US Bank Directory

Banks in Opa Locka, FL

1 FDIC-insured bank operates 1 office in Opa Locka, Florida.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Opa Locka

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Opa Locka, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Opa Locka

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo is the only bank with an office in Opa Locka. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Opa Locka, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Opa Locka Branch at 13100 Nw 27th Ave dates to 1960 in FDIC branch records. It opens on Saturday.

  • Opa Locka Branch
    13100 Nw 27th Ave, 33054
    (305) 795-2940Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Opa Locka: the local picture

Short answer: 1 bank runs 1 branch in Opa Locka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Wells Fargo has its main office in Sioux Falls, SD, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Opa Locka

Short answer: 1 of the 1 Opa Locka location with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (13100 Nw 27th Ave: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Opa Locka, and where the nearest one is if they do not.

Short answer: In Opa Locka: Wells Fargo (1). No branches in Opa Locka: Chase (nearest in North Miami, 2 mi), Bank of America (nearest in Hialeah, 3 mi), PNC Bank (nearest in Miami, 2 mi), U.S. Bank (nearest in Palm Beach, 57 mi), Truist (nearest in North Miami, 4 mi), Fifth Third Bank (nearest in Miramar, 7 mi), Huntington (nearest in Naples, 100 mi), Regions Bank (nearest in Hialeah, 3 mi), TD Bank (nearest in Miami Lakes, 4 mi), BMO (nearest in Marco Island, 92 mi).

BankIn Opa LockaNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneNorth Miami, 2 miles away
Bank of AmericaNoneHialeah, 3 miles away
PNC BankNoneMiami, 2 miles away
U.S. BankNonePalm Beach, 57 miles away
TruistNoneNorth Miami, 4 miles away
Fifth Third BankNoneMiramar, 7 miles away
HuntingtonNoneNaples, 100 miles away
Regions BankNoneHialeah, 3 miles away
TD BankNoneMiami Lakes, 4 miles away
BMONoneMarco Island, 92 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Opa Locka to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Opa Locka residents like anyone else.

Banks near Opa Locka

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Miami Gardens (4 miles) and Miami Shores (4 miles). Hialeah, 4 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Opa Locka

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Opa Locka between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Opa Locka by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Opa Locka offices.

Short answer: Wells Fargo is the largest bank with offices in Opa Locka, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Opa Locka: FAQ

How many banks are in Opa Locka, FL?

Opa Locka has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Wells Fargo in Opa Locka, FL?

Yes. FDIC data lists 1 Wells Fargo branch in Opa Locka as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Opa Locka, FL?

No. FDIC data lists no Chase branch in Opa Locka as of September 5, 2026. The nearest is in North Miami, about 2 miles away in a straight line.

Which banks in Opa Locka are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Opa Locka locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Opa Locka?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Opa Locka in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Opa Locka?

Nearby cities with more banks include Miami Gardens, Miami Shores, Hialeah. Miami Gardens is 4 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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