Banks in Freeport, FL

Bank branch map: Freeport

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Freeport, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Freeport

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Freeport, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Eglin Credit Union 1 office · main office Fort Walton Bea, FL Credit union · 1

Eglin Credit Union has 1 office in Freeport, 12 across Florida. It is based in Fort Walton Bea, FL and $3.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Freeport Branch

  16970 Us Highway 331 S, 32439

  (850) 862-0111Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Eglin Credit Union: profile, branches and contacts

PNB Community Bank 1 branch · main office Niceville, FL Bank · 1

PNB Community Bank has 1 branch in Freeport, 3 across Florida and 3 nationwide. FDIC records list its main office in Niceville, FL and show it operating since 1986. With $155.2 million in total assets on June 30, 2026, it ranks No. 3,284 of 4,232 U.S. banks by total assets. The Freeport Branch at 15835 331 Business dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Freeport Branch

  15835 331 Business, 32439

  Hours: see the bank's site
  DirectionsWebsite

PNB Community Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Freeport, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Freeport Branch at 26 E. Main Street dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Freeport Branch

  26 E. Main Street, 32439

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Freeport, 26 across Florida and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Freeport Branch at 16542 Us Highway 331 S dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Freeport Branch

  16542 Us Highway 331 S, 32439

  Hours: see the bank's site
  DirectionsWebsite

Renasant: profile, branches and contacts

Trustmark Trustmark Bank · 1 branch · main office Jackson, MS Bank · 1

Trustmark has 1 branch in Freeport, 16 across Florida and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Freeport Branch at 16234 Us Highway 331 S dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Freeport Branch

  16234 Us Highway 331 S, 32439

  Hours: see the bank's site
  DirectionsWebsite

Trustmark: profile, branches and contacts

Join a credit union in Freeport

1 credit union has 1 office here: Eglin Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Freeport page has every office in the state's directory.

Banking in Freeport: the local picture

Short answer: 4 banks run 4 branches in Freeport according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Freeport, 1 elsewhere in Florida and 3 out of state, according to the FDIC.

The bank with the longest record here is Trustmark, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 26 E. Main Street, dating to 1964; the newest is Renasant's at 16542 Us Highway 331 S, from 2016.

The only credit union with an office here is Eglin Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Freeport

Short answer: None of the 1 Freeport location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Freeport, and where the nearest one is if they do not.

Short answer: In Freeport: Regions Bank (1). No branches in Freeport: Chase (nearest in Tallahassee, 109 mi), Wells Fargo (nearest in Santa Rosa Beach, 9 mi), Bank of America (nearest in Niceville, 17 mi), PNC Bank (nearest in Destin, 19 mi), U.S. Bank (nearest in Sarasota, 308 mi), Truist (nearest in Santa Rosa Beach, 11 mi), Fifth Third Bank (nearest in Newberry, 225 mi), Huntington (nearest in Miramar Beach, 17 mi), TD Bank (nearest in Live Oak, 188 mi), BMO (nearest in Tampa, 283 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Freeport to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Freeport residents like anyone else.

Banks near Freeport

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Santa Rosa Beach (10 miles) and Defuniak Springs (15 miles). Destin, 19 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Freeport

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Freeport between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Freeport by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Freeport offices.

Short answer: Regions Bank is the largest bank with offices in Freeport, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Freeport: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.