FDIC-insured bank

FNBT BANK

Bank headquartered in Fort Walton Beach, Florida, part of SOUTHERN NATIONAL BANKS INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$628.51 million
Total deposits
$555.94 million
Branches
11
FDIC-insured since
1956
Established
1956

Headquarters and contact

Address29 Eglin Pkwy Ne
Fort Walton Beach, FL 32548
CountyOkaloosa
Metro areaCrestview-Fort Walton Beach-Destin, FL
Websitewww.FNBT.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate17580
Federal Reserve RSSD ID697231
StatusActive
Charter classNM (STATE)
Holding companySOUTHERN NATIONAL BANKS INC
Domestic offices11
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.FNBT.com.
See how your odds compare before you apply at FNBT BANK.

Offices nearest to headquarters

Fnbt Bank main office
Fort Walton Beach, FL
29 Eglin Pkwy Ne, 32548
Fort Walton Main Branch
Fort Walton Beach, FL
29 Eglin Pkwy Ne, 32548
Shalimar Branch
Shalimar, FL
1104 N Eglin Pkwy, 32579
Mary Esther Branch
Mary Esther, FL
3 Mary Esther Cutoff, 32569
Hulburt Field Branch
Hurlburt Field, FL
108 Lielmanis Ave, 32544
Destin Branch
Destin, FL
415 Highway 98 E, 32541
Niceville Branch
Niceville, FL
1065 John Sims Pkwy E, 32578
Highway 98 West Branch
Destin, FL
11490 Us Highway 98 W, 32550
Navarre Branch
Navarre, FL
1803 Alhambra St, 32566
Crestview Branch
Crestview, FL
885 S Ferdon Blvd, 32536
Defuniak Springs Branch
De Funiak Springs, FL
11 State Highway 83, 32433