, 32771
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Sanford, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sanford 17-92 Branch at 3603 S Orlando Dr dates to 1987 in FDIC branch records. It opens on Saturday.
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Sanford 17-92 Branch3603 S Orlando Dr, 32773
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sanford
3 credit unions have 5 offices here: Fairwinds Credit Union, Addition Financial Credit Union and Vystar Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sanford page has every office in the state's directory.
Banking in Sanford: the local picture
Short answer: 10 banks run 12 branches in Sanford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Sanford, 1 elsewhere in Florida and 9 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 208 W 1st St, dating to 1965; the newest is TD Bank's at 83 Towne Center Boulevard, from 2024.
3 credit unions have 5 offices in Sanford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Sanford
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 32771 has the most bank and credit union offices in Sanford (15), followed by 32773 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 32771 | 15 | 12 | Addition Financial Credit Union, Fairwinds Credit Union, Trustco Bank |
| 32773 | 2 | 2 | Trustco Bank, Wells Fargo |
Banks and credit unions open on Saturday in Sanford
Short answer: 5 of the 12 Sanford locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 1 branch (4190 W State Road 46: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (5320 W State Road 46: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (3603 S Orlando Dr: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (83 Towne Center Boulevard: Saturday 9 am to 2 pm)
- Addition Financial Credit Union: 1 of 2 offices (101 E 25Th St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sanford, and where the nearest one is if they do not.
Short answer: In Sanford: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1), Fifth Third Bank (1), Regions Bank (1), TD Bank (1). No branches in Sanford: U.S. Bank (nearest in Sarasota, 125 mi), Huntington (nearest in Orlando, 26 mi), BMO (nearest in Brandon, 86 mi).
| Bank | In Sanford | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Regions Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | Sarasota, 125 miles away |
| Huntington | None | Orlando, 26 miles away |
| BMO | None | Brandon, 86 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sanford to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sanford residents like anyone else.
Banks near Sanford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lake Mary (3 miles) and Longwood (8 miles). Lake Mary, 3 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lake Mary, FL | 3 mi | 21 | 25 |
| Banks in Longwood, FL | 8 mi | 13 | 14 |
| Banks in Orange City, FL | 9 mi | 10 | 11 |
| Banks in Winter Springs, FL | 9 mi | 7 | 10 |
| Banks in Casselberry, FL | 10 mi | 3 | 3 |
| Banks in Deltona, FL | 10 mi | 3 | 3 |
| Banks in Altamonte Springs, FL | 11 mi | 11 | 14 |
| Banks in Maitland, FL | 12 mi | 9 | 9 |
Bank branch openings and closings in Sanford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sanford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sanford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sanford offices.
Short answer: Chase is the largest bank with offices in Sanford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Seacoast Bank | $21.34 billion | No. 100 | 1 | Stuart, FL |
| Trustco Bank | $6.52 billion | No. 238 | 3 | Glenville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sanford: FAQ
How many banks are in Sanford, FL?
Sanford has 10 banks with 12 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sanford?
Trustco Bank, with 3. Chase has 1 and Bank of America has 1.
Is there a Trustco Bank in Sanford, FL?
Yes. FDIC data lists 3 Trustco Bank branches in Sanford as of September 5, 2026. Its branches are listed under Trustco Bank above, with the address and directions for each.
Is there a Chase in Sanford, FL?
Yes. FDIC data lists 1 Chase branch in Sanford as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Sanford, FL?
Yes. FDIC data lists 1 Bank of America branch in Sanford as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Sanford, FL?
No. FDIC data lists no U.S. Bank branch in Sanford as of September 5, 2026. The nearest is in Sarasota, about 125 miles away in a straight line.
Which banks in Sanford are open on Saturday?
Chase, Bank of America, Wells Fargo and TD Bank and 1 more publish Saturday hours for one or more Sanford locations. The Saturday section above lists each one with its hours. 5 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Sanford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Sanford?
Fairwinds Credit Union, Addition Financial Credit Union and Vystar Credit Union have offices in Sanford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sanford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sanford?
Nearby cities with more banks include Lake Mary, Longwood, Orange City. Lake Mary is 3 miles away with 21 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 12 branches: Bank of America, Chase, Fifth Third Bank, PNC Bank, TD Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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