US Bank Directory

Banks in Melrose, FL

1 FDIC-insured bank operates 1 office in Melrose, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Melrose

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Melrose, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Melrose

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Ameris Bank is the only bank with an office in Melrose. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Ameris Bank 1 branch · main office Atlanta, GA Bank · 1

Ameris Bank has 1 branch in Melrose, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Melrose Branch at 25501 Ne State Road 26 dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Melrose Branch
    25501 Ne State Road 26, 32666
    Hours: see the bank's site
Ameris Bank: profile, branches and contacts

Banking in Melrose: the local picture

Short answer: 1 bank runs 1 branch in Melrose according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Ameris Bank has its main office in Atlanta, GA, according to the FDIC.

The bank with the longest record here is Ameris Bank, operating since 1971 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Melrose, and where the nearest one is if they do not.

Short answer: No branches in Melrose: Chase (nearest in Gainesville, 18 mi), Wells Fargo (nearest in Gainesville, 17 mi), Bank of America (nearest in Gainesville, 17 mi), PNC Bank (nearest in Keystone Heights, 5 mi), U.S. Bank (nearest in Sarasota, 166 mi), Truist (nearest in Gainesville, 17 mi), Fifth Third Bank (nearest in Gainesville, 20 mi), Huntington (nearest in Dunnellon, 51 mi), Regions Bank (nearest in Gainesville, 21 mi), TD Bank (nearest in Starke, 17 mi), BMO (nearest in Tampa, 124 mi).

BankIn MelroseNearest branch if none here
ChaseNoneGainesville, 18 miles away
Wells FargoNoneGainesville, 17 miles away
Bank of AmericaNoneGainesville, 17 miles away
PNC BankNoneKeystone Heights, 5 miles away
U.S. BankNoneSarasota, 166 miles away
TruistNoneGainesville, 17 miles away
Fifth Third BankNoneGainesville, 20 miles away
HuntingtonNoneDunnellon, 51 miles away
Regions BankNoneGainesville, 21 miles away
TD BankNoneStarke, 17 miles away
BMONoneTampa, 124 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melrose to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melrose residents like anyone else.

Banks near Melrose

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Keystone Heights (5 miles) and Starke (16 miles). Gainesville, 20 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Melrose

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Melrose between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Melrose by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melrose offices.

Short answer: Ameris Bank is the largest bank with offices in Melrose, with $28.42 billion in total assets on June 30, 2026, No. 76 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Ameris Bank$28.42 billionNo. 761Atlanta, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Melrose: FAQ

How many banks are in Melrose, FL?

Melrose has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Ameris Bank in Melrose, FL?

Yes. FDIC data lists 1 Ameris Bank branch in Melrose as of September 5, 2026. The address and directions are under Ameris Bank above.

Is there a Chase in Melrose, FL?

No. FDIC data lists no Chase branch in Melrose as of September 5, 2026. The nearest is in Gainesville, about 18 miles away in a straight line.

What is the oldest bank in Melrose?

Ameris Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1971.

Did any bank branches open or close in Melrose in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Melrose?

Nearby cities with more banks include Keystone Heights, Starke, Gainesville. Keystone Heights is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds