FDIC-insured bank
FNBT BANK — Fort Walton Beach, FL
Bank headquartered in Fort Walton Beach, Florida, part of SOUTHERN NATIONAL BANKS INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 29 Eglin Pkwy Ne Fort Walton Beach, FL 32548 |
| County | Okaloosa |
| Metro area | Crestview-Fort Walton Beach-Destin, FL |
| Website | www.FNBT.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 17580 |
| Federal Reserve RSSD ID | 697231 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | SOUTHERN NATIONAL BANKS INC |
| Domestic offices | 11 |
| Financials as of | June 30, 2026 |
How to find your FNBT BANK routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.FNBT.com.
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Offices nearest to headquarters
| Fnbt Bank main office Fort Walton Beach, FL |
29 Eglin Pkwy Ne, 32548 |
| Fort Walton Main Branch Fort Walton Beach, FL |
29 Eglin Pkwy Ne, 32548 |
| Shalimar Branch Shalimar, FL |
1104 N Eglin Pkwy, 32579 |
| Mary Esther Branch Mary Esther, FL |
3 Mary Esther Cutoff, 32569 |
| Hulburt Field Branch Hurlburt Field, FL |
108 Lielmanis Ave, 32544 |
| Destin Branch Destin, FL |
415 Highway 98 E, 32541 |
| Niceville Branch Niceville, FL |
1065 John Sims Pkwy E, 32578 |
| Highway 98 West Branch Destin, FL |
11490 Us Highway 98 W, 32550 |
| Navarre Branch Navarre, FL |
1803 Alhambra St, 32566 |
| Crestview Branch Crestview, FL |
885 S Ferdon Blvd, 32536 |
| Defuniak Springs Branch De Funiak Springs, FL |
11 State Highway 83, 32433 |
Where FNBT BANK has offices
Cities with the most FNBT BANK offices
Largest banks headquartered elsewhere in Florida
| SouthState Bank, National Association Winter Haven | $68.79 billion |
| EverBank, National Association Jacksonville | $46.69 billion |
| Raymond James Bank Saint Petersburg | $45.60 billion |
| BankUnited, National Association Miami Lakes | $34.86 billion |
| City National Bank of Florida Miami | $29.11 billion |
| Seacoast National Bank Stuart | $21.34 billion |
| Amerant Bank, National Association Coral Gables | $10.27 billion |
| Ocean Bank Miami | $7.63 billion |
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