Banks in Miramar Beach, FL

Bank branch map: Miramar Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Miramar Beach, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Miramar Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Miramar Beach, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank of Mississippi 1 branch · main office Flowood, MS Bank · 1

Community Bank of Mississippi has 1 branch in Miramar Beach, 6 across Florida and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Miramar Beach Branch at 12590 Emerald Coast Pkwy W dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Miramar Beach Branch

  12590 Emerald Coast Pkwy W, 32550

  Hours: see the bank's site
  DirectionsWebsite

Community Bank of Mississippi: profile, branches and contacts

First National Bank of Decatur County 1 branch · main office Bainbridge, GA Bank · 1

First National Bank of Decatur County has 1 branch in Miramar Beach, 1 across Florida and 6 nationwide. FDIC records list its main office in Bainbridge, GA and show it operating since 2004. With $359.6 million in total assets on June 30, 2026, it ranks No. 2,213 of 4,232 U.S. banks by total assets. The Miramar Beach Branch at 91 Scenic Gulf Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Miramar Beach Branch

  91 Scenic Gulf Dr, 32550

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Decatur County: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Miramar Beach, 21 across Florida and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Destin Branch at 13331 Emerald Coast Pkwy W dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Destin Branch

  13331 Emerald Coast Pkwy W, 32550

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Miramar Beach, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Grand Blvd Branch at 200 Grand Blvd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Grand Blvd Branch

  200 Grand Blvd, 32550

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Miramar Beach, 26 across Florida and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Miramar Beach Branch at 9461 Emerald Coast Pkwy W dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Miramar Beach Branch

  9461 Emerald Coast Pkwy W, 32550

  Hours: see the bank's site
  DirectionsWebsite

Renasant: profile, branches and contacts

Banking in Miramar Beach: the local picture

Short answer: 5 banks run 5 branches in Miramar Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Miramar Beach and 5 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 200 Grand Blvd, dating to 2002; the newest is First National Bank of Decatur County's at 91 Scenic Gulf Dr, from 2023.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Miramar Beach, and where the nearest one is if they do not.

Short answer: In Miramar Beach: Huntington (1), Regions Bank (1). No branches in Miramar Beach: Chase (nearest in Tallahassee, 123 mi), Wells Fargo (nearest in Destin, 1 mi), Bank of America (nearest in Destin, 7 mi), PNC Bank (nearest in Destin, 4 mi), U.S. Bank (nearest in Sarasota, 313 mi), Truist (nearest in Destin, 4 mi), Fifth Third Bank (nearest in Newberry, 236 mi), TD Bank (nearest in Live Oak, 201 mi), BMO (nearest in Tampa, 289 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Miramar Beach to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Miramar Beach residents like anyone else.

Banks near Miramar Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Destin (4 miles) and Niceville (11 miles). Fort Walton Beach, 16 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Miramar Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Miramar Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Miramar Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Miramar Beach offices.

Short answer: Huntington is the largest bank with offices in Miramar Beach, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Miramar Beach: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.