US Bank Directory
Banks in Mary Esther, FL
3 FDIC-insured banks operate 3 offices in Mary Esther, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Mary Esther
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Mary Esther, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mary Esther
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank, Renasant and FNBT BANK have the most locations in Mary Esther, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Eglin Credit Union Credit union · 1
Eglin Credit Union has 1 office in Mary Esther, 12 across Florida. It is based in Fort Walton Bea, FL and $3.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mary Esther Branch321 E Hollywood Blvd, 32569
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FNBT BANK Bank · 1
FNBT BANK has 1 branch in Mary Esther, 11 across Florida and 11 nationwide. FDIC records list its main office in Fort Walton Beach, FL and show it operating since 1956. With $628.5 million in total assets on June 30, 2026, it ranks No. 1,510 of 4,232 U.S. banks by total assets. The Mary Esther Branch at 3 Mary Esther Cutoff dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mary Esther Branch3 Mary Esther Cutoff, 32569
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Mary Esther, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mary Esther Fl251 Mary Esther Blvd Ste C1, 32569
All hours
Mon to Fri 9 am to 5 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Mary Esther, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Mary Esther Cutoff Branch at 420 Mary Esther Blvd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mary Esther Cutoff Branch420 Mary Esther Blvd, 32569
Renasant Bank · 1
Renasant has 1 branch in Mary Esther, 26 across Florida and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Mary Esther Blvd. Lpo Branch at 302 Mary Esther Blvd. dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mary Esther Blvd. Lpo Branch302 Mary Esther Blvd., 32569
Join a credit union in Mary Esther
2 credit unions have 2 offices here: Navy Federal Credit Union and Eglin Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mary Esther page has every office in the state's directory.
Banking in Mary Esther: the local picture
Short answer: 3 banks run 3 branches in Mary Esther according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Mary Esther, 1 elsewhere in Florida and 2 out of state, according to the FDIC.
The bank with the longest record here is Renasant, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is FNBT BANK's office at 3 Mary Esther Cutoff, dating to 1980; the newest is Renasant's at 302 Mary Esther Blvd., from 2023.
2 credit unions have 2 offices in Mary Esther, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Mary Esther
Short answer: 1 of the 2 Mary Esther locations with published hours opens on Saturday, run by 1 institution.
- Navy Federal Credit Union: 1 of 1 office (251 Mary Esther Blvd Ste C1: Saturday 10 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mary Esther, and where the nearest one is if they do not.
Short answer: In Mary Esther: Regions Bank (1). No branches in Mary Esther: Chase (nearest in Tallahassee, 141 mi), Wells Fargo (nearest in Fort Walton Beach, 4 mi), Bank of America (nearest in Fort Walton Beach, 3 mi), PNC Bank (nearest in Fort Walton Beach, 3 mi), U.S. Bank (nearest in Sarasota, 328 mi), Truist (nearest in Fort Walton Beach, 4 mi), Fifth Third Bank (nearest in Newberry, 255 mi), Huntington (nearest in Fort Walton Beach, 3 mi), TD Bank (nearest in Live Oak, 219 mi), BMO (nearest in Tampa, 306 mi).
| Bank | In Mary Esther | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Tallahassee, 141 miles away |
| Wells Fargo | None | Fort Walton Beach, 4 miles away |
| Bank of America | None | Fort Walton Beach, 3 miles away |
| PNC Bank | None | Fort Walton Beach, 3 miles away |
| U.S. Bank | None | Sarasota, 328 miles away |
| Truist | None | Fort Walton Beach, 4 miles away |
| Fifth Third Bank | None | Newberry, 255 miles away |
| Huntington | None | Fort Walton Beach, 3 miles away |
| TD Bank | None | Live Oak, 219 miles away |
| BMO | None | Tampa, 306 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mary Esther to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mary Esther residents like anyone else.
Banks near Mary Esther
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fort Walton Beach (3 miles) and Shalimar (5 miles). Fort Walton Beach, 3 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fort Walton Beach, FL | 3 mi | 17 | 18 |
| Banks in Shalimar, FL | 5 mi | 2 | 2 |
| Banks in Navarre, FL | 12 mi | 5 | 5 |
| Banks in Niceville, FL | 14 mi | 11 | 12 |
| Banks in Destin, FL | 14 mi | 16 | 20 |
| Banks in Miramar Beach, FL | 18 mi | 5 | 5 |
| Banks in Crestview, FL | 25 mi | 8 | 8 |
| Banks in Milton, FL | 27 mi | 4 | 4 |
Bank branch openings and closings in Mary Esther
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mary Esther between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mary Esther by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mary Esther offices.
Short answer: Regions Bank is the largest bank with offices in Mary Esther, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Renasant is second with $26.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| FNBT BANK | $628.5 million | No. 1,510 | 1 | Fort Walton Beach, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mary Esther: FAQ
How many banks are in Mary Esther, FL?
Mary Esther has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mary Esther?
Regions Bank, with 1. Renasant has 1 and FNBT BANK has 1.
Is there a Regions Bank in Mary Esther, FL?
Yes. FDIC data lists 1 Regions Bank branch in Mary Esther as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Renasant in Mary Esther, FL?
Yes. FDIC data lists 1 Renasant branch in Mary Esther as of September 5, 2026. The address and directions are under Renasant above.
Is there a FNBT BANK in Mary Esther, FL?
Yes. FDIC data lists 1 FNBT BANK branch in Mary Esther as of September 5, 2026. The address and directions are under FNBT BANK above.
Is there a Chase in Mary Esther, FL?
No. FDIC data lists no Chase branch in Mary Esther as of September 5, 2026. The nearest is in Tallahassee, about 141 miles away in a straight line.
Which banks in Mary Esther are open on Saturday?
Navy Federal Credit Union publishes Saturday hours for one or more Mary Esther locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Mary Esther?
Renasant has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Which credit unions can I join in Mary Esther?
Navy Federal Credit Union and Eglin Credit Union have offices in Mary Esther. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mary Esther in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mary Esther?
Nearby cities with more banks include Fort Walton Beach, Shalimar, Navarre. Fort Walton Beach is 3 miles away with 17 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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