US Bank Directory
Banks in Melrose, FL
1 FDIC-insured bank operates 1 office in Melrose, Florida.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Melrose
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Melrose, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Melrose
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Ameris Bank is the only bank with an office in Melrose. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Melrose, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Melrose Branch at 25501 Ne State Road 26 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Melrose Branch25501 Ne State Road 26, 32666
Banking in Melrose: the local picture
Short answer: 1 bank runs 1 branch in Melrose according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Ameris Bank has its main office in Atlanta, GA, according to the FDIC.
The bank with the longest record here is Ameris Bank, operating since 1971 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Melrose, and where the nearest one is if they do not.
Short answer: No branches in Melrose: Chase (nearest in Gainesville, 18 mi), Wells Fargo (nearest in Gainesville, 17 mi), Bank of America (nearest in Gainesville, 17 mi), PNC Bank (nearest in Keystone Heights, 5 mi), U.S. Bank (nearest in Sarasota, 166 mi), Truist (nearest in Gainesville, 17 mi), Fifth Third Bank (nearest in Gainesville, 20 mi), Huntington (nearest in Dunnellon, 51 mi), Regions Bank (nearest in Gainesville, 21 mi), TD Bank (nearest in Starke, 17 mi), BMO (nearest in Tampa, 124 mi).
| Bank | In Melrose | Nearest branch if none here |
|---|---|---|
| Chase | None | Gainesville, 18 miles away |
| Wells Fargo | None | Gainesville, 17 miles away |
| Bank of America | None | Gainesville, 17 miles away |
| PNC Bank | None | Keystone Heights, 5 miles away |
| U.S. Bank | None | Sarasota, 166 miles away |
| Truist | None | Gainesville, 17 miles away |
| Fifth Third Bank | None | Gainesville, 20 miles away |
| Huntington | None | Dunnellon, 51 miles away |
| Regions Bank | None | Gainesville, 21 miles away |
| TD Bank | None | Starke, 17 miles away |
| BMO | None | Tampa, 124 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melrose to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melrose residents like anyone else.
Banks near Melrose
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Keystone Heights (5 miles) and Starke (16 miles). Gainesville, 20 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Keystone Heights, FL | 5 mi | 3 | 3 |
| Banks in Starke, FL | 16 mi | 4 | 4 |
| Banks in Gainesville, FL | 20 mi | 17 | 44 |
| Banks in Palatka, FL | 24 mi | 5 | 6 |
| Banks in Alachua, FL | 27 mi | 2 | 2 |
| Banks in Middleburg, FL | 28 mi | 2 | 2 |
| Banks in Newberry, FL | 28 mi | 4 | 5 |
| Banks in Williston, FL | 33 mi | 2 | 3 |
Bank branch openings and closings in Melrose
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Melrose between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Melrose by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melrose offices.
Short answer: Ameris Bank is the largest bank with offices in Melrose, with $28.42 billion in total assets on June 30, 2026, No. 76 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Melrose: FAQ
How many banks are in Melrose, FL?
Melrose has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Ameris Bank in Melrose, FL?
Yes. FDIC data lists 1 Ameris Bank branch in Melrose as of September 5, 2026. The address and directions are under Ameris Bank above.
Is there a Chase in Melrose, FL?
No. FDIC data lists no Chase branch in Melrose as of September 5, 2026. The nearest is in Gainesville, about 18 miles away in a straight line.
What is the oldest bank in Melrose?
Ameris Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1971.
Did any bank branches open or close in Melrose in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Melrose?
Nearby cities with more banks include Keystone Heights, Starke, Gainesville. Keystone Heights is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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